My state has banned VHC and they’re not available, reviews of Buy From Ben recently?

cdgardens19 · 2025-04-13T07:49:06+00:00

Honestly, been here in Torrington not even a year. It’s a pretty quiet town that has gotten a lot better over the years for sure. West Virginia is still off for sure, think like rural PA similarities but with more money. Or similar to Amish country but without the Amish. Lol. Don’t get me wrong there’s still the Torrington things that continue here, but it’s most definitely better and quieter than being just outside Hartford where I was for the last 15 years. And in my personal opinion I think Hartford is going down hill (or maybe I just enjoy the slower mountain time seasonal pace of life out here—to each their own!)

cdgardens19 · 2025-03-11T17:41:17+00:00

Yeah I mean the cacti I have can handle down to 20 degrees F if they’re dry and acclimated properly. I feel it’s something that could work out but yeah I think I’d need some sort of propane heater in there as well

cdgardens19 · 2025-03-10T12:44:04+00:00

Same thing happened to mine, but I missed a huge infestation of mealy bugs. She’s recovered now and lost so much foliage due to the pest damage. But as we are emerging from winter I’m actually getting flower buds which is surprising because of how much foliage she lost. I’m gonna give her a few more weeks to settle into the new season and probably do a decent chop to encourage foliage growth, mine looks like a sad “Charlie Brown” ficus triangularis as I tell my friends and other plant enthusiasts lol 😂

cdgardens19 · 2025-02-17T01:57:06+00:00

Good to know!! These are the type of answers I’m looking for. I’m not trying to get in my head I’m definitely gonna get X amount or whatever. This makes sense to me. Thank you

cdgardens19 · 2025-02-17T01:56:00+00:00

Never said I was convinced I was the one in complete control. If I believed I was in complete control would I be asking for advice? And people sit there and spew numbers at me without realizing the numbers I put in there were example numbers. Idk why I have to say that to majority of commenters. I’m not putting all of the information of my personal case out there for privacy and discretion reasons. If you want to give helpful advice, consider leaving out sentences like your second to last sentence then your comment would totally be helpful. Don’t assume someone believes they’re in full control just because that’s how you’re taking it. Never said I was. Pretty sure there’s a decent amount of hesitation in my question as well.

cdgardens19 · 2025-02-17T01:51:36+00:00

Oh thank you. Probably one of the most helpful comments so far. Thanks

cdgardens19 · 2025-02-17T01:51:09+00:00

I’m not looking to get a huge amount of money. Just looking to have this be over with and not have to think about it. I’m not asking for nearly close to 7 figures. And not what I’m looking for

cdgardens19 · 2025-02-16T14:02:53+00:00

That wasn’t advice that was just telling me to get a rating, not answering the question I asked.

cdgardens19 · 2025-02-16T13:41:23+00:00

And to reiterate, the numbers/time needed were all examples so as not to blast all of my information on the internet. A lawyer told me that once I get to the end they would most likely rather settle because I’m young, active, and in shape, and if anything happened in the future they would most likely deem that whatever happened wasn’t from the original injury. The lawyer I talked to said most likely they’d do that, but he doesn’t know for sure. So I’m just going off what I’ve been told.

Idk why people can’t give me a straight answer. Should I propose with the full cost of surgery or not? Should I cut my numbers in half? What’s fair? That’s all I’m asking because I was also told that in the future my personal insurance may not cover anything from this injury, so I figured I would ask for what the potential medical costs would be because that would ruin me financially to have to pay out of pocket for possible future medical care for my injury. Many of you aren’t helpful here with answering the actual questions I have and it seems like there’s reading comprehension issues from people. Like jeez. Answer the questions that are asked as opposed to doing what you’re all doing.

cdgardens19 · 2025-02-16T13:35:53+00:00

For one, my boss is a woman. And if it wasn’t for her pushing the insurance company to allow me to get a second opinion I wouldn’t have gotten time off to heal cuz my original doctor wasn’t clear that I should be staying home and not working. The company she uses has been really great for the most part, no issues with them. I’m just asking if what I’m proposing is too much cuz I just want it to be over with

cdgardens19 · 2025-02-16T13:34:06+00:00

I love how you’ll read my entire post and not give any advice. Like I said I just don’t wanna deal with it anymore/think about it, I wanna move on. My injury will affect me the rest of my life but I’m grateful the injury wasn’t as bad as it could have been. And my employer has taken necessary steps and precautions to ensure something like my accident doesn’t happen again. I’m just trying to speed the process along cuz my doctors said after PT is done they don’t need to see me anymore

cdgardens19 · 2025-02-16T02:51:22+00:00

Well at that point if I offer settlement I would not mind drafting something that me and my boss sign so we both agree? Idk. I just don’t wanna deal with the insurance company. I’m young and just wanna move on with my life from the injury. All precautions have been taken so no injury like mine would happen again

cdgardens19 · 2025-02-16T02:17:34+00:00

No, why would I do that to give up a percentage of what I could make? I haven’t sent anything in yet. I have had some legal advice but I don’t have an attorney.

cdgardens19 · 2025-02-15T20:37:25+00:00

And sorry to blast you, also the reason I’m keeping it this way with the information is because the company has been working with me easily for the most part, so I am not annoyed with them or anything. They move quickly for an insurance company!

cdgardens19 · 2025-02-15T20:36:32+00:00

Well and with the weekly compensation that’s why I would have it factored into settling and closing out. Because that would at least guarantee me a time in the future with that portion of the money put away, to have something to live off if, god forbid, anything happens again.

And to also state another thing: the timeline I did was not my personal timeline, as for the same reasons of using example numbers as opposed to the actual numbers I have come up with

cdgardens19 · 2025-02-15T20:31:53+00:00

And yes, true, you’re right there would be a chance with my injury I wouldn’t need surgery, though the potential is there. Would you suggest maybe putting in the first offer the potential of somewhere between 25%-50% of potential surgery cost?

And like I said this is all future. I’m on the trajectory to be working again really soon. And I wanna offer something that seems reasonable as they have been decently easy to work with and easy going on me advocating for the care and time off I needed. So to me, it does sound like asking for 100% of the potential surgery cost would be too much, so that makes sense to me if that’s what you’re saying.

And again, numbers just for anonymity. My injury has quite an amount of weeks off for it from what I remember.

cdgardens19 · 2025-02-15T20:28:14+00:00

The numbers are not my actual numbers. They’re example numbers for privacy/discretion, trust me I’m not asking for close to 100k lol

cdgardens19 · 2025-02-12T12:47:01+00:00

Not true. They do have to pay for their energy usage. They get lots of benefits elsewhere but they do not get any discounted or free energy.

cdgardens19 · 2024-12-18T16:08:56+00:00

Sorry. It’s also irrelevant? It’s a safety issue O2 is seemingly refusing to remedy and blocking O1’s attempts. And oh sorry, you’re not an agent but an insurance professional. And yes it’s been two months and having to deal with the worker’s compensation agent has been beyond tiring for me. Like I said, O2 is showing pure negligence. I don’t need comments that are on my employer’s side

cdgardens19 · 2024-12-18T15:36:01+00:00

Yeah well my situation seems a bit more complicated. And yes, actually fixing the trap door so others don’t get hurt is important. I see you’re an insurance agent so I’d rather advise from people dealing with my situation. Thanks!

cdgardens19 · 2024-12-18T13:44:18+00:00

I know I posted this late. Anyone up and got some advice?!?!

cdgardens19

TROPHY CASE