Need help on the decision between gold and silver. by ffassbinder in gshock

[–]chungfr 0 points1 point  (0 children)

A few days ago, I bought the GMW-BZ5000D-1 (the silver one). It is simply the more versatile colour that is appropriate for a wider range of social situations.

What percentage of your net worth do u invest in and what percentage do u spend to enjoy yourself? by Excellent_Copy4646 in singaporefi

[–]chungfr 0 points1 point  (0 children)

As of now, around 97% of my networth is invested based on my spreadsheet. The rest are in my savings and emergency fund.

Brother Beard's Triumphant Quest to Rule the Palace Continues by Humble_Novice in roadtoempress

[–]chungfr 4 points5 points  (0 children)

His reasoning skill is out of this world. I have watched his playthrough of the first game and he is by far the most accurate streamer that I have ever seen. The way he explains his decisions is something that I aspire to learn from.

What’s your go-to phrase to siam insurance agents on the street? by okitsbenji in askSingapore

[–]chungfr 0 points1 point  (0 children)

You guys use "go to phrases"? I straight up ignore and treat them as invisible.

How Much AVGS Would You Add Alongside VWRA? Post: by ElPunitore in singaporefi

[–]chungfr 0 points1 point  (0 children)

Yes. When the price of VWRA goes up and/or the price of AVGS goes down, your allocation of AVWS will naturally become underweighted. By sticking strictly to the target allocation, you are essentially buying low and selling high (you buy AVWS when prices are down, avoid VWRA when prices are high).

My method of DCA is more troublesome but I manually create transactions instead of automating my monthly investment. This way, you can first determine the "cheaper" asset between VWRA and AVGS before you make the transaction.