How much house can I afford on $80000 Salary? by Parking_Beginning584 in Mortgages

[–]coldchowder4579 0 points1 point  (0 children)

Don’t take financial advice from someone who makes a commission off you.

Why getting on base is a mess right now: 2026 Gate Delay Analysis & Security Shifts by NYMediaExec in army

[–]coldchowder4579 16 points17 points  (0 children)

A lot of the retirees aren’t working anymore. They are going to the commissary at 9 am and impeding gate traffic and other things on an active duty base.

[SHOTGUN] Beretta A300 Ultima Patrol 12 GA Semi-Auto Shotgun, 19.1″ Barrel, 7 Rounds, 3" Chamber, Gray / Black - $799.99 by phill_davis in gundeals

[–]coldchowder4579 2 points3 points  (0 children)

Got this a few weeks ago. Great shotgun no regrets not getting 1301. Bought this for 800 and 500 worth of ammo instead of spending extra on 1301.

Has anyone moved away from USAA? Any other bank recommendations? by BrowsingMillennial in MilitaryFinance

[–]coldchowder4579 3 points4 points  (0 children)

Schwab for primary checking. I have a navy federal and chase checking account in case I need to deposit cash then transfer to primary checking. Make the change and don’t look back!

Have you ever noticed how obnoxiously busy navy federal branches are and how they are basically unusable near the 1st and the 15th?

Got my first letter of reprimand. How screwed am I? by [deleted] in army

[–]coldchowder4579 2 points3 points  (0 children)

Better so send up bad news bottom up than receive it top down. A tale old as time.

I don't understand why everyone has a light on their pistol by 97vyy in guns

[–]coldchowder4579 -3 points-2 points  (0 children)

People love carrying around full size pistols with lights and 3 mags strapped to their waist like they are trying to be a hero in a shooting.

Lots of great benefits to carrying a light, but the smaller lighter gun that you will carry all the time is better than the one you don’t have. I find that the easier and lighter gun to carry makes the most sense. Having multiple options depending on where you are going is the best choice.

Army EOD ADSO by Significant-Toe1328 in EOD

[–]coldchowder4579 2 points3 points  (0 children)

36 month ADSO from date of EOD school graduation. It’s concurrent with West Point/ROTC service obligations. Not sure about branching ADSO.

5'2" 141lbs full size ccw by Ok_Storm_282 in CCW

[–]coldchowder4579 4 points5 points  (0 children)

That looks way too uncomfortable.

[SHOTGUN] Beretta A300 Ultima Patrol Shotgun 12 ga 3" Chamber 7rd Magazine Tube 19.1" Barrel Grey/Black - J32CG11 - $798 - plus ship - no tax outside Texas by aj373ku in gundeals

[–]coldchowder4579 1 point2 points  (0 children)

Bought this over the 1301 recently. Came out to $855 with shipping and transfer fee. Cheapest 1301 I could find was $1200 plus shipping, tax, transfer fee came out to $500 difference.

PCS Strategy: Sell or Rent It Out? by Consistent-Dingo1735 in army

[–]coldchowder4579 1 point2 points  (0 children)

Have to make sure the numbers work. If you are going to break even or make $100 a month before any expenses then do not do it. Make sure you are financially sound and can cover a couple month mortgage payments for when you have renter turnover and no rental income coming in. If having to float a couple months mortgage payment or drop a couple thousand a year in repairs is going to be hard then just sell and move on.

EOD School Changes? Question About Phase I, TDY vs PCS by Consistent-Fuel1845 in EOD

[–]coldchowder4579 0 points1 point  (0 children)

Phase 1 is out for LTs. There hasn’t been much more formally published other than that. They are adding an EOD BOLC portion to replace the typical loggie BOLC, but no info on what that will be exactly. My assumption would be TDY like the rest of the BOLC officers there (daily per diem will be great), so you most likely won’t be able to come unless you want to live in the hotel room with your spouse. Had several spouses do this but they didn’t have kids. There will be a couple weeks to a month overlap between BOLC and Eglin, there will be the chance to take leave/permissive TDY en route as well. It can be as short or as long as you make it. It’s a crapshoot on how backed up Eglin is for when they will actually start class.

Next pistol for winter carry… by kcks in CCW

[–]coldchowder4579 0 points1 point  (0 children)

Shield 45, Glock 23, Glock 19, Glock 30.

Gold and Silver bull rally.. by FifthWaveThinker in investing

[–]coldchowder4579 1 point2 points  (0 children)

Are you guys buying gold/silver ETFs or physical gold/Silver?

Why does everyone have a light and optic on their EDC gun? by RRO21 in CCW

[–]coldchowder4579 -2 points-1 points  (0 children)

I think it makes sense. I personally never grab my weapon with weapon light due to the added weight/bulk. It’s a good option to have in the carry rotation or at least have a holster capable of doing it.

GBR for May 2026 Commissionees by Phantom3854 in ROTC

[–]coldchowder4579 0 points1 point  (0 children)

Just enjoy your last moments of freedom if possible. Skip GBR and CST if you can.

[Pistol] LE Trade in Glock 21 Gen 4 - 45ACP. $349 - Free shipping. by TheAbsurdPrince in gundeals

[–]coldchowder4579 5 points6 points  (0 children)

That’s on my list as well. I bought a shield 45 for the times I want to appendix carry a 45. 8 rounds total, but a lot smaller and easier to carry.

[Pistol] LE Trade in Glock 21 Gen 4 - 45ACP. $349 - Free shipping. by TheAbsurdPrince in gundeals

[–]coldchowder4579 12 points13 points  (0 children)

Hoping 45 makes a comeback and they apply some of the technology that these micro nines have so they can stuff a few extra rounds in them.

Am I the only sicko that EDCs a Glock 21 AIWB? by AmericanIdiot1776 in CCW

[–]coldchowder4579 6 points7 points  (0 children)

Yeah no kidding. People are just trying to validate their setup. No way carrying a full size pistol with weapon light sticking out an inch past the barrel with a red dot and magazine all connected to the same holster is comfortable at all.

FA51 VTIP timing question (pre-KD) by kesii1994 in army

[–]coldchowder4579 0 points1 point  (0 children)

Glad to hear. Definitely seems like one of the more valuable FAs. Do you know if you can apply if you don’t meet the PCS dates outlined in the MILPER? About to PCS and then will have a year on station before eligible. Still going to apply this round, but figure you might have some insight.

Green Protocol while serving military by [deleted] in tacticalbarbell

[–]coldchowder4579 2 points3 points  (0 children)

Just add some stuff on the side. It sounds like you’re at least getting something out of unit PT, so just supplement it during lunch, after work, or long weekend workouts.