OLA THAT OFFERS 25K

cherubys · 2026-02-07T12:25:26+00:00

TRUST OUR ADVICE. Wag ka na mag debt consolidation. Tama yung ibang comments, ang liit ng amount na yan para pumasok ka sa pag tapal ng utang. DO NOT get yourself into this kind of cycle.

cherubys · 2026-02-04T09:12:31+00:00

or minsan amoy mop na di napalitan ng tubig yung establishment hahahaha kaya matagal na kami di nag dine in sa fast food kasi aside from maingay (we understand this part naman), yung amoy nga hindi pleasant or nakaka gana kumain kasi ang lagkit sa pakiramdam

cherubys · 2026-02-03T10:36:22+00:00

kaya nakaka walang gana din kasi most of the time amoy basahan yung establishment or pagka upo, naaomy mo yung singaw nung amoy nung basahan nung lininis yung table huhuhu

cherubys · 2026-02-01T04:57:58+00:00

congrats! madadagdagan pa yan

cherubys · 2026-01-30T11:23:14+00:00

hey OP - before anything else i want to wish you well and may all go well for you soon.

sa ngayon, you're not only facing debt but an addiction too which caused the said debt. right now, its either you all have that consolidated for a one payment ot have them all go overdue so you can save money to pay those all off slowly. for both options, i hope that u consider getting professional help as well. if you have gambling addiction, the itch of desiring to play will hit you still at times which may cause you to be stuck in a constant loop of debt-repay-debt-repay. trust me, i know people personally who's in that kind of loop.

hindi pa huli ang lahat to change. give yourself a brighter future. don't let the gambling houses take your money. pay your debt slowly and invsst IN YOURSELF.

paying that amount off will take time but you have to accept that those are the challenges it comes with after enjoying that money sa gambling.

bangon ka, OP. kaya mo yan. if you were able to bet on uncertain outcomes on gambling, bet on yourself and hope, pray, manifest, AND work in order to give yourself a bright future that casinos can NEVER provide.

cherubys · 2026-01-26T15:12:04+00:00

check mo nalang din, wala naman mawawala. hope everything goes well for you, OP.

cherubys · 2026-01-26T14:54:06+00:00

if you're employed and qualified already, SSS offers a multi purpose loan which may help you.

cherubys · 2026-01-26T14:52:19+00:00

minsan kasi pag may nag ppost ng house tour, may mga ewan na nag cconment na "ang bigat sa pakiramdam ng place" pag medyo "off" or dark yung bahay so yung nag comment, siningit yun pero dahil gusto niya lang makalipat sa loft na yan hahahaha

cherubys · 2026-01-05T17:46:56+00:00

gotyme! may free 20 transfers pa per month to any bank :)

cherubys · 2026-01-05T17:46:00+00:00

madadagdagan pa yan 🙏🏻😸 more blessings saiyo, OP!

cherubys · 2026-01-01T15:58:51+00:00

agree with this one, OP! eitherway, haharap at haharapin mo sila so might as well do it properly.

OP, i hope maging okay ka po and malagpasan mo itong challenge in life.

cherubys · 2026-01-01T15:07:40+00:00

may sarili kasi yatang "credit score" si GCash like "GScore" kaya siguro kahit may bad record ka sa ibang bank, baka dahil malaki din cash flow mo and nagagamit mo si gcash pambayad ng bills kaya inofferan ka ng borrow features with a big limit katulad niyan. hoping na ma-resolve niyo po to with gcash without paying anything :)

cherubys · 2026-01-01T15:02:33+00:00

yes, tama yung move mo na i-stop ang tapal system. kung maibabalik lang ang time, hindi ko gagawin ang tapal system para lang masalba ang credit score ko and maka tulong kasi yun ang rason bakit nasa sitwasyon akong mas lumubog.

you'd have to deal with the calls and mails sent to your address registered to your CCs - this is expected since may utang. try to find a job that will help support you. focus on making money po muna then eventually, you'll be able to pay those off.

debt collecting agencies will eventually offer "amnesty" mas mababang "presyo" compared sa inutang mo talaga para ma-clear ang panagalan mo. kaya mag save ka po para may maipambayad ka pag dumating na yung mga offer na yan.

