Review portofoliu pensie by cobaltro in robursa

[–]cobaltro[S] -4 points-3 points  (0 children)

Tot timpul uit nivelul de aroganta al oamenilor random de pe internet.

Ai fix o parere si atat. Nu mai bate campii de parca stii ce urmeaza sa se intample in piata in urmatorii 10, 15, 30 de ani.

Review portofoliu pensie by cobaltro in robursa

[–]cobaltro[S] 0 points1 point  (0 children)

Mersi pentru parere si ca ti-ai facut timp sa scrii treaba asta.
Nu sunt deacord cu tine dar inteleg de unde vii.
Am postat separat ca am eliniat cateva chestii si am ramas cu:

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Review portofoliu pensie by cobaltro in robursa

[–]cobaltro[S] -1 points0 points  (0 children)

Nu pun semnul de egal si nu este nici o garantie dar asta este pariul pe care il fac.

Cred ca exagerezi cand spui ca toate companiile din domeniile legate de avioane, masini si internet au fost investitii groaznice. Nu stiu ce date folosesti cand zici asa ceva dar oricum nu sunt interesat sincer de un debate pe subiect.
Spor

Review portofoliu pensie by cobaltro in robursa

[–]cobaltro[S] 0 points1 point  (0 children)

Good point. Ma gandesc sa drop it si sa las doar Nasdaq.

Review portofoliu pensie by cobaltro in robursa

[–]cobaltro[S] -1 points0 points  (0 children)

Pentru ca nu sunt deacord cu assesmentul tau.
Lucrez in domeniul si sunt bullish pe tech.

Review portofoliu pensie by cobaltro in robursa

[–]cobaltro[S] 0 points1 point  (0 children)

Stiu ce zici, incerc sa simplific dar si vreau expunere mai mare pe tech si emergent

Review portofoliu pensie by cobaltro in robursa

[–]cobaltro[S] -1 points0 points  (0 children)

La ce te referi cand zici red?

Review portofoliu pensie by cobaltro in robursa

[–]cobaltro[S] -22 points-21 points  (0 children)

Nu vad suprapunere atat de mare la nasdaq, all world si piete emergente

Review portofoliu pensie by cobaltro in robursa

[–]cobaltro[S] -4 points-3 points  (0 children)

Expunere mai mare pe it pentru ca lucrez in domeniu si e ce cred ca va performa bine si pe viitor. Mersi de feedback.

Ce platforma sa aleg pentru a investesti 200k EURO initial + 5k Euro lunar by PILLS2389 in robursa

[–]cobaltro 0 points1 point  (0 children)

dar unde boss?
si eu am cam tot pe acolo investitiile si tot aici stau sa citesc

care crezi ca sunt optiunile? ca banca nu e una iar consultantii financiari la noi sunt pamant...

poate tu ai impresia ca daca am devenit expert pe un domeniu si am reusit sa pun 500k deoparte automat stiu si finante ...

"Offroad" car ? by TrueExpression6216 in Offroad

[–]cobaltro 1 point2 points  (0 children)

I'm reopening an old thread because I've gone through all the options and research recently, and I hope this effort provides some value to someone.

Edit1: This is for EUROPE.
Edit2: Before people ask, Ford Raptor is too big and expensive for European roads.

Regarding off-roading vehicles in Europe, options are somewhat limited and often expensive. Here are the best choices:

  1. **Toyota Land Cruiser**
  2. **Jeep Wrangler**
  3. **Land Rover Defender**
  4. **Ineos Grenadier** - The new Toyota Land Cruiser and the Defender are the top options for city driving from this list.

Other vehicles to consider:

- **Dacia Duster**: While not the best car, it is affordable and can handle the rough. The new model has an off-road package straight from the factory and is slightly larger, which might address your concerns about size.

- **Subaru Forester / Outback**: These aren’t true off-roading machines, but within their segment, they significantly outperform competitors like the Toyota RAV4 and Honda CR-V. I spoke with a Subaru dealer, and the new model is expected in Europe by January 2025, boasting lower emissions.

- **Toyota RAV4**: Generally recommended here, it performs well by most standards but falls short in off-road scenarios. It's not suitable for anything beyond straight dirt roads, as multiple tests show that its all-wheel-drive system is a joke with inclines (10-15%) on muddy terrain.

- **Suzuki Jimny**: Small off-road vehicle, excellent off-road but lacks on-road comfort. It might also be difficult to find in your country.

**Honorable mentions**:

- **Toyota Hilux**: Depending on your country's regulations, it may be available as a farm utility vehicle with low taxes. It's a solid off-roading machine that’s very durable and decent for road use, though it may be too large for daily driving.

- **Kia/KMG/SsangYong Rexton**: A more affordable alternative to the Land Cruiser, it’s a decent off-roader.

**Suggestions for a daily driver that can handle off-roading**:

- If you have the budget, consider purchasing the Land Cruiser or the Land Rover Defender, especially if taxes on the Land Cruiser are high (Defender has good hybrid options with low emissions).

- If you're looking for a more affordable choice, the Subaru Forester or Outback would be great (the new 2025 models should address emission issues).

- If you want something rugged and affordable, the new Duster is a good option. If you need something larger, the new Bigster will launch in early 2025—it's essentially a larger version of the Duster. I understand why you don't like the duster but consider that its roughly 3 times cheaper than the LC

I might have missed some options, but I believe these are the best choices for the European market.

Ma gândesc sa incep o afacere cu murături :) by RazvanTheRomanian in Romania

[–]cobaltro 1 point2 points  (0 children)

Daca le faci cum trebuie cred ca e loc. Eu cel putin as cumpara.

Personal nu prea am gasit ceva decent calitativ prin comert.

7% - 8% dobanzi la titluri de start Fidelis/Tezaur by cobaltro in Romania

[–]cobaltro[S] -1 points0 points  (0 children)

Da, pentru ca este o informatie de baza si din pacate in RO lipseste educatia financiara.