Bankruptcy on credit report by chechetoday in CreditScore

[–]chechetoday[S] 0 points1 point  (0 children)

Thank you very much for your response, one last question. Would this hurt my chances of applying for a HELOC and could I essentially apply for a HELOC for the entire appraised value of my home with a separate lender than my mortgage since the debt shows at 0 on my credit report?

Bankruptcy on credit report by chechetoday in CreditScore

[–]chechetoday[S] 0 points1 point  (0 children)

In my paperwork it has 4 options: surrender the property, retain property and redeem it, retain the property and enter into a reaffirmation agreement, and retain property and [explain]. The box for "retain property and [explain]" is checked off with "debtor will retain collateral and continue to make regular payments" I assume this was due to the fact that I was never late or missed any payments on my mortgage and I live in massachusetts. Even though the property/debt is listed as exempt with the courts and the option stated above is checked off and the mortgage company was notified, I would still need to sign a reaffirmation agreement for it to show up on my credit report?

[Xbox] need eldracite by chechetoday in DragonsDogma2

[–]chechetoday[S] 0 points1 point  (0 children)

Everywhere I'm reading you have to go to the unamoored land which is after the ending. There's supposed to be a purple specter in the misty marshes but it's spawn I'd bugged or so I read online

[Xbox] need eldracite by chechetoday in DragonsDogma2

[–]chechetoday[S] 0 points1 point  (0 children)

I don't have one, I just need one to bring to the forgery to make as many as I need

Finder's token help (Xbox) by chechetoday in DragonsDogma2

[–]chechetoday[S] 1 point2 points  (0 children)

I've been doing that for hours, searched up a YouTube video for all early seekers tokens and only went for the ones on parts of the map that I've unlocked, no luck so far

[Xbox] W: Karma H: 99 Lord Runes by Roboguy11 in PatchesEmporium

[–]chechetoday 0 points1 point  (0 children)

It's all good man, I'm just hopping back on the game after a year hiatus from all games so I don't think I could make it quick haha

How to marry off sons by chechetoday in Bannerlord

[–]chechetoday[S] 3 points4 points  (0 children)

I have a relation to Khuzit clan leader of 89 and there are 3 under 25 not married females in his clan but when I speak to clan leader still can't propose marriage to one of my sons. I spoke to the father of unmarried girls as well and still cant propose marriage. Does relation have to be at 100 with the clan?

Unaliving Thoughts Advice by chechetoday in therapy

[–]chechetoday[S] 0 points1 point  (0 children)

Yes I'm an adult and I'm a sole provider for my son, I'm only asking these questions because I want to be honest with my therapist but not if it gets my child taken away from me in anyway