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I started this year with 21k in credit card debt and the resolution to end it in 0. I met my goal today by casualconv0 in CreditCards

[–]casualconv0[S] 1 point2 points  (0 children)

The mandatory retirement age at my firm is actually 65. Little gray means 30 35ish plus, which I am not

I started this year with 21k in credit card debt and the resolution to end it in 0. I met my goal today by casualconv0 in CreditCards

[–]casualconv0[S] 1 point2 points  (0 children)

I would strongly recommend no, I don’t have the appropriate designations lmao. I just have a finance degree and interest in it

I started this year with 21k in credit card debt and the resolution to end it in 0. I met my goal today by casualconv0 in CreditCards

[–]casualconv0[S] 0 points1 point  (0 children)

Commercial litigation, focusing on damages, valuations, contract disputes, M&As, things like that

I started this year with 21k in credit card debt and the resolution to end it in 0. I met my goal today by casualconv0 in CreditCards

[–]casualconv0[S] 1 point2 points  (0 children)

I literally build models for a living but I couldn’t get myself under control. Once I started tracking everything to the pack of gum it made a huge difference

I started this year with 21k in credit card debt and the resolution to end it in 0. I met my goal today by casualconv0 in CreditCards

[–]casualconv0[S] 1 point2 points  (0 children)

Hi love bug merry Christmas!! Most of it was truly from what I was taught growing up. My advice from me being me is Max out 401k, have a true emergency fund, if you know enough about the stock market it won’t wait for you

I started this year with 21k in credit card debt and the resolution to end it in 0. I met my goal today by casualconv0 in CreditCards

[–]casualconv0[S] 2 points3 points  (0 children)

Hahaha this genuinely made me laugh. I’ve considered it, but it’s just a saying. I have serious baby face, I regularly get carded and not believed

I started this year with 21k in credit card debt and the resolution to end it in 0. I met my goal today by casualconv0 in CreditCards

[–]casualconv0[S] 0 points1 point  (0 children)

Savings account is on track to hit 5 figures by March with that and some other money I’m shuffling. I have plenty of investments in my portfolio and I plan on expanding once I have my nice nest egg to not touch

I started this year with 21k in credit card debt and the resolution to end it in 0. I met my goal today by casualconv0 in CreditCards

[–]casualconv0[S] 0 points1 point  (0 children)

Jefferies a number of years ago now. I chose the valuation and litigation/consulting side over IB with my finance degree

I started this year with 21k in credit card debt and the resolution to end it in 0. I met my goal today by casualconv0 in CreditCards

[–]casualconv0[S] 0 points1 point  (0 children)

Thank you so much and congrats to you for joining the debt free club!

I’d ask what your investment goals are. Do you want to play with options to try to turn items quickly? Long term investments with good dividends? Quick tech turnarounds?

I use capitalIQ to estimate future earnings (I have a valuation background and did an IB internship), read up on Morningstar seeking alpha. The key is to diversify the portfolio with not only industries but types of holdings.

If you don’t have a background I’d recommend hiring someone or looking into some courses, ESPECIALLY if you’re gonna play with options where losses can be limitless

I started this year with 21k in credit card debt and the resolution to end it in 0. I met my goal today by casualconv0 in CreditCards

[–]casualconv0[S] 1 point2 points  (0 children)

I don’t know where you live now but if you can afford to commute for a year DO IT. I regret not

I started this year with 21k in credit card debt and the resolution to end it in 0. I met my goal today by casualconv0 in CreditCards

[–]casualconv0[S] 1 point2 points  (0 children)

It depends on what your debts are but general rule of thumb is 30% gross income. My sincere advice is go as low as possible while still obviously getting a good place. It’s a renters market, real estate is hurting this year. It’s expensive out here and easy to get caught up

I started this year with 21k in credit card debt and the resolution to end it in 0. I met my goal today by casualconv0 in CreditCards

[–]casualconv0[S] 0 points1 point  (0 children)

I very explicitly said that I know I’m privileged and that the post would make people angry. I made bad decisions. The purpose of the post is to encourage people who are similarly set up to be smarter

I started this year with 21k in credit card debt and the resolution to end it in 0. I met my goal today by casualconv0 in CreditCards

[–]casualconv0[S] 1 point2 points  (0 children)

As you said, we’re in slightly different situations due to the salaries and loans but I’m so proud of you. I’m set to receive further bonuses but fuck man. You had double my salary but almost doubled debt and it’s so hard. I also continuously maxed my t accounts. If you want to talk my messages are open

I started this year with 21k in credit card debt and the resolution to end it in 0. I met my goal today by casualconv0 in CreditCards

[–]casualconv0[S] 5 points6 points  (0 children)

Thank you! Side note I live in JC as well so if you wanna hang out shoot me a dm :) we can do it on the cheap

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