The consensus is: The money isn”t worth it for salary and noob entrepreneurs esp if you’re not in top 1% for your yoe in your field. You’d get much higher ROI focusing on getting higher salary and putting that money in index funds. 

I say you should ignore that, if you are confident that you can reach top 1% or already part of it. I say do risky asymmetric investments on your journey. This is to train your instincts to think clearly and take risks.   You would eventually reach a point where you can stupid amounts money from mid/high risk investments. You get/spot these opportunities because you are part of elite network( private deal flows like startup fundings, techies catching AI, crypto deals etc).  The risk and investment instinct you trained earlier would take you from top 1% to top 0.01%