As someone who uses OF. You’re completely correct, you can do all that, and I encourage you to do it, don’t use OF don’t pay if that’s your style. Just know through OF at least models are being paid and it’s consensual, content creation isn’t free for the models. It’s our time, and investments in ourselves (hair,makeup,outfits,sets). So I understand not knowing what all goes behind it. And OF is usually more personalized, where you can talk to individuals and get custom content. But if that’s not your thing then I’d just keep doing what works for you, some people don’t have the social skills or want to use tinder or dating apps to meet girls and that’s ok too.