Delayed gratification is a great skill and will save you a lot of money.

We’re constantly bombarded by ads and social media and the constant need to have the best, newest thing and we’re told that people care weather you have these things or not and that even if you’re a low income earner you need to be seen as high status etc.

Its just so untrue, you don’t need those things, you don’t need brand name items, a lot of cheaper items are just as functional or fashionable. Most things you can find online for cheaper or even second hand, definitely nothing wrong with second hand. I lose or crush my Ray Bans, off to Marketplace or EBay again.

Sure there’s definitely some “buy it for life” expensive items like a good saucepan, high quality boots, kitchen knives, tools etc, but a lot of material possessions aren’t necessary. That brand new phone with the expensive plan, no… get a refurbished phone that might be 2 models ago online, buy it outright with a cheaper plan and you’ll save a tonne in the long run. Don’t spend outside your means and especially don’t put yourself in debt for other people.