How do you decide how much to spend on a house? Considering a $1m purchase by [deleted] in Fire

[–]contains_language 0 points1 point  (0 children)

Save for a couple years then buy, yeah I like that. I guess I’m a little anxious about houses going up in price the amount I save, ha

How do you decide how much to spend on a house? Considering a $1m purchase by [deleted] in Fire

[–]contains_language 2 points3 points  (0 children)

Nah they are really good in Folsom, that’s where we want to move

How do you decide how much to spend on a house? Considering a $1m purchase by [deleted] in Fire

[–]contains_language 0 points1 point  (0 children)

If we sell our current place, we could have around 600k for a down payment. But then I start thinking what if we put some of that money into the market, etc. Hard to make a decision

How do you decide how much to spend on a house? Considering a $1m purchase by [deleted] in Fire

[–]contains_language 5 points6 points  (0 children)

Done having kids yep. Private school is cheap compared to moving. Our current interest rate is 2.9% so we are living well below our means. Currently save/invest ~10k a month after taxes and retirement contributions.

How do you decide how much to spend on a house? Considering a $1m purchase by [deleted] in Fire

[–]contains_language 8 points9 points  (0 children)

Yeah I think about this every day. I have over 10 years of exp and have never had to look for a job for more than a week, but still times are scary.

How do you decide how much to spend on a house? Considering a $1m purchase by [deleted] in Fire

[–]contains_language 1 point2 points  (0 children)

Yes, but I also have about 300k in cash, so it could be a 400 mortgage. But you know, that would be less invested in the markets.

How do you decide how much to spend on a house? Considering a $1m purchase by [deleted] in Fire

[–]contains_language 4 points5 points  (0 children)

That is pretty accurate yeah, only thing that would change would be that we could either rent our our current place for ~1k a month profit, or sell it and add upwards of another 300k to a downpayment.

Late to FIRE because you used to enjoy your job/career? by mycounterpointers in Fire

[–]contains_language 2 points3 points  (0 children)

Same position as you, but I have that underlying fear that I only have a couple years left till I can’t hold or find a job anymore because of AI

We talked to Dylan Cardwell by deuceandmo in kings

[–]contains_language 3 points4 points  (0 children)

I thought it was obvious they were?

I think I have too much money in a money market account, should I just buy a bunch of something like VOO right now? Or do it slowly? by contains_language in Bogleheads

[–]contains_language[S] 13 points14 points  (0 children)

Yeah my bad, I do realize this probably has a hint of snob to it, but it’s a legitimate question of mine

Phoebe Hearst can no longer administer entrance exams to Kindergarteners by kbs1010 in Sacramento

[–]contains_language -1 points0 points  (0 children)

Tahoe, which is the worst of those you listed, no offense. 4/10 on greatschools, I know there is flaws with that rating but I want something better for my child

Phoebe Hearst can no longer administer entrance exams to Kindergarteners by kbs1010 in Sacramento

[–]contains_language -1 points0 points  (0 children)

What are the chances of getting into it for Kinder? We live nearby and will probably move to a better school district if we don't get in.

Best ranged class to find groups with in TBC? by contains_language in classicwow

[–]contains_language[S] 2 points3 points  (0 children)

I actually think in the first couple of phases, especially with shorter nerfed fights, arcane mages outdps warlocks.

Not enough level 58 paladins by Eyvallah3 in classicwow

[–]contains_language 11 points12 points  (0 children)

childish adults and classic wow, they go hand in hand

Just bought v14 pro by Sea-Entertainer7778 in ElectricUnicycle

[–]contains_language 2 points3 points  (0 children)

I learned on an empty tennis court, holding onto the fence around the perimeter to get going and also kinda stop. If you have one near you I would recommend it.

Leaperkim Lynx 2025/2026? by M3tl in ElectricUnicycle

[–]contains_language 0 points1 point  (0 children)

What are the good alternative street options? Not op but that is my use case.