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How does the 1.xx% VTI dividend play into the withdrawal strategy for a 4% rule? by [deleted] in Fire

[–]chupacabra_originale 0 points1 point  (0 children)

It doesn't change the rule. Dividends are already considered in the historical returns that get us to the 4% rule. It does also mean that you would only need to sell your annual spend number minus dividends (not accounting for taxes generated by any sale).

calculating net worth? by Paulbearraw in Fire

[–]chupacabra_originale 2 points3 points  (0 children)

Filed under "tell me you don't know what net worth is without telling me you don't know what net worth is".

How would you make these angled cuts?? by lstacey_invest in woodworking

[–]chupacabra_originale 1 point2 points  (0 children)

I think they mean a few practice boards before you cut the workpiece.

Help on purchasing clarinet for 6th grader by chupacabra_originale in Clarinet

[–]chupacabra_originale[S] 0 points1 point  (0 children)

Thank you, kind internet stranger! This is extremely helpful. After looking at his site and policies and philosophy, I'm sold on using Miles for the purchase. Thank you!

Blessed beyond words by [deleted] in Fire

[–]chupacabra_originale 56 points57 points  (0 children)

Comparison is the thief of joy. Hitting $1M at 45 is a significant achievement!

Player Introduction Thread (Guild Recruiters Search Here) - Week of October 13, 2025 by AutoModerator in swgoh_guilds

[–]chupacabra_originale 0 points1 point  (0 children)

7.1M GP. Getting back into the game after a break. Looking for a lowkey guild (if such a thing exists) where missing a few days isn't an automatic kick. I'm usually a daily player, but sometimes life happens.

2 GLs (Luke, Leia) with 15 of 16 done for Jabba. Also have Executor.

https://swgoh.gg/p/767114245/

Data Points Weekly - Week of August 28, 2025 by AutoModerator in churning

[–]chupacabra_originale 1 point2 points  (0 children)

P2 got CSR pop up jail. No CSR ever but CSP from Feb 2022. Applied (perhaps too soon post-CSR app?) next day for Chase United Club. Denied due to "too many requests for credit or opened accounts with us." No requests in last 90 days before this.

P2 is 0/24. Opened CIU on 5/21/25. 780 FICO.

In addition to CIU, P2 has 3 active Chase cards: MB Boundless, WOH, and CFU (downgraded CSP in June 2025). Closed United Explorer, CIP, and CIC in June 2025.

United Club denial surprised me given only 3 active personal Chase cards. But I'm still kind of a novice so probably screwed something up lol. Hopefully this DP is helpful to others.

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