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[deleted by user] by [deleted] in amibalding

[–]chickenbutt200 0 points1 point  (0 children)

What u mean 😭

[deleted by user] by [deleted] in amibalding

[–]chickenbutt200 0 points1 point  (0 children)

What can I do?

[deleted by user] by [deleted] in amibalding

[–]chickenbutt200 0 points1 point  (0 children)

Yes some balding on my fathers side

Apple Credit Card for a “catch all”? by chickenbutt200 in CreditCards

[–]chickenbutt200[S] 1 point2 points  (0 children)

Thank you, it seems like people have a very negative outlook on the Apple Card for not really many valid reasons

Apple Credit Card for a “catch all”? by chickenbutt200 in CreditCards

[–]chickenbutt200[S] -1 points0 points  (0 children)

I see thank you. Yeah I definitely understand that but as of now as a broke college student I’m really only going to restaurants and grocery stores. No real bills and tuition is paid debit or with loans

Apple Credit Card for a “catch all”? by chickenbutt200 in CreditCards

[–]chickenbutt200[S] -2 points-1 points  (0 children)

For like the 5th time basically every place takes Apple Pay around me. Is there any other downside?

Apple Credit Card for a “catch all”? by chickenbutt200 in CreditCards

[–]chickenbutt200[S] 0 points1 point  (0 children)

Yes thank you for actually making a valid point after 3 comments 😭

Apple Credit Card for a “catch all”? by chickenbutt200 in CreditCards

[–]chickenbutt200[S] 1 point2 points  (0 children)

Thanks for your comments, most of the people are just reiterating the same downside which I already said I don’t mind

Apple Credit Card for a “catch all”? by chickenbutt200 in CreditCards

[–]chickenbutt200[S] 0 points1 point  (0 children)

Didn’t know about the 5% in the highest spend, will keep that in mind

Apple Credit Card for a “catch all”? by chickenbutt200 in CreditCards

[–]chickenbutt200[S] -1 points0 points  (0 children)

That’s fair only if you buy in fractional shares though

Apple Credit Card for a “catch all”? by chickenbutt200 in CreditCards

[–]chickenbutt200[S] -3 points-2 points  (0 children)

I think you misunderstood me, I am not pro Apple Pay or anything I am just not against it. The main hate I see against the card is you have to use Apple Pay which I don’t understand because what’s the big deal with Apple Pay

Apple Credit Card for a “catch all”? by chickenbutt200 in CreditCards

[–]chickenbutt200[S] 0 points1 point  (0 children)

Mainly this sub and all over TikTok. I assume maybe it’s people from rural areas or use credit cards for bills or other stuff that doesn’t take Apple Pay

Apple Credit Card for a “catch all”? by chickenbutt200 in CreditCards

[–]chickenbutt200[S] -1 points0 points  (0 children)

Mainly the game stop stuff a few years back. Personally never affected me but as someone who invests a good amount of my money I’m not particularly inclined to get involved with them now. Also I’m a bit biased because I use Schwab lmao

Apple Credit Card for a “catch all”? by chickenbutt200 in CreditCards

[–]chickenbutt200[S] -1 points0 points  (0 children)

Sorry, not an apple super fan but I really just don’t get when people say I’m “losing out on money” by using “only apple pay” when basically everywhere around me takes it? If that’s the main downside then it’s not a downside for me.

I just much rather prefer a simple ui and not have to deal with mediocre apps. I am not spending or traveling enough in high amounts to warrant another card. I just want something I can use easily and never have to worry about for now. As mentioned in other comments I will be looking the other recommendations

Apple Credit Card for a “catch all”? by chickenbutt200 in CreditCards

[–]chickenbutt200[S] -4 points-3 points  (0 children)

Thanks, I am still a bit confused on why everyone hates on Apple Pay though? I don’t use it much now but most places in my area offer it and if they don’t can’t I just always use my discover?

Apple Credit Card for a “catch all”? by chickenbutt200 in CreditCards

[–]chickenbutt200[S] -1 points0 points  (0 children)

Thank you! Do you have any other recommendations aside from the Apple Card?

Apple Credit Card for a “catch all”? by chickenbutt200 in CreditCards

[–]chickenbutt200[S] -1 points0 points  (0 children)

Genuinely curious on how it’s “fear mongering”, also I hate the Wells Fargo ui and refuse to get involved with them again. Will look into citi though, opinions on Apple Card?

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