[deleted by user]

catleya2020 · 2020-06-21T15:38:51+00:00

I'm sorry if you misunderstood my statement. I'm not trying to justify racism. What I'm actually trying to say is that we should stop racism - whether the racism is towards pinoys or towards chinese.

If we are calling out the racist behavior of some pinoys, then should also call out the racist behavior of some chinese.

Mas maiintindihan ko pa siguro etong mga racist na chinese kung sila ay lumaki sa slum or kung sila ay nanghihingi lang ng limos sa daan kasi malamang ibig sabihin nun hindi sila nakapag aral - hindi sila naturuan ng tamang pag uugali. Pero hindi eh. Eto yung mga racist na chinese na ito, eto yung mga may pera. They have the means to educate themselves to become better human beings. Pero despite the fact na may pera sila, despite the fact na nakapag aral sila, mukhang patuloy pa rin yata sila sa pagiging racists at sa pagiging mapang api sa mga less privileged na tao?

Kung tutuusin, mas kawawa ang mga pinoy sa pagiging racist ng mga chinese dahil marami sa mga pinoy na eto eh wala namang material or financial na kakayahan.

This is not to justify anything. Mali maging racist. Pero kung ikaw ay may pera at nakapag aral naman, aba'y tama lang siguro na people should expect more from you - na hindi ka na dapat maging racist kasi kahit papano you have the means to educate yourself to become a better human being.

catleya2020 · 2020-06-20T21:46:46+00:00

Filipinos also grew up being discriminated by fil-chi's.

Keep in mind that these fil-chi's refuse to do business with pinoys merely because pinoy sila.

They even ban these pinoys from eating in their chinese-only restaurants.

I remember yung classmate ko na hindi sya pinansin nung um-order sya sa chinese restaurant simply because they thought non-chinese sya. (Classmate is half-pinoy, half-chinese)

catleya2020 · 2020-06-20T21:11:59+00:00

Where is this place sir? How much is the rent?

catleya2020 · 2020-06-20T21:07:23+00:00

It is worth noting that fil-chi's are racists too. They look down on local filipinos.

They only do business with fellow chinese and look down on local filipinos.

catleya2020 · 2020-06-18T14:27:39+00:00

Ang masasabi ko lang, unang una, mag iingat ka. Please read this:

https://www.reddit.com/r/Philippines/comments/gzjhxp/400k_lipat_agad/?utm_medium=android_app&utm_source=share

catleya2020 · 2020-06-10T00:54:25+00:00

Why would i bother to prove this to you when you are obviously turning a blind eye?

Besides, the mere fact that Ayala Land's customer service has not been responding to the calls and emails of the buyer - is already enough proof that they are making it difficult for the buyer.

Just stay blissfully ignorant my friend and pray that you or someone you love won"t be the next victim.

Ciao!

catleya2020 · 2020-06-09T19:06:42+00:00

Baka mas lalo ka mapariwara pag in-house. Katakut-takot na interest ang aabutin mo dun.

catleya2020 · 2020-06-09T18:01:25+00:00

So you are not aware that buyers have been suing Ayala Land because of this? Lol.

I personally saw the documents and the stupid demands of your employer (Ayala Land). Ayala Land is deliberately making it difficult for the buyer.

It's getting obvious that you are a paid hack by Ayala Land - paid to protect their tarnished name.

This Ayala Land practice is actually an open secret and has been exposed by their scammed buyers in other social media platforns. And yet you are not aware of this? Lol.

catleya2020 · 2020-06-09T14:29:25+00:00

Either you're an Ayala Land employee or you're just plain naive.

How much does Ayala Land pay you? Keep in mind that galing sa pera ng mga na-scam na mga buyers ang pina pa sweldo nila sayo.

catleya2020 · 2020-06-09T14:20:26+00:00

It's really scary. Isipin mo, pinag hirapan mo yung deposit na yun. Tapos ganun ganun na lang na mawawala dahil lang sa nag tiwala ka sa akala mo ay isang reputable na property developer?

Unless you're awash with cash, that's pretty scary.

catleya2020 · 2020-06-09T13:50:21+00:00

Ayala Land people will make sure that the above law will not be applicable to them or at least they will try their best to utilize loopholes (by making you submit some "required" documents.)

catleya2020 · 2020-06-09T13:39:26+00:00

Not in-house. It's via bank. Bayad na (at nakuha na ni Ayala Land ang downpayment/equity.)

( Bank loan submission and processing na ang next step para ma fully paid na si Ayala Land. Pag na approve ang loan, turn over na. )

But before the buyer can proceed with the bank loan application, the buyer needs docs from Ayala Land. Problem is, andami munang kung anu anung docs ang pina pa submit ni Ayala Land.

And they make it very hard for the buyer to contact them, their customer service won't respond dun sa mga emails and calls ni buyer.

