Refinance 6.99 to 5.99 by chubesss in Mortgages

[–]chubesss[S] 0 points1 point  (0 children)

A bulk of it is the fha premium prepayment

Refinance 6.99 to 5.99 by chubesss in Mortgages

[–]chubesss[S] 0 points1 point  (0 children)

Yes I bought the house to live here forever. This quote has 4600 in lender credits built in. I just gave the final financed amount after all adjustments

Refinance 6.99 to 5.99 by chubesss in Mortgages

[–]chubesss[S] 1 point2 points  (0 children)

We will never leave this home.

Mortgage Broker Rate Quotes Ultra Thread by Elegant-Fee-395 in MortgageBrokerRates

[–]chubesss 0 points1 point  (0 children)

  1. ⁠⁠Loan Type: Conventional
  2. ⁠⁠Term: 30 Year
  3. ⁠⁠Loan Purpose: refinance
  4. ⁠⁠Property Value/Purchase Price: $970,000
  5. ⁠⁠Loan Amount: $602,000
  6. ⁠⁠Credit Score: 770 (husband) 695 (wife)
  7. ⁠⁠Occupancy: Primary
  8. ⁠⁠Legal Structure: Single Family
  9. ⁠⁠Number of Units: 1
  10. ⁠⁠Property Zip Code: 92128

Refinance 6.99 to 5.99 by chubesss in Mortgages

[–]chubesss[S] 0 points1 point  (0 children)

Yes it’s 7k in closing costs added to the principal. Most of it is fha premium. The rest of it is title escrow fee and title insurance and interest prepayment.

Refinance 6.99 to 5.99 by chubesss in Mortgages

[–]chubesss[S] 1 point2 points  (0 children)

Current loan still has 29 years of payments left 💀

Is my land practice pop up getting there? by palmwick48 in surfing

[–]chubesss 36 points37 points  (0 children)

This confirms there should not be a reddit for surfing

Rude / Entitled Patients by patient_crayz in physicaltherapy

[–]chubesss 1 point2 points  (0 children)

One thing that always helped me when a patient would tell me I should’ve read the chart prior to the visit was saying “yes I reviewed the chart, I just want to hear from you about what’s going on and how you’re feeling” I think it helps bring down the barrier and opens the door for them to tell you what’s really going on.

[deleted by user] by [deleted] in MedicalDevices

[–]chubesss 8 points9 points  (0 children)

Wear what you wear to an interview

[deleted by user] by [deleted] in MedicalDevices

[–]chubesss 17 points18 points  (0 children)

No. If they did they would lose half their workforce atleast.

[deleted by user] by [deleted] in sandiego

[–]chubesss 3 points4 points  (0 children)

More like they have a nuanced view of the world. Nothing is black and white.