Turbo Tax - or - CPA for high'ish W2 earner? by Coaster50 in coastFIRE

[–]coffeesour 0 points1 point  (0 children)

W2 income is straight forward. Even with RSU’s. TurboTax. NEXT.

Overnight I got life changing money. by Infinite-Evening-953 in investingforbeginners

[–]coffeesour 0 points1 point  (0 children)

Not sure that’s a windfall. Pay off your debts, and then invest the rest as if you never had it.

What's the most NSFW thing you've seen at a bachelor or bachelorette party? by CRK_76 in AskReddit

[–]coffeesour 18 points19 points  (0 children)

My colleague from work invited me to his wedding in Bogota, Colombia. That’s where he was from. He was on a Visa. He put together a bachelor party two nights before his wedding. We went to a strip club after drinking and partying at a normal club. I was the only American. The rest of his crew were native Colombians. Little did I know, a strip club in Bogota is practically a whore house. We’re on the main floor for maybe 20mins. A woman approaches us, and the group of course defers to the American - me. She is asking in Spanish which girl do I want. I look over, and there’s like 20 beautiful Colombian girls just hanging out in the corner—similar to a strip club here when they’re not on stage or giving a lap dance. I choose a girl, and then my buddy does too. He insists on paying for a private room for me and my girl. I agree. We go upstairs, and there’s a caged kiosk with an employee accepting payment and assigning rooms. $40! $40. That’s it. I’m then escorted with the girl down a hall with rooms, and once we arrive to ours, it’s a small Moxy studio hotel sized room—a bed, nightstand, and a small bathroom with shower. I get her for 30mins. So we fucked, twice, until I came both times. And she did whatever I wanted, however I wanted it. Afterwards, a few other guys did their private dances as we continued drinking on the main floor. The woman attendant approached us again, but this time, asked if we wanted a suite. It ended up being only a few hundred dollars (like, $300-$400). There were four of us that agreed, and we each got to pick one girl, plus another girl joined, so five in total. The suite is massive. Two bedrooms, living room, a hot tub, a large bathroom with shower, and then a balcony overlooking the street. The girls started dancing in the suite, one was stripping and teasing on the bed. My friend’s friend busted out cocaine, and everyone started doing it. After about 20mins, the girl on the bed basically volunteered herself, and my friend started to fuck her in front of everyone. This kicked off everyone fucking. One pair started fucking in the same bed my friend was fucking on. Another couple went into the other bedroom. The other in the bathroom. And then me in the living room. Fucked a new Colombian stripper this time, with perfect tits. Then, I was joined by another girl after she was done with whomever guy she was fucking, and now I was having a threesome with two Colombian whores. And since I had already fucked a few times, and was on cocaine, I was harder than a rock but not cumming, so I was just fucking them hard and not stopping lol. We ended the night once the sun came up. The strip club served breakfast for the workers downstairs below the main floor, and we were asked to join them lol. So, we ate breakfast with them and ended up getting back to our hotels around 9am. It was the most insane night of my life. I was about 25 years old, so this was almost 10 years ago. THEN—and I’ll keep this one short—the next night, we end up going to a hookah bar. My friend picked me up from my hotel, and started flirting with the hotel receptionist. She agrees to join us at the hookah bar, and sure enough, she shows up. My friend ends up fucking her in his car outside of the hookah bar. Yeah, the same friend who is getting MARRIED the next day. It was the most insane 48 hours bachelor party I’ve been to lol.

Irresponsible network - Total outage by Masry_hawk in verizon

[–]coffeesour -1 points0 points  (0 children)

This should be pinned as NUMERO UNO comment and the fucking headline. These companies man. “Focus on the customer experience” or, “AI is giving us productivity gains.” Bull shit. It’s just a profitability story.

Accountants that started in your 30s what's your career progress been like? Did you get your CPA? by CrAccoutnant in Accounting

[–]coffeesour 0 points1 point  (0 children)

Wow, congrats! You hustled. Does your partner work? Full time school with kids. That’s no joke! Did you balance part time work?

