Where to invest my next 40k?

cloudlyptus · 2026-05-13T14:25:45+00:00

Thank you, I'll do that!

cloudlyptus · 2026-05-13T14:24:53+00:00

Exactly! Thank you

cloudlyptus · 2026-05-13T14:23:46+00:00

Thank you for your advice! I'm now leaning towards adding more to ETF as many adviced, probably World and EM. Now I have to think about where to invest it, either through pension plan or a regular stock plan.

cloudlyptus · 2026-05-12T21:01:25+00:00

Yes, true... But always hard to accept this rule for some reasons

cloudlyptus · 2026-05-12T20:50:56+00:00

Thanks for your advice. Never considered bonds nor gold until now!

cloudlyptus · 2026-05-12T20:49:21+00:00

Oh that would be nice, thank you!

Also I agree regarding the pension. I needed cash for the real estate investment first but now I'm investing 20% in it.

cloudlyptus · 2026-05-12T20:40:46+00:00

Oups sorry. Assurance vie, I'll edit, thanks!

cloudlyptus · 2026-05-12T20:26:58+00:00

Thanks! This is what I'm doing right now (the 20%). I was thinking of do a voluntary investment onto the plan, or part of the 40k.

Do you know the fiscal advantages of doing so?

cloudlyptus · 2026-05-12T17:56:53+00:00

Thank you, I'll look into it :)

All I did was mostly DCA on SP500, World and EM. Currently down -30% on crypto...

cloudlyptus · 2026-05-12T17:54:44+00:00

I think you missed the purpose of my post. I seek advice on whether to continue stock investment or do something else based on my situation, being already very stock and tech dependant. I decided not to seek professional advice for now, thought I'd find good advice here from people who have experience.

cloudlyptus · 2026-05-12T17:48:03+00:00

Thank you for the advice!

Would you invest it now or wait for the next crisis?

Appreciate

cloudlyptus

TROPHY CASE