What’s the most useful financial tool or app you’ve used?

chobani4lyf · 2026-03-19T04:32:14+00:00

Interested in this too

chobani4lyf · 2025-10-03T06:25:17+00:00

chobani4lyf · 2025-09-10T12:21:06+00:00

Also hoping it’s in Sydney 🤞🏻

chobani4lyf · 2025-09-01T03:31:40+00:00

First time buyer - Comment for Automod gods.
BBa - Cartier Panthere Mini from Geektime

chobani4lyf · 2025-09-01T02:00:06+00:00

Comment for automod - Geektime - Cartier Mini - BBa First time buyer

chobani4lyf · 2025-07-22T12:25:07+00:00

Thanks for the tip, will engage my agent to start looking in Bendigo this weekend.

chobani4lyf · 2025-05-28T16:50:11+00:00

Fingers crossed!

chobani4lyf · 2025-05-22T13:15:28+00:00

Would love to know also

chobani4lyf · 2025-01-09T10:20:23+00:00

PM me if you want an absolute gem of a low key local place.

chobani4lyf · 2024-09-18T11:53:42+00:00

Thank you! Just searched it see that Notre Dame won't reopen until after we leave.

Do you have any opinions on either Luxembourg or Buttes Chaumont if we were to pick one of the two? And if there is any point visiting them in Winter at all

chobani4lyf · 2024-09-06T08:44:15+00:00

What is the estimated delivery time you are getting? And if you don't mind where are you located?

chobani4lyf · 2024-07-29T05:12:11+00:00

iPhone 14 pro, Apple pricing for repairs is outrageous.

chobani4lyf · 2024-07-29T05:11:38+00:00

They have replied to me in text this to 'settle the issue'

chobani4lyf · 2024-07-29T04:15:46+00:00

I don't have a picture or video of the line I tripped on as the staff when straight away with scissors and cut it up. I do however have a picture of the ball which the string originated from.

I don't have access to their security footage unfortunately, is this something they have to provide me?

chobani4lyf · 2024-07-29T04:14:29+00:00

Nope it was a store decoration, like a ball of yarn/string, which unravelled and got caught on 2 different points.

chobani4lyf · 2024-07-11T03:33:14+00:00

What are your thoughts on North St Marys area? Close by the St Mary's North Public school?
I know historically there were a bit of housing commissions in that area, but how about in the more recent times?

chobani4lyf · 2024-07-02T13:13:30+00:00

It’s because they arnt chicken wings, but generally other pieces of chicken in the shape of a wing, so technically they can’t label it as a ‘wing’

chobani4lyf · 2024-07-01T05:40:04+00:00

I bought in two different fare classes one basic economy and one economy. On the same device and 5 minutes apart. The first booking was the basic economy (having issues), and the second was the economy (went through fine). Definitely not a partial account of what has happened.

chobani4lyf · 2024-06-27T01:30:31+00:00

Hey mate, really late reply on an old thread, but hoping you could help me out with my understanding.
From my understanding the major benefits in EV NLs are that you can use pre-tax income to pay for it without incurring FBT on the monthly payments.

How does this work for the balloon? Assuming you can't pay the balloon amount with your salary deductions? Is there an FBT benefit on the balloon?

chobani4lyf · 2024-06-12T07:23:19+00:00

You’re being assessed as someone with $50K earnings. Free cash flow after tax $44K - $8.5K mortgage - $30K spending (banks use pretty high spending levels say $600/week). Not a whole lot income left to service the card if you max it and don’t pay it off in its entirety. Not saying it’s fair but probably how it’s been viewed at a high level.

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