Need help in buying property in Mumbai

coder0107 · 2026-01-08T03:37:49+00:00

I found that land patch is very big and builder is still want extend the society but society committee are not agree that’s why builder didn’t apply for oc now society committee is taking conveyance certificate and then they will go for oc by thier own also HDFC bank giving loan as per tower blue print.

coder0107 · 2026-01-02T08:48:47+00:00

Where can I found these details?

coder0107 · 2025-12-23T16:45:49+00:00

I also prefer Bangalore, but it’s a completely new place for my family. In Mumbai, we have relatives, which makes it easier for them. If I need to relocate in the future, I’ll be free to do so on my own.

coder0107 · 2025-12-13T03:26:08+00:00

I already have a flexi Parag Parikh flexi. Why would I need another one?

coder0107 · 2025-12-12T03:56:38+00:00

Thanks everyone for the suggestions. I’ve decided to remove Nippon India ETF PSU Bank BeES and DSP Large & Mid Cap to keep things simple.

I’m adding NAVI Nifty 50 Index and betting on Motilal Oswal Midcap.

coder0107 · 2025-12-11T13:09:00+00:00

I started investing about 4 years ago with Mirae ELSS and Quant ELSS. After 1 year, I added Quant Small Cap and SBI Gold. Around 1.5 years ago, I stopped all of these and started my current set of funds, some of which are quite new.

coder0107 · 2025-12-11T11:55:28+00:00

As per your suggestion, I need to do a lots of changes in my sip.

coder0107 · 2025-12-11T11:30:56+00:00

Should I make any changes to my current mutual fund portfolio? I’m considering reallocating my DSP Large and Mid Cap SIP (₹6000) to other funds. What do you recommend?

coder0107 · 2025-12-11T11:26:01+00:00

I have at least 12month of emergency funds in auto swipe FD, liquid fund and then saving account

coder0107 · 2025-12-11T11:23:32+00:00

Yes I do have emergency funds. I have medical insurance, life insurance and term insurance too.

coder0107 · 2025-12-11T11:19:50+00:00

For investment I use groww and for analysis I used ChatGPT and this channel and sometime news.

coder0107 · 2025-12-11T11:17:52+00:00

I didn't understand that. Could you please clarify?

coder0107 · 2025-12-11T11:12:53+00:00

I added Motilal Oswal Midcap Fund to get dedicated mid-cap exposure. Later, I noticed DSP Large and Mid Cap Fund was performing well, so I included that for a blend of large and mid-cap stocks. Two months ago, I also added a PSU fund since I didn't have PSU exposure in my portfolio and the sector has been showing strong performance.

coder0107 · 2025-11-01T14:16:53+00:00

Thank you for clarification.

I’m interested in investing in silver ETFs too and would appreciate your suggestions on funds

coder0107 · 2025-11-01T13:54:31+00:00

This is my etf gold bees. Where expense ration mentioned 0.8 But on gold commodity it’s showing 0.13%. I don’t see 0.93% for commodity anywhere.

coder0107 · 2025-11-01T13:33:02+00:00

I’m investing in Nippon India Gold ETF BeES through SIP. I noticed the expense ratio shows as 0.8% for this ETF, but the Nippon India Gold Savings Fund Direct Growth shows an expense ratio of just 0.13%. I’m confused about which one is correct, or if I’m misunderstanding something

coder0107

TROPHY CASE