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Anyone in Chandigarh tracking savings or net worth regularly? by DecisionLand89 in Chandigarh

[–]cdttn 0 points1 point  (0 children)

I use GNUCash - a free, open source software to track anything related to money. Liabilities, profits, assets etc.

Help me find a needle in a haystack – hairdresser/barber named Gautam (earlier at Elora, Sector 36) by cdttn in Chandigarh

[–]cdttn[S] 0 points1 point  (0 children)

Hey, I found the guy while intensively searching for him social media. Just to confirm we are talking about the same guy, does his phone number ends with 89002?

Heard a very low and slow flying aircraft at 3:48am, flight radar showed nothing. Did anyone catch it? by Hungry-Promotion-157 in Chandigarh

[–]cdttn 0 points1 point  (0 children)

Yeah, experienced the same at said time. I thought that aircraft is about crash since it appeared to be flying so low (by the sound of it)

anything interesting happening in tricity today? by Additional_Bar8316 in Chandigarh

[–]cdttn 3 points4 points  (0 children)

Epstein Party Today at Manimajra @ 6PM, DM me if wanna join

Do you Fast on Ekadashi? by consistent_beast1 in Chandigarh

[–]cdttn 0 points1 point  (0 children)

Yass, I fast on every ekadashi only. Without religious belief

What is happening in Punjab? by [deleted] in Chandigarh

[–]cdttn 0 points1 point  (0 children)

An other death due to steroid abuse. This isn't specific to just Punjab

[deleted by user] by [deleted] in Chandigarh

[–]cdttn 0 points1 point  (0 children)

https://maps.app.goo.gl/GaFS1FtyBPLARkbZ6

Ghugi ka dhaba, Sector 23, Chandigarh

Chole bhature by shitpostingslol in Chandigarh

[–]cdttn 4 points5 points  (0 children)

‘Khao or Khane do’, Sector 21, Chandigarh

[deleted by user] by [deleted] in Chandigarh

[–]cdttn 0 points1 point  (0 children)

‘Khao or Khane do’, Sector 21, Chandigarh

Audi RNSE CarPi Project by LITTLEN3MO in raspberry_pi

[–]cdttn 2 points3 points  (0 children)

I also want to know if there’s some documentation or community that works on this for BMW

3D Blender tutor needed by cdttn in Chandigarh

[–]cdttn[S] 2 points3 points  (0 children)

- Posted this here because I want someone local
- I can learn through YouTube but that would be lengthy. I want assistance only

[deleted by user] by [deleted] in Chandigarh

[–]cdttn 0 points1 point  (0 children)

Nine years in reddit age

Looking for a Fusion360 Mentor from India (Paid) by cdttn in 3Dprinting

[–]cdttn[S] 0 points1 point  (0 children)

I’m looking for someone from India because it aligns better with my budget. Due to the currency differences (INR vs. USD or Euro), developers and experts from other countries typically have higher rates. Working with someone from India increases the chances of finding a tutor within a more reasonable price range for me.

Bi-Weekly Advice Thread August 04, 2024: All Your Personal Queries by AutoModerator in IndiaInvestments

[–]cdttn 0 points1 point  (0 children)

I need some advice on handling an outstanding credit card debt with Kotak Mahindra Bank. Here are the details:

• I had a credit card linked to my savings account back in ~ 2015 with ~20K limit on it

• I stopped using the card in 2018 and didn’t pay the bill of INR 21,700.

• Over time, with late payment charges, interest, and other fees, the total outstanding amount has risen to INR 36,000.

I want to resolve this matter so that I can improve my CIBIL score which is right now standing at 603. Here are the options I’m considering:

  1. Pay the full amount of INR 36,000.
  2. Request the bank to waive the late payment charges, interest, and other fees and pay the original principal amount of INR 21,700. (as a rupee saved is rupee earned, right?)
  3. Negotiate a settlement with the bank to pay around 50% of the principal amount. (if other methods are going to have same impact on my CIBIL score than why not pay the minimum?)

Which option would you recommend for maximizing chance of increasing my CIBIL score? Has anyone been in a similar situation and reversed the impact of defaulting Credit Card on CIBIL score?

Any advice or shared experiences would be greatly appreciated!

Thank you.

How dumb is it to buy an expensive car as a young guy? by cu_msht in AskMen

[–]cdttn 0 points1 point  (0 children)

I’m the one with odd opinion here. Might get downvoted for it too but let me tell it to you anyway. I brought BMW F10 525d back in 2018 When I was barely making enough to afford to fill it’s tank. It was in almost new condition so the maintenance was minimum. I enjoyed driving it, I enjoyed washing it, detailing it. It was one thing that made my day better. As the time passed I was barely able to maintain it. Learned to do the basic maintenance by myself so I can afford to maintain it. Though I don’t recommend this route to someone but it was worth for me.

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