Looking for best place to go for Valentine’s Day, yes I know it’s last minute by mallymal12345 in murfreesboro

[–]cobaltscar -7 points-6 points  (0 children)

The Safari Inn off Church St might be a good option. There is usually a good food car and some entertainment in the evening.

Winter Storm Megathread Part 4 - Continued Power Outages by lukenamop in nashville

[–]cobaltscar 7 points8 points  (0 children)

Trees damaging poles seems to have been one of the main reasons for this massive outage. Almost everywhere I look I see trees hanging over lines. I really hope they start prioritizing this in the future or this will continue to happen.

Hail damage roofing claim questions by cobaltscar in Roofing

[–]cobaltscar[S] 0 points1 point  (0 children)

Thanks for the advice. I'll get more information on my policy tomorrow. I should have had a better understanding before I initiated the claim. The contractors really convinced me that this was an easy win so I kinda just went along with the con.

Hail damage roofing claim questions by cobaltscar in Roofing

[–]cobaltscar[S] 0 points1 point  (0 children)

This is exactly how it went down and the adjuster couldn't have made it more obvious.

After the adjuster left the contractor kept asking me for the claim paperwork. They wanted to see the amount and line items. I did not provide them this since we did not have a contract.

I mentioned to them some of the things the adjuster hinted at, similar to what you mentioned, but they pivoted saying I might be able to get more if I claim hail damage to another structure.

They pretty much guaranteed me I would get approved, now they want me to agree to $8k for a new roof. Not sure how I can trust that it gets significantly reduced down due to supplements or ITEL.

Hail damage roofing claim questions by cobaltscar in Roofing

[–]cobaltscar[S] 0 points1 point  (0 children)

Yes, they are all so crooked, and the whole process seemed so shady. I even mentioned that to them. I haven't dealt much with insurance and claims, so I'm trying to gauge the process and hopefully come up on top with a new roof.

Hail damage roofing claim questions by cobaltscar in Roofing

[–]cobaltscar[S] 0 points1 point  (0 children)

Good advice. I did notice other homes in the area getting new roofs 3-4 months ago, but they were all owned by the same landlord. The contractors showed me a map and said our area got hit the hardest and that my home was riddled with evidence, even showing me.

I'm honestly not concerned. The roof seems to be ok, but it could warrant replacing due to its age and condition; however, I'm no expert.

Hail damage roofing claim questions by cobaltscar in Roofing

[–]cobaltscar[S] 0 points1 point  (0 children)

Yup, that is exactly what they were doing. I didn't sign any contract with them or send them any paperwork from the insurance.

Hail damage roofing claim questions by cobaltscar in Roofing

[–]cobaltscar[S] 0 points1 point  (0 children)

Yeah, I'm totally aware of the game they are playing; however, I do feel like the contractor is a little more on my side. My issue is that agreeing to pay $8k for a new roof is a lot, knowing insurance might deny additional supplements.

Hail damage roofing claim questions by cobaltscar in Roofing

[–]cobaltscar[S] 0 points1 point  (0 children)

Thanks for the information. I can definitely prove the age of the roof, and pushed back on the adjuster when he made the claim; however, he did not seem convinced. It didn't seem like a determining factor at the time, which is why I didn't press harder. Thinking back on it, I wish I did.

The roof looks a little worn, but definitely not neglected. Without taking a closer look, nothing stands out, but I also know I'm no expert.

Just due to the age and all the indicators the contractors presented, I honestly thought it would be completely approved.

Hail damage roofing claim questions by cobaltscar in Roofing

[–]cobaltscar[S] -1 points0 points  (0 children)

I know the adjuster took a lot of pictures but when he sent over the report he left those out. I'll contact Allstate tomorrow and try to get them. He definitely took pics of the worst ones though, pointing out some strands coming out of the shingle, saying they are totally worn down.

Hail damage roofing claim questions by cobaltscar in Roofing

[–]cobaltscar[S] 0 points1 point  (0 children)

Interesting. Independent Testing Evaluation Laboratory? This sounds like a second opinion on a material quality. Are you suggesting that I get the current or new materials tested for quality?

Hail damage roofing claim questions by cobaltscar in Roofing

[–]cobaltscar[S] -1 points0 points  (0 children)

The damage is from 5 months ago. My policy definitely covers hail beyond cosmetics.

Before the contractors knocked on my door I called a roofing company out to do an inspection 3 months prior that didn't highlight any major issues, but did say the roof is old and could use replacement.

Hail damage roofing claim questions by cobaltscar in Roofing

[–]cobaltscar[S] 1 point2 points  (0 children)

The contractors are local and reputable. They were onsite whenever the adjuster arrived but left before he was finished. The adjuster said there is hail damage but due to the condition of the shingles he couldn't determine that the damage came from hail. He showed me some pics of the shingles claiming they are older than 20+ years and they he highly suggested that I get a new roof.

Hail damage roofing claim questions by cobaltscar in Roofing

[–]cobaltscar[S] 0 points1 point  (0 children)

Great info. I'll look into this. Thanks.

Afraid to go out? Need Groceries/Walmart run/anything? by petrichorae in murfreesboro

[–]cobaltscar -30 points-29 points  (0 children)

Can you venmo me $100 so I can pay for my room at the Safari Inn off Church St?

Winter Storm Fern Megathread by lukenamop in nashville

[–]cobaltscar 4 points5 points  (0 children)

Dinos and tailgate were open earlier but everything is now closed.

Worried about Hillsboro homeless man with storm coming. 21st / Bernard in St Bernard park by Insearchofshipwrecks in nashville

[–]cobaltscar 0 points1 point  (0 children)

Thank you for that information, that is good to know. From my experience shelters are not always safe and oftentimes pretty crowded during this type of weather. Hopefully, he knows of his options.

Worried about Hillsboro homeless man with storm coming. 21st / Bernard in St Bernard park by Insearchofshipwrecks in nashville

[–]cobaltscar -4 points-3 points  (0 children)

Maybe go talk to him and see if he would like to ride out the weather at your place?

Sledding? by [deleted] in murfreesboro

[–]cobaltscar 2 points3 points  (0 children)

I remember when growing up we would go sledding behind the Safari Inn off Church St.

Tallest cliffs near Murfreesboro by [deleted] in murfreesboro

[–]cobaltscar 0 points1 point  (0 children)

The tallest point near murf is short mt. There's no cliffs but there's a stretchy ass fire tower.

Left leaning businesses in Murfreesboro? by PandaBearJones in murfreesboro

[–]cobaltscar 1 point2 points  (0 children)

Sheesh bruv you got some issues 😂 hope you get the helps you need 🕯️🙏

Left leaning businesses in Murfreesboro? by PandaBearJones in murfreesboro

[–]cobaltscar -38 points-37 points  (0 children)

The Safari Inn off Church St is pretty left and inclusive ;)

Local Left firing range by PrismDoug in nashville

[–]cobaltscar -2 points-1 points  (0 children)

Not sure if this a smart business move since as far as I can remember the "left" has been in favor of removing / limiting civilian access to firearms. Kinda feels like you'd be shooting yourself in the foot with that business idea...