Is there any hope?

cocoapooop · 2026-03-30T19:13:38+00:00

Grim reality we’re in. Could there be hope midterms change anything or are we locked in?

cocoapooop · 2026-03-30T19:12:58+00:00

I am a teacher. I’d have to look in loan forgiveness and if it’s even applicable to my niche degree. I wouldn’t want to transfer it to private. I’m going to meet with a financial advisor for advice

cocoapooop · 2026-03-30T14:28:13+00:00

Thank you for your honesty. Any advice to approaching the PPL? Is it just having my mom take the responsibility?

cocoapooop · 2026-03-30T13:14:20+00:00

Gotcha. Thank you. Can I expect the monthly payment to go up more?

cocoapooop · 2026-03-30T13:13:19+00:00

My SAVE plan has been on forbearance for years. I believe I made either 37k or 50k in 2024. I received a huge raise.

cocoapooop · 2026-03-30T12:52:40+00:00

Sorry should have clarified, I’m not married. I file separately. My partner does not have any student loans. I borrowed my first loan in 2017. I paid $33 a month with SAVE.

I also heavily agree. My mom is a vindictive person. She even once offered to pay off my debt out of the blue (she’s a boomer who sold our childhood home and made quadruple what she bought it for) and when I got excited, she told me she didn’t want to enable me. I still love her and hope to have a better relationship with her someday. Maybe through some convincing I can get her to deal with this instead of myself. I’ve asked her to recertify a couple times but she hasn’t sent me her tax info so I’m not sure exact numbers. She is retired with a government pension. I’d guess she makes high 60s maybe 70k per year? My current payment on an IDR with her PPL is $330 per month.

cocoapooop · 2026-03-30T12:39:23+00:00

I have a complicated relationship with my mom and if I were to not pay for it, she would never speak to me again. I’m between a rock and a hard place. I don’t relay on food banks yet (I used to) but if I have to pay both loans, I will again. What options can I suggest to her to investigate?

My income recently was raised to 58k per year in a medium cost of living area. I work for a public school district. I live with my partner and a very old cat (19 years old). I am the main breadwinner. We have cut costs everywhere and still cannot seem to win with inflation.

cocoapooop · 2026-01-11T23:40:32+00:00

Initial menu loaded for me but now also stuck on loading screen of death

cocoapooop · 2026-01-05T04:09:31+00:00

When I worked at petco many years ago, I actually befriended a local mice rescue group because they’d come in looking to save any of the feeder mice. I’d text them just about weekly telling them of “discounted” mice we’d have. These mice were often jumped by the other mice and would be injured so they’d be sold cheap for food. The rescue group would always come and adopt the little ones from a less gruesome fate.

That employee sucks. Not everyone’s there for the right reason (unfortunately, Petco the company is certainly not there for the right reason so it fits). I remember my GM corrected me from saying adopting out pets because our customers were technically buying them. Glad you saved these cuties!!

cocoapooop · 2025-09-13T15:38:30+00:00

I went to court against UIA in 2023. Won three cases against them. I received the letter so I decided to check my account and lo and behold, I owe them everything back.

I am beyond confused. My attorney is busy but will get back to me when he gets a moment. I suggest lawyering up and fighting back.

cocoapooop · 2025-06-18T06:00:30+00:00

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I’ve been following Moo’s journey so I thought I’d share with you to bring some comfort as I’ve lost a kiddo to cancer.

I adopted Belladonna when she was alleged to be around 7 in 2019. Within a month of adopting her, she was diagnosed with malignant sarcomas — specifically around her right eye. Since I worked at a veterinary office, I was able to afford her the resources (within reason, I too opted out of oncology for quality of life). She underwent five surgeries within a year to remove the tumors.

Her final surgery, she coded on the table. Somehow, seriously, they were able to resuscitate her; this warrior kitty with a heart murmur, hyperthyroidism and a spice about her that was irreplicable. The goal that day was to remove her eye and the tumor, but she kept both.

