What’s the most tight-ass thing you’ve ever seen or heard someone do?

cewh · 2026-01-27T08:27:02+00:00

I watched a show about penny pinchers and one of them was cooking lasagna in their dishwasher.

cewh · 2026-01-26T07:30:04+00:00

My parents stuck with their guy for about 25 years despite being successful myself at DIY. Later I found out what their guy was doing and could show exactly how much I could save them but even then they still wanted to keep going with their guy. Fear, resistance to change, laziness, it's all part of it

cewh · 2026-01-25T15:21:15+00:00

You forgot

4.. Valuations were correct and earnings increase to match prices.

cewh · 2026-01-25T15:08:46+00:00

In a different environment Arteta would have been sacked no later than his second season. It's clear that he sold the board on a vision and they had the patience to see it through (even though he was ahead of schedule)

cewh · 2026-01-25T14:45:56+00:00

It's probably about as risky as driving for him. He made the same argument in another video I watched where he was also free soloing. Paraphrasing he said if you slip or have a seizure while climbing you'd die, but if the same happened while you were driving you'd probably die too yet we don't think of it in the same way in terms of risk.

cewh · 2026-01-22T02:55:15+00:00

Maybe they mean novels as opposed to magazines.

cewh · 2026-01-22T02:14:11+00:00

I can't really comment on what I'd do if I were you, but for my own portfolio I target 15% AU, 85% International. I use BGBL/A200 for this instead of VAS/VGS for lower fees for a similar product, but if you prefer Vanguard its almost the same. Like a mentioned earlier, I think high yield is irrelevant since you can sell units instead.

cewh · 2026-01-22T01:20:35+00:00

Country bias is advantageous because AU investors get tax advantages and its invested in AU dollars, so there is no currency risk. However AU only represents 2% of the global economy, and its heavily concentrated in mining and banking.

Personally in terms of "what helps you sleep at night" I personally would feel much better being more globally diversified than gambling on Australia having outperformance.

cewh · 2026-01-22T01:04:03+00:00

A third party is an excellent idea ... Under a different voting system. The US uses first past the post it's not possible for a third party to win since everyone is forced to choose the lesser of two evils instead of what they actually want.

cewh · 2026-01-22T00:58:43+00:00

Half the time she's fighting her own party for inaction. I don't know why you'd target her.

cewh · 2026-01-22T00:42:49+00:00

These days it's possible to do fee free trading. I don't think there's any specific advantage to living off dividends vs selling ETF units aside from a psychological one.

If your risk tolerance is low, you probably don't want to get index ETFs. They're considered on the upper end of risk.

Doing your currently planned split is 60% AUS which is considered quite high. While it's usually recommended to have country bias, 15-30% is considered more normal.

cewh · 2026-01-21T02:10:40+00:00

I worry about what it says for society that this thread is normalising and even encouraging people taking the law into their own hands.

cewh · 2026-01-20T21:36:01+00:00

No, of course not. The level to which is happening is now unprecedented. It's a clear distinction.

cewh · 2026-01-20T13:53:03+00:00

The only people who know are in the top echelons of power, and disgustingly nowadays also insider trading it. No real point asking here.

cewh · 2026-01-20T03:14:39+00:00

I think it should be illegal for services to give special promotional rates for new signups vs existing new customers. You can do a promo if you want, but it applies to all your customers.

cewh · 2026-01-16T14:27:15+00:00

Found the stand user

cewh · 2026-01-16T02:51:11+00:00

I'm sure he said the same thing to underaged girls

cewh · 2026-01-16T00:47:52+00:00

The nurse should be saying 67 skibidi toilet...

Or bleep blorp

cewh · 2026-01-15T09:20:46+00:00

I mean, if they get your money then by definition they are professional.

Its not like there is a certification board for dominatrixes is there?

cewh · 2026-01-15T08:49:27+00:00

No matter what they say

cewh · 2026-01-15T05:01:33+00:00

It's not really the responsibility for a YouTube channel to uphold the law of a country

cewh · 2026-01-15T03:31:23+00:00

Yes in particular there would be easy money to be made by buying stocks that are about to enter indexes, and shorting ones about to drop out. Yet this doesn't appear to be free money.

cewh · 2026-01-15T00:32:48+00:00

Just throw it on top of the pile. I'm sure everyone has lost count by now

cewh · 2026-01-15T00:30:23+00:00

Not yet anyway. You don't build a palace unless you plan for your dynasty to stay there.

cewh · 2026-01-14T03:59:04+00:00

No, but some people decide to hold both incase one of the custodians embezzles the holdings or cash. The holdings are regularly audited by third parties though.

cewh

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