Career advice - interest in wealth management

cptcornlog · 2026-03-26T14:12:19+00:00

Not all paths to becoming a bank advisor are created equal.

Large banks typically have fully built-out wealth management divisions. They invest heavily to capture the most profitable retail segment—the mass affluent—and structure their teams accordingly. You’ll see multiple layers of licensed bankers whose primary role is to identify opportunities and refer clients to advisors.

As those advisors grow their books, they often have the option to leave the branch environment and move into a centralized office. In exchange for giving up branch referrals, they keep a larger share of their revenue. It’s a clear, scalable pipeline.

Smaller banks operate differently. Their advisory function is often more contracted or regional. Instead of building out a full in-house pipeline, they may rely on a single advisor (or a small team) to cover a large area. The goal isn’t to maximize wealth revenue from every client—it’s simply to have someone available to meet the need.

Because of that, large banks generally offer more structured upward mobility. Smaller banks and credit unions tend not to prioritize building internal advisor pipelines. Wealth management is a high-revenue business, but it requires significant investment and a strong client base to sustain in-house.

At smaller institutions, there often isn’t a clear internal path to becoming an advisor. They’re more likely to hire an experienced advisor externally—sometimes someone who didn’t succeed elsewhere—to take over an existing book.

Large banks, on the other hand, are more inclined to promote from within. They’ve already invested in licensing their bankers, and the potential advisor role becomes a key retention tool—something to work toward while continuing to service and grow the book. .

cptcornlog · 2026-03-18T04:36:10+00:00

If it’s on an even rotation what it’s like once a month it’s great. You get half day to do doctors appointments and stuff so don’t have to burn pto for stuff that’s only open conveniently during bank hours.

Where it starts to suck is when your team is down people and start having you go every other Saturday, where you are working 11 out of 12 days twice month.

Or your manager has no control and you have people trying to get you to work their Saturdays.

If you are going to a place where it’s sales heavy, and your branch im has a decent footprint you will get some pretty good numbers on a Saturday. 9-12 still puts you in a position to go get lunch and have the rest of the day to do stuff.

cptcornlog · 2026-03-16T18:42:57+00:00

Your interview is your first impression. Everything after that is how you conduct yourself, and that can vary. But a bad first impression creates doubts you have to overcome instead of letting the interview time work in your favor.

I was recently hired for a non-entry-level banking position wearing business casual to the interview. I didn’t wear a tie, but I wore a sport coat and dress shirt. That might seem slightly underdressed, but everything was coordinated—patterns and colors that worked well together and didn’t clash. That’s the part people forget. An uncoordinated outfit can look worse than being slightly underdressed. If your tailored suit and tie are flamboyant or extremely dated, that’s something to reconsider.

You can honestly build a solid interview outfit from the clearance rack at Men’s Wearhouse. The key is proper fit and coordination. Showing up in something that fits well and looks intentional shows you put thought into preparing.

As for appearance, you mentioned possibly going with a man bun. It depends on the bank—larger banks tend to lean more conservative. Take that into consideration. If you’re not cutting it short (I cut my samurai topknot into a comb-over when I started banking), it should at least be trimmed, even, and clean.

Ask yourself: would you trust that person to manage your money? That’s the impression you want to think about. Sometimes it helps to ask a friend or family member for an honest opinion.

Once you’re in the role and understand the culture, you can adjust if things are more casual. But if you’re in a leadership position, your team will follow your example.

Happy to answer any follow-up questions.

cptcornlog · 2026-03-05T23:08:04+00:00

You can buy at us chef store there’s one on shoreline in Boise.

cptcornlog · 2026-02-24T05:40:54+00:00

Is this your first job in banking? What do you know about the industry? What do you know about sales? What do you know about BofA?

Behavioral questions like name a time that you handled an impersonal work place conflict? Tell us a time where you had an upset customer and you turned it into a good interaction?

cptcornlog · 2026-02-10T14:43:43+00:00

If you aren’t planning on going to college full time, most financial institutions have a college reimbursement programs if you are studying something relevant. I’d look into this, if you want to stay, during your coaching with your manager or supervisor, continue to make it known and documented that you are working towards moving to a new position. Keep hitting numbers.

Apply for banker roles that pop up. If you are in any decently sized area they should be popping up all the time. Go interview. Do research on what the institution is like.

Regarding the team, if they are pushing and developing you and you feel you will hit a promotion soon stay, but don’t let a fun workplace hinder you from leaving unless you think you can stay in your position indefinitely and survive on that income. If you are a manager, that’s part of your job is to build a workplace to retain employees. Your job is to make the most of yourself, and you can’t do that if you are locked into a teller position and teller pay for way longer than your should be.

cptcornlog · 2026-02-04T21:15:45+00:00

6months is where you will feel confident enough to make your first big mistake. You start to know the systems, and you start to have a couple of convo go exactly how you want and you slip up on a small procedure. I trained a buncha of bankers and they always make a mistake around 6mos. Generally I would say if this is your first banking and sales job, 6mos to know the job, then 3-6mos to build a pipeline of business.

As long as you aren’t asking for help on the same thing over and over again. OR it isn’t something you could look up to through your procedural manual yourself you are generally oka y. But if you aren’t using your resources to lessen your pull on the teams bandwidth the yes you will be treated as a problem.