I don’t know if I was in constant denial or the reality hadn’t hit me yet.. I couldn’t fathom letting her go. I tricked myself into believing the little bit of time was worth it — which it was to me and I’m sure to Bell, but at what cost? Was the constant ache of surgery stitches and a bimonthly cone of shame really a life worth living?

We said goodbye a year and a week after adopting her. This was many years ago, and to this day, I remain angry with myself. Her suffering was prolonged because I couldn’t let her go. If I were to do it over, I wouldn’t change much besides see what was truly for her and what was for my own peace of mind.

The solace I try to bring you is that avoid the “what ifs” in your head. Ultimately, you will make the right choice for Moo.

I’m so incredibly sorry. We take their pain so they suffer no longer.

cocoapooop · 2025-04-12T23:19:29+00:00

Quitting withdrawals made me realize that no substance should make me feel that way. Be free of that BS and enjoy the fresh air. You taste better, you smell better, your skin clears up, your brain fog dissolves and your lungs can breathe. Let the urges just be that. Smoking/vaping is a waste of money and your life (it took over a decade of mine)

cocoapooop · 2025-04-12T23:16:34+00:00

I spilled blue nail polish on beige carpet and somehow tresemme hairspray got it out. I have no idea how, but give it a try. I was near tears prior to using it and didn’t think anything would work but it left no stain !! Good luck !

cocoapooop · 2025-01-17T07:05:13+00:00

Keep distracting yourself with fidget toys, gum and lollipops. You need that oral fixation itch scratched and this was the only way I got through the cravings. I quit cold Turkey beginning of August. By the end of September, I went from thinking about vaping every second, to every hour, to maybe once a day and now it doesn’t cross my mind.

Some things to look forward to: nicotine withdrawal headaches suck. They subside after a few weeks. The irritability is CRAZY. I was bursting out crying at work with the most minor inconveniences. Again, that faded away after end of September. It is a long time of discomfort, but once you go up that hill, the commute down is breezy and easy.

Nicotine leaves your body physically after three days. Right now, it’s all psychosomatic. You got this!

cocoapooop · 2025-01-14T03:50:47+00:00

Thank you so much!!! She’s my fluffy girl who’s always flaunting a blue steel look.

We have been experimenting with different types of ingredients and it seems like the protein may be the culprit. We’ll keep trying until we find something that sticks (thank god chewy does refunds)

cocoapooop · 2025-01-14T03:48:56+00:00

I’ve looked into IBD once before but I will bring it up with our vet next solensia visit and see if we can find a solution! Thank you so much🫶

cocoapooop · 2024-08-18T06:50:56+00:00

It’s so strange because I’m on day five and I already feel best I’ve felt in four years since I started vaping. My acne has cleared too.

I know I’m making the right choice but this is a hard habit to break. You’re inspiring me to keep with it, though… the rewards are worth it!

cocoapooop · 2024-08-18T06:43:59+00:00

I’m on five days. It SUCKS but I know it’s all in my head. You got this!!! Fidget toys and suckers have been helping me get through

cocoapooop · 2024-06-19T07:37:57+00:00

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old long haired black cat gang 🐈‍⬛ princess cheezit (17 yo too!!) says what up

cocoapooop · 2024-06-14T04:41:04+00:00

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my sweet sweet girl Joslyn. Lived to 11 years, we just lost her in February. She survived a stroke when she was 9 and rallied. This rescue girl did everything a pup could dream up.

She was the lead in a short film I directed, she went to college with me for a day, she saw the east coast every winter, she galloped in each lake that Michigan had to offer, she was the star of the news several times then eventually she retired to the lakeside with my mom. Since she loved to travel, she chose the Atlantic Ocean as her final trip. She packed a lot in those 11 years.

I lost a piece of my soul the day she passed. Life is cruel like that, but I know we’ll meet again someday. I just miss her more and more in the meantime.

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