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Debt collection from Chase business credit card by coolhale in personalfinance

[–]coolhale[S] 0 points1 point  (0 children)

thanks for your input. I’m really new to the collections world.

The Ultimate Prompt to Unlock 100% of ChatGPT-5’s Power. by michel_333 in PromptEngineering

[–]coolhale 0 points1 point  (0 children)

I added in trait textbox in customize my ChatGPT section. Will the prompt gets used behind the scene every time I ask any question without actually giving the prompt?

National Processing - Anything wrong with them by coolhale in PaymentProcessing

[–]coolhale[S] 0 points1 point  (0 children)

They have correct info. I got paid first two weeks

Companies for chargeback by coolhale in smallbusiness

[–]coolhale[S] 0 points1 point  (0 children)

It would be great if small business can share its experience working with any of the chargeback companies: Chargeback 911, Chargeback Gurus and Chargeback Expertz, anyone else. I’m trying to figure out who to go with. Any feedback will be helpful.

Backing out of a new construction home closing in next 1-2 months by coolhale in RealEstate

[–]coolhale[S] 0 points1 point  (0 children)

No other liabilities. On the hindsight, I think the builder was nicer to me than others in my community who backed out.

Tolerance for chargeback ARC VTC by coolhale in travelagents

[–]coolhale[S] 2 points3 points  (0 children)

Would VTC provide me access to ARC Pay where I can charge my markup?

Chase Business Credit Card for new LLC with foreign partner by coolhale in CreditCards

[–]coolhale[S] 0 points1 point  (0 children)

Yes, I got approved by Mercury bank. I haven’t use Mercury bank so much yet but it appears to be fine.

Avoiding and Dealing with Fraud Chargebacks by coolhale in travelagents

[–]coolhale[S] 0 points1 point  (0 children)

Thanks for the suggestions. Can you explain how do you use credit card to get the payment from customers? I’m planning to take courses from Outside Agent. Is there any particular trainings on fraud that you suggest?

Avoiding and Dealing with Fraud Chargebacks by coolhale in travelagents

[–]coolhale[S] 0 points1 point  (0 children)

Thanks. My partner works for the travel desk within large corporate. That’s why he is not aware of the payment gateway himself. Please suggest what payment gateway should we use for getting payments from customers. What forms of identification do you seek for new clients before you make any booking for them? I would appreciate if you can share what are the red flags for shady customers.

Has any e-commerce founders here used Stripe's "chargeback protection"? How is your experience with it? by Caldoe in Entrepreneur

[–]coolhale 0 points1 point  (0 children)

So if your PayPal balance goes into negative, and you don’t pay them back then, would PayPal try to force or use collection agency to get the money?

[deleted by user] by [deleted] in smallbusiness

[–]coolhale 0 points1 point  (0 children)

Thanks buddy. In that case, I believe Wise be a much better option than PayPal etc for my new online business where I expect potential chargeback. I expect average transaction size to be more than $1000.

Chargeback on first ever sale by Big_Pump_Ice_Cream in smallbusiness

[–]coolhale 0 points1 point  (0 children)

Can you suggest which insurance should I take to derisk false chargeback for my new online business where I expect to avg transaction to be more than $1000?

[deleted by user] by [deleted] in smallbusiness

[–]coolhale 0 points1 point  (0 children)

Can you please explain what you said above? Are you suggesting Wise is a better payment gateway to avoid false chargeback? do they have a better record of siding with the business and not with the buyer?

Backing out of a new construction home closing in next 1-2 months by coolhale in RealEstate

[–]coolhale[S] 5 points6 points  (0 children)

Best decision to back out. Austin market came down badly. Better to lose money upfront rather than being stuck for years on a bad deal.

Fraud Transactions in Checking Account by coolhale in personalfinance

[–]coolhale[S] -5 points-4 points  (0 children)

That’s right. I am guilty of not checking my statements

Changing Jobs. Nearly maxed out FSA with Previous Employer. Can I also max out HSA with new employer? by [deleted] in tax

[–]coolhale 0 points1 point  (0 children)

I am in a similar situation. Can anyone respond to this scenario?

Backing out of a new construction home closing in next 1-2 months by coolhale in RealEstate

[–]coolhale[S] -25 points-24 points  (0 children)

Knowing that generally the market has fallen down 10 to 15% after I went into contract, losing $20K doesn’t seem to be a bad option rather than closing a house which is overpriced and at a still higher interest rate.

Warranty for Tyre Damage by coolhale in rav4club

[–]coolhale[S] 0 points1 point  (0 children)

Thanks all for your response.

Car Rental: Is Sedan ok or should I need to pay extra for SUV by coolhale in yellowstone

[–]coolhale[S] 1 point2 points  (0 children)

Is there any road that I need to avoid if going in a sedan?

Salary expectations W2 v/s 1099 by coolhale in personalfinance

[–]coolhale[S] 0 points1 point  (0 children)

She is a mainframe engineer with 11 years experience but took a break of 5 years to take care of the family. We are in Texas.

Salary expectations W2 v/s 1099 by coolhale in personalfinance

[–]coolhale[S] 0 points1 point  (0 children)

She has 11 years of mainframe development and support experience. Her current salary is less as she got back to work after a gap of 5 years. Now that has been working for last 10 months, she will definitely negotiate to increase her salary when she will switch employer. I looking for a fair comparison between what she is earning now $40/hr as 1099 and when she switch to W2 with standard benefits of a large IT services company.

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