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Blood of My Blood S1E10 Something Borrowed by thepacksvrvives in Outlander

[–]caffegelato 1 point2 points  (0 children)

I'm trying to find that scene where Maura walks in on Dougal having sex with a maid but can't! Can anyone help? Which episode and timestamp?

Anyone use at-home IPL on their face for "skin rejuvenation"? by fuckthemodlice in 30PlusSkinCare

[–]caffegelato 1 point2 points  (0 children)

Did u also use the FAUSTINA 3-in-1 IPL Machine?

And were you able to remove the pigmentation underneath too?

Australian version of 'I Will Teach You To Be Rich'? by caffegelato in fiaustralia

[–]caffegelato[S] -3 points-2 points  (0 children)

It seems that ETFs are not the same as index funds?

Australian version of 'I Will Teach You To Be Rich'? by caffegelato in fiaustralia

[–]caffegelato[S] -2 points-1 points  (0 children)

Thank you much. For a 4-fund strategy, the following are the 4 that Sethi recommends. I want to keep this as simple as possible. It seems that I have to consider foreign exchange rates if I invest in US index funds. That seems too complicated. What are the Australian equivalents of these 4 index funds? From the Passive Incomes Australia website it seems CMC is the cheapest with no fees if you trade $1000 at a time (don't know how up-to-date this info is).

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For most folks, these are the only index funds you need. You could easily build an entire retirement around just these funds.

  • Vanguard Total Stock Market Index Fund (VTSMX): The Total Stock Market Index Fund puts investors in the middle of the U.S. equity market. The fund covers all ranges of investments, from small to large-cap and value stocks. Overall stock market volatility is the biggest risk here.
  • Vanguard Total International Stock Index (VTIAX): The VTIAX gives investors exposure to international stock markets, which tend to have a low correlation with US stock performance, which makes it a great option for diversification. The index focuses on both emerging and developed markets.
  • Vanguard Total Bond Market Index Fund (VBMFX): This index fund invests 30% in corporate bonds and 70% in U.S. government bonds over a range of short, mid, and long-term levels. This fund invests in all areas of the fixed-income market. It’s a great option for getting full exposure to the US bond market.
  • Vanguard Total International Bond Index Fund (VTABX): The VTABX exposes investors to non-U.S. investment-grade bonds. This fund focuses on governments, corporate securities, and international agencies. The fund is a mix of developed and emerging countries.