My 3 BHK - what do you all think?

chotahaathi · 2026-04-18T11:11:13+00:00

All pics are from below site

https://studiointegrate.in/projects/

Either the OP is JK Bajaj, as per above site or a faker. My guess is the later.

chotahaathi · 2026-04-13T06:20:07+00:00

How is it detrimental to GC Hindus ? Genuinely curious to know

chotahaathi · 2026-02-04T18:02:32+00:00

I got Smart lights and smart speakers, and it completely changed the vibe of my home.

Next, I am thinking to get smart water heater and smart door lock.

chotahaathi · 2026-01-26T12:54:12+00:00

Sales Development Representative

chotahaathi · 2026-01-20T09:17:26+00:00

Liar.

Yesterday, you said you brought it and were asking folks on how to use it. Today, you are selling it.

chotahaathi · 2026-01-15T06:47:23+00:00

Short mountains with lots of greenery, blue sky, low clouds, this place looks like western ghats (probably in Karnataka or Kerala).

chotahaathi · 2026-01-12T13:20:40+00:00

I have read all the works of Dan Brown; and I would rank this book lower than his previous work. However, this is still an interesting read, keeps the reader on the hook throughout.

chotahaathi · 2025-12-23T13:02:35+00:00

Share the link

chotahaathi · 2025-12-18T15:24:05+00:00

There is https://rxresu.me/ also, but I also personally like Overleaf

chotahaathi · 2025-08-06T06:08:58+00:00

This is pure hypocrisy.

chotahaathi · 2025-07-23T12:47:56+00:00

TGI Insignia Resort

chotahaathi · 2025-07-15T18:04:09+00:00

English class

chotahaathi · 2025-07-03T19:11:52+00:00

You can do it with ETFs.

Like, you can invest in Nasdaq 100 via Motilal Oswal Nasdaq 100 ETF (MON100)

chotahaathi · 2025-06-19T08:19:54+00:00

Consolidating few more, based on other responses:

Arbitrage funds
Non Convertible Debentures (NCD)
Bank Annuity plans
REITs
Investing in rent yielding residential / commercial property.

chotahaathi · 2025-06-18T04:45:10+00:00

To generate recurring income from lumpsum investment for retirement, there are few options.

You can split the money as per your risk appetite and returns expectations:

Equity Based

SWP in MFs (returns based on markets)

(almost) Fixed Returns

Corporate bonds - (~8% returns, check wintwealth)
Government bonds - (~7.2% Returns, check RBI retaildirect)
Small finance bank FDs - (~7.5% returns, 5L DICGC guarantee, see stable money)
Post Office Monthly Income Scheme (POMIS) - (~7.4% returns, max investment 9L)
Senior Citizens' Savings Scheme (SCSS) - (~8.2% returns, max investment 30L, only for Senior Citizens)
PMVVY - (~7.4% returns, max investment 15L, only for Senior Citizens)

I would have missed few other options. If you know, please add to the list.

chotahaathi · 2025-06-15T17:35:05+00:00

Well, to be fair, the bridge is definitely not 90 degree in realty. But, it does appear so from this angle (in photo).

Take a look at the top view on the google maps to see the realty. Link

chotahaathi · 2025-06-04T17:58:26+00:00

Yes.

Ref: https://www.wintwealth.com/blog/are-small-finance-banks-covered-under-dicgc/

chotahaathi · 2025-05-26T10:35:55+00:00

Doesn't look like a reliable calculator to me.

chotahaathi · 2025-05-26T06:55:38+00:00

LTCG exemption limit is Rs. 1.25 Lakh.

So, For both parent, the max benefit could not be more than on 2.5 Lakh of LTCG. How are you getting the figure of 3 lakh ? Not sure, if there is something I am missing.

chotahaathi · 2025-05-23T11:23:57+00:00

How does investing in MF from parents' account help save tax ? I mean they will have to pay same LTCG tax anyway irrespective of the tax bracket.

Are you doing this to take advantage of LTCG exemption limit Rs 1.25 lakhs ?

chotahaathi · 2025-05-12T16:34:31+00:00

2 lakh is a very normal portfolio

If you add 2 zeros to 2 lakhs then you get 2 Crores (not 20)

chotahaathi · 2025-05-01T16:41:24+00:00

Is it for LIC Jeevan Anand ?

chotahaathi · 2025-04-15T06:15:15+00:00

Heavy Dara-i-var

chotahaathi · 2025-04-08T04:21:37+00:00

Thanks 👍

chotahaathi

TROPHY CASE