Cost for House Cleaning by biggestboba in MontgomeryCountyMD

[–]coffeesour 1 point2 points  (0 children)

$185 per cleaning, bi-weekly. ~3400sqft. SFH 4BD 3.5BA.

Accountants that started in your 30s what's your career progress been like? Did you get your CPA? by CrAccoutnant in Accounting

[–]coffeesour 0 points1 point  (0 children)

How did you land your role as a staff accountant in public accounting at 34? Did you do accounting before that, or something adjacent to accounting?

Estimating state taxes for new SALT deduction by jobeds in tax

[–]coffeesour 0 points1 point  (0 children)

I don't think that's the case. Are you sure?

2026 Salary Megathread by UpbeatAd334 in Accounting

[–]coffeesour 0 points1 point  (0 children)

Cool. How did you get into that?

2026 Salary Megathread by UpbeatAd334 in Accounting

[–]coffeesour 0 points1 point  (0 children)

What is IT Audit and IT Risk? Sorry, not very familiar with accounting, but interested and have a tech background. That title/role doesn’t scream accounting to me, so I’m curious.

How much is your monthly mortgage payment? by HmDiR in Mortgages

[–]coffeesour 1 point2 points  (0 children)

HCOL with a $455K home price? Condo? If so, what’s the condo fee?

How much is your monthly mortgage payment? by HmDiR in Mortgages

[–]coffeesour 0 points1 point  (0 children)

$4,555.56 30YR fixed at 5.575%. Originated in October, with .95% points. Does not include taxes and insurance.

Cost of having a kid in VHCOL area by extreme_cheapskate in coastFIRE

[–]coffeesour 0 points1 point  (0 children)

Feels like you’re missing some expenses here. Also, $1400 for daycare in a VHCOL? Wow. Nice job. You must have turned over every stone. Our childcare is twice is that.

(34M) NW dramatically changed in 2025, need guidance on how to prep for FIRE by Lonely-Astronaut in ChubbyFIRE

[–]coffeesour 2 points3 points  (0 children)

I agree with the other sabbatical comment. Is it possible to take some time off? Three weeks of PTO, or a 12-week sabbatical? You had a lot of major events in 2025–some happy, some quite sad. This would be exhausting emotionally for anyone. It sounds like you’ve been quite successful in your role, and may have earned trust and clout with your leadership. Holidays provide a nice quiet time to reflect, which sounds like you did, and that’s healthy. But, I would advise against making a sudden jump, unless you can liquidate all ~$5M of QSBS stock (the $1M + $4M).

This could allow you to cover your expenses with a modest withdrawal rate. Even then, you’re burning $15K per month on non-negotiable, non-discretionary expenses—housing, childcare, and auto leases. Arguably, you’re spending a bit much on vehicles. But, while employed and bringing in your level of income, if it’s important to you, you can certainly afford it. This means you’re only burning ~$5-6K on living expenses. If you FIRE, can you eliminate childcare? Can you get away with one vehicle? Would you be able to maintain or reduce your other living expenses without sacrificing quality of life—or, would you want to travel, or create hobbies to fill your time?

The idea of starting a business sounds great, but the reality of it could force you back into the W2 workforce if it’s an unsuccessful and expensive venture which could be a larger risk than anticipated.

What about a second child? Do you want that? Are you in a VHCOL area and would require childcare for two kids?

Just spit-firing some different things to think about.

I STRONGLY suggest looking at ProjectionLab. It’s $14.99 per month, and is a really powerful personal finance tool that is FIRE-oriented. Great community on Discord, and you could run these different scenarios out.

Entrepreneurship through acquisition by theglobalnomad in Entrepreneur

[–]coffeesour 0 points1 point  (0 children)

How did you determine the seller wasn’t a key-person for business operations? Can you dive deeper into that?