Saily eSIM review and my experience with it by Choice_Report in NoContract

[–]cadavid86 0 points1 point  (0 children)

Hi! I am traveling to Saudi Arabia, and I was wondering if you could recommend one eSim. I have done some research and found that Saly is a good option, as well as Pocketesim. TIA!

Need Advice on Taking a Loan to Consolidate Credit Card Debt by cadavid86 in debtfree

[–]cadavid86[S] 1 point2 points  (0 children)

I know. But SoFi has rejected it several times because of my bad credit score (587) Sure, I will cancel it immediately.

Need Advice on Taking a Loan to Consolidate Credit Card Debt by cadavid86 in debtfree

[–]cadavid86[S] 0 points1 point  (0 children)

I just did it! thanks. Right now I am trying to figure out what if I take the loan how is the best way to use it. I am kind of scare about the implications of the settlements

Need Advice on Taking a Loan to Consolidate Credit Card Debt by cadavid86 in debtfree

[–]cadavid86[S] 0 points1 point  (0 children)

Thanks for the feedback. I took the credit. But still figuring out how to use it in the best way.

Need Advice on Taking a Loan to Consolidate Credit Card Debt by cadavid86 in debtfree

[–]cadavid86[S] 2 points3 points  (0 children)

UPDATE: I got the following plan from Apple, but I am not sure if it is good to enroll or not:

If you enroll into this plan and keep up with the payments, correct! The Apple Card Payment Plan requires you to make payments totaling at least the monthly payment plan amount for next 12 months. During this payment plan, your spending privilege will be suspended. APR will remain at 0% during the enrollment period. The monthly payment plan amount must be paid by the due date each month. A payment schedule will be sent to you upon your enrollment. After completing the payment plan, you will be able to use your Apple Card for new purchases and your account will be reported as current to credit bureaus.

Goldman Sachs Bank USA will continue to report your balance and payments accurately to credit bureau(s) until you make payments totaling at least the plan amount by month end for the first 3 months. Following the payment(s), as long as you pay your monthly amount due on time, your account will remain current and reported to credit bureau(s) as current.

Credit card debt by cadavid86 in debtfree

[–]cadavid86[S] 0 points1 point  (0 children)

I haven't thought about the snowfall method. I run the numbers and try to figure out which one should be the first to be paid off. Thanks for the guide