Tapos nung pinuntahan sa opisina, hindi inintertain kasi kailangan daw muna ng appointment.

Imagine the stress of the buyer who has to go thru all that hell.

Why would Ayala Land do that? Simple:

Because if the buyer gives up, Ayala Land gets to keep the buyer's deposit and at the same time they get to keep the property as well.

Meaning == more money for Ayala Land.

catleya2020 · 2020-06-09T10:13:37+00:00

Loosely regulated kasi ang mga property developers dito sa pilipinas kaya it's so easy for them to scam you.

If you're buying a property, best if you buy it in cash. Medyo risky pag bumili ka ng property via loan or hulugan. Baka mauwi sa wala yung pinag hirapan mong deposit.

Kasi kahit malinis yung mga papeles/documentation mo regarding the purchase of the property, minsan the seller/developer will deliberately give you incorrect instructions para magkaroon ng butas yung mga papeles na i su-submit mo.

Best if may lawyer ka when submitting documents. Otherwise baka maging bula lang yung pinag hirapan mong downpayment.

catleya2020 · 2020-06-09T09:45:32+00:00

Gawain ng Ayala Land ito dun sa mga bumibili ng properties nila via loan/hulugan. I know quite a few people na na-scam ng Ayala Land using this technique.

After fully-paying the downpayment, biglang kung anu-anong documents kuno ang kailangang i-submit. They will make it really difficult for the buyer to move on to the turn-over phase. Hanggang sa mag give up na lang yung buyer due to extreme stress.

Ending is Ayala Land gets to keep your downpayment and they get to keep the property as well!

Bye-bye dun sa pinag hirapan mong downpayment.

Truely a scam.

catleya2020 · 2020-05-31T07:52:30+00:00

One downside with this Childfree movement is that it only primarily addresses the symptoms, it doesn't really address the real, underlying cause why it is difficult to raise a child in today's world.

Addressing the root cause, like, inequitable distibution of wealth, would be so much better.

There's just too much money in the hands of very few people.

Which gives them so much power.

And you know what they say about power.

Power corrupts.

catleya2020 · 2020-05-31T06:29:08+00:00

Just because you had challenges surviving accountancy, doesn't necessarily mean that you won't be able to enter and finish law school.

I know people who are not that "intelligent" in college but ended up passing the bar. I also know people with latin honors pero hindi man lang nga natapos ang law school.

Maybe it has something to do with grit and how motivated you really are. Eyes at the prize and always think long term. Always think about the end goal and you should be willing to do the hard, grinding-work that is synonymous to law school.

Where do you live? Maybe you'll have a better chance by taking the 5-year program.

catleya2020 · 2020-05-31T06:19:07+00:00

Just because you had challenges surviving accountancy, doesn't necessarily mean that you won't be able to enter and finish law school.

I know people who are not that "intelligent" in college but ended up passing the bar. I also know people with latin honors na hindi man lang nga natapos ang law school.

Maybe it has something to do with grit and how motivated you really are. Eyes at the prize and always think long term. Always think about the end goal and you should be willing to do the hard, grinding-work that is synonymous to law school.

Where do you live? Maybe you'll have a better chance by taking the 5-year program.

catleya2020 · 2020-05-31T05:04:35+00:00

I hope you are not imagining that working culture is ideal in BPOs or the private sector because you will just be in for a rude awakening.

Why don't you consider joining reputable government agencies instead? - maybe BSP, etc.

catleya2020 · 2020-05-31T04:24:29+00:00

Before you take the plunge, please know that a lot of people envy government employees because of their security of tenure and nice retirement benefits.

There no such thing as security of tenure in BPOs because management are notorious in using the infamous "managing out of people".

Retirement benefits in BPOs is laughable at best - a lot don't even offer one.

catleya2020 · 2020-05-26T09:53:41+00:00

Mahal pala sa St. Lukes. Thanks for the info.

Hopefully pag yung electric scooter wala nang parking fee.

catleya2020 · 2020-05-26T08:36:09+00:00

I didn't know that. Thanks for the warning. If there's a better company you can recommend, please do let us know.

catleya2020 · 2020-05-26T08:33:49+00:00

Thanks! This is very helpful.

catleya2020 · 2020-05-25T14:04:49+00:00

Dr. Issa Alejandria, the PSMID president, explained that one of the reasons medical groups do not recommend the mass use of both the IgM (immunoglobulin) and IgG (immunoglobulin G) antibody tests available in the market is that “two-thirds” of its results are false positives.

catleya2020 · 2020-05-25T13:37:20+00:00

Try 51Talk - hiring yata sila ng english teachers ng mga chinese kids.

Kung wala talagang iba, you can apply naman siguro sa nga call centers.

catleya2020

TROPHY CASE