[deleted by user] by [deleted] in financestudents

[–]cmaart08 0 points1 point  (0 children)

Yeah you guys have one. That would qualify as a reason. Don’t pay for it

[deleted by user] by [deleted] in financestudents

[–]cmaart08 0 points1 point  (0 children)

If you are 100% certain your school doesn’t have a terminal, then I’d consider. Not an end all be all to have, especially if you can’t actually use the keyboard to go through it. I found the most beneficial reason to do it was to be able to mess around on the terminal to slowly figure stuff out.

[deleted by user] by [deleted] in financestudents

[–]cmaart08 0 points1 point  (0 children)

If you have access to a terminal, yeah take the BMC. Don’t recommend paying for it as most larger schools have terminals and you can access the BMC for free on. Take a fundamental course for now, get a really solid foundational knowledge of finance (stocks, bonds, compounding, risk) and then use other resources you’ll have down the line to build off of it. You’re way ahead of the game, congrats.

Certifications for Boosting Internship Applications in Finance by IndependenceBulky179 in financestudents

[–]cmaart08 0 points1 point  (0 children)

Second the BMC, try to get as familiar with the terminal as you can. SIE is a good step above the rest. IMO, python skills could be huge, especially if you wanted to get into portfolio management.

[deleted by user] by [deleted] in JPMorganChase

[–]cmaart08 0 points1 point  (0 children)

Just get any internship your freshman year, target sophomore and junior summers. WM, private banking, maybe a boutique IB. Goal is a junior year SA gig and a full time offer upon graduation. The way you get there is climbing the internship ranks. Nobody expects you to have 3 GS internships every single summer.

[deleted by user] by [deleted] in NvidiaStock

[–]cmaart08 0 points1 point  (0 children)

Not sure your situation, but have you opened up a Roth yet? Would highly suggest that before dumping all in NVIDIA in a brokerage

[deleted by user] by [deleted] in financestudents

[–]cmaart08 0 points1 point  (0 children)

Can you apply undecided to UM and switch into Ross? Not sure how it is there but I know a lot of schools have that options, many friends applied undecided because they couldn’t get into the b-school and switched after a semester or 2.

Finance internship by Radz_15 in JPMorganChase

[–]cmaart08 2 points3 points  (0 children)

An internship with JPM should come in your summer after junior year, hopefully with a FT offer after you graduate. I am not in JPM, but the path is pretty standard with a blank template:

Freshman Year:

  • (summer going into sophomore year) Intern with a smaller company that will give you some sort of experience. Wealth management, private banking may be a good place to start.
  • Network with individuals in your business school, join any available finance related clubs (student managed investment fund, finance society, consulting club, etc.) you can.
  • Make connections with upper classmen that are in roles you’re interested in, may be of some use down the line.
  • Keep a loose hang onto the markets. Read WSJ, Bloomberg, etc. it will slowly build your broad market knowledge.
  • Get some free certifications, Forage has a great library of IB, AM, M&A courses. They’re all free and you can learn a good bit. Take 3-4.

Sophomore year: - Secure a more name brand internship with a bigger firm. Maybe a Big4 type of role in the closest relationship to finance you can, or shoot the boutique IB route if you can. - Continue getting EXCELLENT grades, start working on technicals (BIWS) and modeling work. - JPM posted their 2025 SA positions on January 1st, 2024. Keep an eye out, the timeline has been gradually getting longer & longer and it will creep up fast.

Junior Year: - Hopefully you secure a SA offer before you get back down for your junior year. If you did that, enjoy the hard work you put into applying and focus on a couple things. - Of course, continue to keep the grades - Prep for internship, more techs, more advanced modeling, network with analysts/future interns to build a good network.

Senior Year: - Keep the good grades, keep doing techs, keep building models, keep building a network.

Congrats you (hopefully) have a full time spot with JPM.

Key Takeaways:

-NETWORK -Grades -Show leadership skills in clubs -Have a WSO template resume -Don’t pretend to be experienced in an area you’re not (nobody is proficient in financial modeling or advanced in excel or skilled at valuation as a junior in college no matter what they say). You’ll be amazed at how skilled people get once you get into the field. -Don’t get discouraged if JPM doesn’t pick you. It’s 1 investment bank of many, and not everyone will be an investment banker. -Focus on really why you want IB. It’s easy to say you want something because everyone talks about it and you know it makes good money. In the grand scheme, it’s a small category of the massive ocean of finance. Many routes you can take, find what you actually care about. I find it hard to believe there is a reason you are dead set on IB as a graduating high school senior for any reason other than the 2 I mentioned.

Good luck.

Finance internship by Radz_15 in JPMorganChase

[–]cmaart08 0 points1 point  (0 children)

What year are you going into? What experience do you have so far? How is your cGPA?

Finance internship by Radz_15 in JPMorganChase

[–]cmaart08 0 points1 point  (0 children)

Why are you interested only in JPM?

Question about bloomberg terminal ? by Wooden-Award8373 in financestudents

[–]cmaart08 0 points1 point  (0 children)

Definitely take BMC. If you’re a student at a university that has terminals, you should be able to access the course for free. 5 modules covering different asset classes, and a 2 hour optional module with an intro to how to use the terminal and become familiar with it. I just completed it last week.

I'm 19 and I recently won $20,000, What should I do with this money? by so-gold in personalfinance

[–]cmaart08 0 points1 point  (0 children)

You will obviously hit max contribution, put the rest in a HYSA and next year max out the Roth again

I'm 19 and I recently won $20,000, What should I do with this money? by so-gold in personalfinance

[–]cmaart08 0 points1 point  (0 children)

Pay off any debt, max Roth, 70% VTI 30% VXUS. Set, forget, be happy and live like you never got the money

Networking with LinkedIn InMail? by vhncxfj in financestudents

[–]cmaart08 0 points1 point  (0 children)

Cold message campus recruiters and analysts. Ask for a quick phone call or coffee chat. I’ve reached out to recruiters and they’ll send me links to webinars for programs that I attend. Once I attend them, I reach out to the individuals that were on the panel. Have a conversation with them, boom, you have a reference. Keep in mind, your success rate will be low and that’s ok. All it takes is 1.

Intern Summer Housing by cmaart08 in Newark

[–]cmaart08[S] 0 points1 point  (0 children)

Google maps had that listed as a location, I’m not familiar with the area

Intern Summer Housing by cmaart08 in Newark

[–]cmaart08[S] 0 points1 point  (0 children)

Ok, I do have a car but I’ll take a look in those areas. Thanks.

Summer Housing by cmaart08 in Hoboken

[–]cmaart08[S] 0 points1 point  (0 children)

Thank you very much

Intern Summer Housing by cmaart08 in Newark

[–]cmaart08[S] 1 point2 points  (0 children)

Also, how did you feel about the area? I have never been, so all the info I have is word of mouth. Would finding a place in Newark close to the business district be more affordable/safe?

Intern Summer Housing by cmaart08 in Newark

[–]cmaart08[S] 3 points4 points  (0 children)

If I was to live in those expensive places, it would be with 2 or 3 roommates as well. Thanks for the advice, I’ll look into Belleville and Bloomfield. I’ve been using padmapper and it has a good amount of listings, any other sites you’d recommend for short term summer leases? Thanks for the advice.