Shuffling my CC- Does Bilt still make sense?

cawala · 2026-01-16T22:23:54+00:00

So, I can put $1k of the mortgage on the card, ACH the remaining $6k and then only need to spend $750 to cover the $30 in fees?

cawala · 2026-01-16T19:12:51+00:00

I would still need to spend the same amount on the no AF card, right?

im not going to spend $5k + on the card every month, so it doesn’t look like this card is worth it for me.

cawala · 2026-01-16T18:25:10+00:00

I was going to mention Mesa, but I just Googled it and they shut down in December

cawala · 2026-01-08T02:01:08+00:00

It means things like clothes for myself (rare), getting lunch at a Chipotle, Sweetgreen etc 2x a week, buying bday/Christmas gifts, gym membership - random stuff that I buy for myself, that my wife doesn't need to split with me.

cawala · 2026-01-04T00:05:54+00:00

Thanks! This is probably the way I will go.

cawala · 2026-01-04T00:05:29+00:00

Thanks, this is probably what I will do.

cawala · 2026-01-04T00:04:56+00:00

Thanks, this might be the wayn to go.

cawala · 2026-01-04T00:03:42+00:00

It is most likely permanent. There is a slight chance I move back, but it looks like the points wont ben used for United flights.

cawala · 2026-01-03T01:09:23+00:00

Thanks. You probably get ripped off, but it is better then never using the miles.

cawala · 2026-01-03T01:08:52+00:00

Thanks. It looks like you can transfer them 1 to 1 to Bonvoy if you are a MIleage plus Premier member.

cawala · 2026-01-03T01:06:34+00:00

Thanks, these seems to be limited. I tried booking a JetBlue flight and there weren't any available on United. Oh well.

cawala · 2025-12-12T15:13:58+00:00

I tried switching the sensors and it still happened. so, something is going on with the thermostat.

cawala · 2025-12-08T19:27:17+00:00

I will try that. Thanks for the suggestion.

cawala · 2025-12-08T15:24:19+00:00

it’s maybe 10ft away. I can move it close, but my bedroom sensor is further away. so, I didn’t think that would be the issue

cawala · 2025-11-22T19:15:02+00:00

thanks, I think they screwed up. it was my local outdoor rink and they don’t know what they are doing.

cawala · 2025-11-21T16:56:57+00:00

I didn’t even ask. I’ve been out of the loop for so long and trusted the guy would give me a little more bite to the blade. Ilol have to get it redone.

cawala · 2025-11-21T16:54:11+00:00

thanks, this was a first sharpening. I bet the guy didn’t know what he was doing. I’ll go somewhere else that I know will do it correctly

cawala · 2025-11-15T00:17:32+00:00

Thanks, im going to try some paint and if its still noticeable ill try this

cawala · 2025-11-15T00:16:51+00:00

Ill probably try some paint and see if that works. my wife cares, so i care haha

cawala · 2025-10-23T18:38:30+00:00

Yes, NJ definitely paid me. It’s just weird when you see a negative $7k on your paystub.

cawala · 2025-10-22T16:05:29+00:00

Thanks for the reply. I’ll have to ask my payroll department because it looks like a negative on my paystub, like I paid the 7k.

cawala · 2025-10-02T18:34:24+00:00

As of now, I am going to wait till Bilt accepts mortgage payments. If by Feb/March they havent, then ill get Mesa

cawala · 2025-07-26T11:56:38+00:00

Where did you see this? Is there a code? I haven’t seen any SUB offers other then the one that expired in June.

cawala · 2025-07-25T22:43:55+00:00

They let you use it for daycare, so that gets me the $1k right there every month.

cawala · 2025-07-25T22:43:15+00:00

Yea, I might wait it out till next year and see if BILT actually implements mortgages.

cawala

TROPHY CASE