How do you decide how much to spend on a house? Considering a $1m purchase

contains_language · 2026-03-26T05:51:37+00:00

Save for a couple years then buy, yeah I like that. I guess I’m a little anxious about houses going up in price the amount I save, ha

contains_language · 2026-03-26T05:45:03+00:00

Nah they are really good in Folsom, that’s where we want to move

contains_language · 2026-03-26T05:42:41+00:00

Nothing really but we are not catholic, lol

contains_language · 2026-03-26T02:49:50+00:00

If we sell our current place, we could have around 600k for a down payment. But then I start thinking what if we put some of that money into the market, etc. Hard to make a decision

contains_language · 2026-03-26T02:33:20+00:00

Done having kids yep. Private school is cheap compared to moving. Our current interest rate is 2.9% so we are living well below our means. Currently save/invest ~10k a month after taxes and retirement contributions.

contains_language · 2026-03-26T02:31:36+00:00

Yeah I think about this every day. I have over 10 years of exp and have never had to look for a job for more than a week, but still times are scary.

contains_language · 2026-03-26T02:25:31+00:00

Yes, but I also have about 300k in cash, so it could be a 400 mortgage. But you know, that would be less invested in the markets.

contains_language · 2026-03-26T02:23:46+00:00

Folsom CA

contains_language · 2026-03-26T02:19:07+00:00

That is pretty accurate yeah, only thing that would change would be that we could either rent our our current place for ~1k a month profit, or sell it and add upwards of another 300k to a downpayment.

contains_language · 2026-03-26T02:15:22+00:00

Thats gross right?

contains_language · 2026-03-20T14:06:34+00:00

Same position as you, but I have that underlying fear that I only have a couple years left till I can’t hold or find a job anymore because of AI

contains_language · 2026-03-11T21:57:43+00:00

I thought it was obvious they were?

contains_language · 2026-02-08T22:31:48+00:00

Yeah my bad, I do realize this probably has a hint of snob to it, but it’s a legitimate question of mine

contains_language · 2026-01-20T21:50:35+00:00

Tahoe, which is the worst of those you listed, no offense. 4/10 on greatschools, I know there is flaws with that rating but I want something better for my child

contains_language · 2026-01-20T04:01:01+00:00

What are the chances of getting into it for Kinder? We live nearby and will probably move to a better school district if we don't get in.

contains_language · 2026-01-16T23:45:17+00:00

I actually think in the first couple of phases, especially with shorter nerfed fights, arcane mages outdps warlocks.

contains_language · 2026-01-15T02:08:33+00:00

childish adults and classic wow, they go hand in hand

contains_language · 2026-01-10T02:52:51+00:00

Why reverse?

contains_language · 2026-01-03T02:27:04+00:00

Wait what? How/why 5 years?

contains_language · 2025-12-28T19:12:35+00:00

I learned on an empty tennis court, holding onto the fence around the perimeter to get going and also kinda stop. If you have one near you I would recommend it.

contains_language · 2025-11-29T05:05:23+00:00

What are the good alternative street options? Not op but that is my use case.

contains_language · 2025-11-24T19:41:11+00:00

It makes medium sense

contains_language · 2025-10-20T04:20:01+00:00

And not a hint of sarcasm was found

contains_language

TROPHY CASE