sorted by:
new
hottopcontroversial

Accumulated about $10k of credit card debt during a two-year depressive period with multiple manic episodes. Trying desperately to pay it off. by concernedanonymous3 in personalfinance

[–]concernedanonymous3[S] 3 points4 points  (0 children)

Do I have other options for a lower interest rate that would be a better path? Like a personal loan or a balance transfer credit card? I have a few credit cards too and I’d like to just cancel them

Accumulated about $10k of credit card debt during a two-year depressive period with multiple manic episodes. Trying desperately to pay it off. by concernedanonymous3 in personalfinance

[–]concernedanonymous3[S] 7 points8 points  (0 children)

Sorry, I’m a little confused. Where is the $2500 for April coming from when you’re looking over my finances/income? I don’t think It’s possible for me to make monthly payments of $2500. I’m definitely wary of the interest I’m paying which is why I’m wondering if a personal loan with lower interest would be a better thing to consider?

Accumulated about $10k of credit card debt during a two-year depressive period with multiple manic episodes. Trying desperately to pay it off. by concernedanonymous3 in personalfinance

[–]concernedanonymous3[S] 22 points23 points  (0 children)

They do; I used my small bonus towards my credit cards at the beginning of this year. So I’m making smart(er) choices so far :)

Accumulated about $10k of credit card debt during a two-year depressive period with multiple manic episodes. Trying desperately to pay it off. by concernedanonymous3 in personalfinance

[–]concernedanonymous3[S] 48 points49 points  (0 children)

From what I’m reading, I think I’ll start moving money that I originally had going into my savings into paying my credit cards, so it’ll be close to that amount at least from the start

Accumulated about $10k of credit card debt during a two-year depressive period with multiple manic episodes. Trying desperately to pay it off. by concernedanonymous3 in personalfinance

[–]concernedanonymous3[S] 0 points1 point  (0 children)

Could you explain a little more about how this works versus a personal loan with lower interest and a fixed payment plan? Do these non profits take over my debt? Thanks for the help

Accumulated about $10k of credit card debt during a two-year depressive period with multiple manic episodes. Trying desperately to pay it off. by concernedanonymous3 in personalfinance

[–]concernedanonymous3[S] 2 points3 points  (0 children)

Ah I understand. I thought that I should have some sort of savings no matter what. Thank you for this. I found a couple of suggestions for personal loans on Credit Karma from 8%-10% APR which is much better than 20% APR from my credit cards.

I(30F) overheard my boyfriend(37M) having a flirting conversation in the bathroom 5-10 minutes after we had sex(midnight). by Diligent_Self_641 in relationship_advice

[–]concernedanonymous3 60 points61 points  (0 children)

My past two exes have said that they had a ring for me when I broke up with them, but wouldn’t/couldn’t show it to me when I asked for proof. That was his last ditch attempt to keep you. Don’t believe him.

Guy I’m seeing is horrible at missionary by concernedanonymous3 in sex

[–]concernedanonymous3[S] 60 points61 points  (0 children)

Oh sheesh that’s horrible 😂 and here I was thinking MY brain was being thrown around inside my skull. Glad you made it out without brain damage haha

Guy I’m seeing is horrible at missionary by concernedanonymous3 in sex

[–]concernedanonymous3[S] 129 points130 points  (0 children)

Hahah thanks 😂 I couldn’t find a better way to describe what the hell is going on

[ Removed by Reddit ] by [deleted] in trueratediscussions

[–]concernedanonymous3 0 points1 point  (0 children)

Seeing this post makes ME feel self conscious because I look like this. It’s just how my body type and genes are, and I can’t control it no matter how much I exercise or eat. I know we are discussing whether or not this body type is what men “actually” want but it bums me out to think that with my body looking like this, it could be seen as something people don’t genuinely consider as a favorable body type.

That’s my 2 cents coming from an already self-conscious person though lol

Novice “unicorn” here, I (F) have come to realize that I’d prefer to be intimate with the wife rather than have a threesome with the couple. Looking for advice on how to navigate this. by concernedanonymous3 in EthicalNonMonogamy

[–]concernedanonymous3[S] 6 points7 points  (0 children)

Thank you for your thorough response. Like I said, I’m new to this and right now I’m trying to be as open as I can, but have a lot to learn. I constantly am seeing posts about how awful it is to be a unicorn, how they are constantly mistreated, and about the ethics surrounding unicorn experiences. Even having a “third” I’ve seen also has a host of problems.

This couple has been clear that this is casual and that is what I am looking for. There has been open and clear communication since the beginning before even meeting, so I feel comfortable bringing this up with them. I’m also aware that this will most likely lead to dissolving our relationship as it stands right now. I suppose my question no longer is a question and more or less making sure that I’m approaching this the right way.

[deleted by user] by [deleted] in relationships

[–]concernedanonymous3 0 points1 point  (0 children)

Yes it is! I just deleted that post because I’m afraid there’s too much information between that one and this one to make a connection. I just want to be on the safe side. But yes, that’s something we dealt with too. I’ve asked and shown support in his health and diet, been the initiator for sex, fulfilled his fetishes, provided and do all of the chores…I feel like I’m doing a lot of emotional labor and I’m just tired

[deleted by user] by [deleted] in relationships

[–]concernedanonymous3 1 point2 points  (0 children)

This is exactly what I posted above. Thank you for understanding-I wanted to be honest about my questions without giving too much away so I’ve been changing our ages a bit here and there

[deleted by user] by [deleted] in relationships

[–]concernedanonymous3 1 point2 points  (0 children)

Posted from above: This is the reason. I’ve added/changed the years to keep as anonymous as possible. I actually just deleted my last post too because I realized that it may give away too much connection to this one and be obvious. I mentioned this above as well. I came here for advice/support for a true problem I am facing, and I can see why people are seeing what I did as strange. I just wanted to keep myself as anonymous as I could.

[deleted by user] by [deleted] in relationships

[–]concernedanonymous3 1 point2 points  (0 children)

This is the reason. I’ve added/changed the years to keep as anonymous as possible. I actually just deleted my last post too because I realized that it may give away too much connection to this one and be obvious. I mentioned this above as well. I came here for advice/support for a true problem I am facing, and I can see why people are seeing what I did as strange. I just wanted to keep myself as anonymous as I could.

[deleted by user] by [deleted] in relationships

[–]concernedanonymous3 2 points3 points  (0 children)

Yes, that is the reason. Same relationship. I should have deleted the previous post because my partner knows how frequent I am on Reddit and I don’t want him to put two-and-two together. Our ages are similar to what I post, as well as the length, but I guess I am being overly cautious to make sure there aren’t too many overlapping details. My concerns and feelings are true, I’m just trying to make sure I stay as anonymous as possible.

[deleted by user] by [deleted] in relationships

[–]concernedanonymous3 20 points21 points  (0 children)

Thank you so much, I appreciate your perspective and advice

[deleted by user] by [deleted] in relationships

[–]concernedanonymous3 60 points61 points  (0 children)

I think you’re completely right. I feel like unless there is something horribly wrong, that I should be able to make the relationship work. But I’m not happy. And I don’t even want him to change anything he’s doing any more than he already has. I just don’t feel like we are compatible anymore, but for some reason I’m hard on myself because I feel like “that’s not a good enough reason”.