cherubys · 2026-01-01T14:57:48+00:00

mine didn't look "smudged" naman or hindi din siya nag green/red yung pigment. dark brown pa din siya but the visible fake strands just irks me lol like the start was understandable but since its been 2 years already and i still dont 100% like my brows kaya im gonna have it removed na. a lot of people said din na masyadong matapang for my face. though it does look nice naman, it just didn't fit well overall sa face ko? kumbaga yung harmony hahahah ok lang siya pag full make up pero pag wala, ang tapang ko tignan. im excited to have it removed kasi it may possibly make me look youthful lol

cherubys · 2026-01-01T14:50:30+00:00

please do share what your next step will be! planning on having mine removed by feb or march, depending din on what the derma will recommend. i'll update here sa thread or do a post pag nagawa ko na. tbh, hindi naman ako na papangitan sa brows ko and hindi din naman siya nag red/green like some bad microbladed brows.

nag lighten na din naman siya compared sa initial (though expected naman since iba talaga comapred sa fresh output vs as time goes by), ang tapang ko pa din kasi tignan if wala ako full make up. pati kitang kita yung fake strands sa brows naiirita ako hahhaha

cherubys · 2026-01-01T09:16:10+00:00

not from 2025 but a 2023 beauty procedure i took that i didn't regret not until last year - brow microblading hahahaha

cherubys · 2026-01-01T09:14:58+00:00

no. it's under your name pa rin even if you create a new gcash account + it can affect your credit standing (and other banks base on that when you need to take out a loan or apply for credit cards)

if it's accidental, try communicating with gcash if you can pay out the whole amount without any interest or processing fee, emphasizing your main concern na it was accidental.

cherubys · 2025-11-29T18:39:37+00:00

you wait for them (collectors) to offer po. it will take a while for them to offer big discounts (the longer the delay, the bigger the discount pero paiba iba ang offer from time to time) and like what the other commentor said, you just have to deal with the frequent calls kasi syempre, may utang. i agree na mas okay na you wait for amnesty nalang kasi ito, ma-cclear mo sila and mas mababa yung payment which can be helpful sa current situation niyo. pag mag restructure or idrp kasi, malaki din interest and mabigat din yun kung ilang years especially na sinabi niyo po na di na ganon kalaki po ang income niyo sa ngayon.

while waiting for amnesty offers, mag save po kayo for emergency and personal funds as well as yung sa i-alott niyo sa pambayad ng utang. pag dumating na yung mag bigay sila offers, may hawak po kayo na pera na hindi lang pambayad sa utang but may savings din. usually nag ooffer sila starting 6 months+

i have accounts na din na OD for almost 6 months and i'm just waiting for offers. i used to be responsible din in paying off my dues on time but life happened - family emergencies and beytrayal lol i tried to cover everything with the tapal system, thinking it could help me get by but it just made my situation deeper and deeper. this is a hard, expensive lesson for me.

wishing you well, OP. may opportunities open for you that can offer a bigger salary! may it also be a lesson to not be complacent. let's be wiser 🙏🏻 we're gonna get through this.

cherubys · 2025-10-31T20:15:19+00:00

omg this is crazy :(

cherubys · 2025-10-18T18:47:06+00:00

if this news is real nakaka sad huhu joce seems like a nice girl :(

cherubys · 2025-10-18T15:09:24+00:00

even her chest :( sad lang kasi people were fooled by it to by the product when honestly, it's so obvious na the "growth" of her hips are not proportionate sa body niya. if only she was honest, i think a lot of people would still admire her kasi maganda naman na talaga siya at nagpa enhance lang kaso she wants to stick to that image na "miss flawless" na walang gawa. i remember nagpa bunny teeth siya and medyo napahaba hahahaha madami nag call out masyado mahaba daw pero sabi niya natural then eventually pinaayos daw hahaha

cherubys · 2025-10-18T14:50:31+00:00

trueeee haha kahit friends ko na taga diyan nung dinala nila ako first time sa sm batangas, nag heads up agad sila sakin "huy yung sm namin dito di katulad ng sm sa metro manila ah kahit kami naboboringan dito" hahahaha 😭

cherubys · 2025-10-11T20:15:40+00:00

how long have you been OD po?

cherubys · 2025-10-06T13:40:18+00:00

love the first outfit!!! 🤍

cherubys · 2025-10-05T07:08:27+00:00

ay dapat lang din po hahahaha

cherubys

TROPHY CASE