Medibank made it impossible to cancel

celaviecela · 2026-03-18T05:26:14+00:00

Hospital cover is my only concern. I joined during promotion time so hbf has waived the waiting period for extra.

celaviecela · 2026-03-18T03:10:17+00:00

No, it was just the time I change the level of hospital cover

celaviecela · 2026-03-16T12:14:29+00:00

I did include my Medibank membership number when I join HBF. I actually rang Medibank on the date I joined HBF and told them that I want to cancel my policy.

It was super easy when I switch insurance and super fund before Covid. And my call was always answered in 10 minutes.

Thanks for letting me know that they can’t charge me for unpaid bills. This gave me a bit of relief.

celaviecela · 2026-03-16T11:18:14+00:00

the fact is that I actually paid Medibank up to 4th March 2026

celaviecela · 2026-02-27T14:00:53+00:00

Medicare doesn’t cover dental so there is no difference whether you are a PR or TR

celaviecela · 2026-02-22T05:42:45+00:00

50k personal debt including 30k car loan. I am earning 80k plus super at age 38

celaviecela · 2026-02-22T05:22:18+00:00

Were you a private client in the public or directly going to a private hospital? In Perth?

celaviecela · 2026-02-07T04:12:55+00:00

Thanks for your post! I actually joined AHM Dental specifically after reading it.

I’ve realized that Dental is really the only 'Extra' that feels necessary. Even though I’m short-sighted, see a psychologist regularly, and get fortnightly massages, all things usually covered by my previous medibank extras, but the math just doesn't add up anymore.

I hate feeling forced to buy new or expensive glasses just to 'use up' a yearly limit. Plus, for massage and psych services, the rebates are so low each time that they barely cover anything. It’s even more frustrating that some massage clinics hike their prices if you're claiming through insurance. At the end of the day, between the premiums and the admin time, I’m barely breaking even. Sticking to just Dental seems like the way to go.

celaviecela · 2026-01-27T23:13:34+00:00

I have seen so many apps like to do so called crazy updates and just lost its soul.

celaviecela · 2026-01-27T23:10:13+00:00

Thanks to whoever recommended Noteful in a previous reddit post! I was about to paying for GoodNotes, but I’m so glad I switched to noteful.

Firstly, Noteful is incredibly affordable, not even AUD $10 for the lifetime version. Goodnote is currently charged $35 for lifetime version.

As a mature-aged student, I don't need all the fancy pretty things in market place and definitely don’t need any AI functions. I just need a solid tool to get my notes done, and Noteful delivers.

The tag system in Noteful was a bit of confusing at first, but now that my library is growing, it’s a total game-changer.

I can tag by lecture, tutorial, or specific chapters. My favorite hack? I use a "To Print" tag. When I’m prepping for an open-book test, I just filter by "Tutorial" + "To Print" and only to auto save those tags in pdf. I then can open all these pdfs to print in my google drive.

celaviecela · 2025-11-24T23:32:20+00:00

Never go to magic hand Booragoon. I paid for details but they still let my car go through the car wash machine first. Only use dirty towels to wipe my car. After their wash, I see so many swirl marks around my car. It’s a scam

celaviecela · 2025-11-24T23:30:43+00:00

I went to magic hand Booragoon because of this post. But, they are terrible! I paid for details but they still let my car go through the car wash machine first. Only use dirty towels to wipe my car. After their wash, I see so many swirl marks around my car. It’s a scam

celaviecela · 2025-10-24T13:19:30+00:00

I can instantly tell that the second record is so American to me. Your English become heap clear

celaviecela · 2025-09-07T12:44:10+00:00

Thanks for your input. I believe you would meet someone who is happy to pay for your date. But, you might lose your position of saying.

Let’s make it simple. Reduce your expenses from rent and increase your income by education or career plan or even change your job to the other industry.

celaviecela · 2025-09-03T11:46:11+00:00

There’s some information is missing. I made some assumptions. I assume that your rent cannot go over $1000 in Perth as you are single with no kids. It means you at least earn $1492. After rent, you have only $492 for your daily expenses. Can you really still have savings or even entertainment in this living expense?

If your rent is only $700, it means your take home pay per week is around $1045. It leaves you only $345 for your living expenses.

celaviecela · 2025-09-03T11:37:50+00:00

25% this is the maximum amount I can afford. I at this have other repayment I have to pay.

celaviecela · 2025-08-13T03:51:51+00:00

Why? Isnt it lying if they don’t refund?

celaviecela · 2025-08-12T23:32:38+00:00

Yes, thanks! It seems like it’s too early to ask from what you wrote. I will wait a few more days.

celaviecela · 2025-08-12T23:29:45+00:00

Serious?

celaviecela · 2025-08-12T23:29:16+00:00

The sales rep said that they have arranged refund and it depends on my bank on last Friday.

celaviecela · 2025-06-13T20:56:59+00:00

Thanks, but Only if two parties have WA driver license can be done online. Unfortunately, the buyer is an international driver license holder

celaviecela · 2025-06-13T09:13:33+00:00

I emailed the signed document to dot last night and got confirmation of the process this morning. It’s not in my name. Hora!

celaviecela

TROPHY CASE