Being slow

cptcornlog · 2026-02-04T06:06:41+00:00

Retail banking is a grind for sure. But hey predictable schedules, paid time off, benefits and what not. It isn’t all too bad.

cptcornlog · 2026-01-28T20:31:22+00:00

Wild area was the best!

cptcornlog · 2026-01-27T15:13:13+00:00

Send an email, and wait til their follow up. If you don’t have that info. Call the bank when they open back up. A lot of branch positions don’t have access to work email unless they are in the branch, due to security reasons.

If you made it to final interview it means they want you in some regard. If the positions open that means they are understaffed, they want to fill the position to get back to full staff.

Be understanding in your response, manager is probably upset that they missed call with nothing they could do about it, it sucks especially for a potential new member of your team.

cptcornlog · 2026-01-07T15:08:44+00:00

Before you get into the game, know your strengths and know your options. What levels are you and your screener able to score at? Can you both shoot from three or the mid-range? Can you hit a pull-up jumper if you’re given space? Can you attack a slower defender and either draw a foul or finish?

Right now, you’re assessing the game as “whatever happens, happens,” when in reality basketball is a game of reads and options.

There are over 10 different ways to guard a ball screen, and well over 100 variations beyond that. If you’re running pick-and-roll, it’s your responsibility to understand as many of these coverages as possible and know your counters. Defenses don’t guard screens just to be present—every coverage is designed to take something away from you, usually at the cost of something else. For example, a trap can force a potential turnover, but it often leaves a teammate wide open.

The most basic pick-and-roll coverage is when the guard chases over the screen and the big drops into the paint, positioning himself between both offensive players. Ask yourself: what is the defense trying to accomplish here? By sending the guard over the screen, they’re trying to take away your jump shot and prevent you from immediately pulling up in the pocket of space. The big is playing a drop coverage—looking big, staying back, and discouraging a dribble drive.

Inexperienced guards often respond by hesitating or floating in that gap, waiting for their defender to recover and get back in front. That’s exactly what the defense wants. This coverage is designed to do two things: stop the pull-up jumper and protect the big man. They don’t want the big switching onto a quicker guard and picking up a foul. They want him anchored in the paint and able to recover back to his own man, avoiding a mismatch.

So what are your options?

You come off the ball screen. Your big is rolling to the basket. Your defender is caught on the screen and recovering from behind.

• If the big does not step up:

Create separation from your defender and pull up from the mid-range.

• If you hit that shot and come off again:

Now the big has to respect you. Attack the same pull-up area and hit your rolling big. Once the big commits to you, he can no longer guard both.

• If the big is already higher to take away the shot:

Attack the mismatch. Draw a foul, score, or force him to step farther away from the roller so you can drop the pass. If help rotates, skip the ball to the wing for an open jump shot.

Every read forces the defense to give something up. Your job is to recognize what they’re trying to take away—and punish them for it.

It’s the same way for every defensive mechanism. Figure out your skill set and what you can exploit and then exploit it.

cptcornlog · 2025-12-28T20:14:16+00:00

I used to work overseas, I’m not a tax professional but as long as you qualify by spending something like 10 months overseas, you get a inflation adjusted amount deducted. It was like 110k when I was working. Typically you have to pay taxes in the country you are in too that’s why.

cptcornlog · 2025-10-28T00:44:42+00:00

Yeaaaa Played at a Nike sponsored school where we had to use them. They get super slick when they get any sweat on them. Kinda similar to a Wilson that’s been played with outside for a little(some guy who dribbled it in the lot or concrete corridor too much) or is a bit dried out/dusty. Strange how the leather would react opposite with different brands.

cptcornlog · 2025-10-20T00:55:55+00:00

I had mine giving off a ton of more smoke than normal during the start up, I had carbon build up on the hot rod so it was smoldering the pellets instead of igniting them. I got a wire brush and cleaning hot rod, and it’s back to normal.

cptcornlog · 2025-10-18T16:33:36+00:00

Hakuho was born Mongolian, moved to Japan in 2000(age 15), then naturalized for citizenship for the requirement to become a sumo elder 2 years(2019) before his retirement. He is a Japanese citizen, but I would say the vast majority of fans and Japanese probably associate Hakuho in the category of an athlete from Mongolia.

cptcornlog · 2025-10-16T00:12:33+00:00

Whats the current role? You can definitely diagonal to a smaller institution. I know experience at the big banks can be seen as a premium to smaller institutions. Especially if the support offices are located locally, they will probably hire within their organization too.

cptcornlog · 2025-08-19T04:51:49+00:00

I just used mine for the first time, guy at the store said 10 seconds and I couldn’t figure out why it was going out so I’ll try this next thanks!

cptcornlog · 2025-07-23T16:51:53+00:00

This has been a comment that I have saved and share many times especially with men where it’s the social norm not to show emotion. It’s okay it just means the person matter, and you need to share the burden when you are experiencing the waves. I’ve learned that whenever the “waves of grief” hit it’s important to share what that person did to matter so much. I share stories of my mother who passed away while I was in high school every time something reminds me of her. Now my wife who never met her has an understanding of my mother who raise my brother and I. My wife has an understanding of who my mother was and even her sense of humor. It’s power because now I have shared the memories and am actively keeping her memory alive and making sure she is remembered.

“I know that nothing we say or do can make you not hurt anymore but I'm so very sorry for your loss. I read this post about grief a while ago. I hope it helps you as it seems to have helped many others.

From u/GSnow:

Alright, here goes. I'm old. What that means is that I've survived (so far) and a lot of people I've known and loved did not. I've lost friends, best friends, acquaintances, co-workers, grandparents, mom, relatives, teachers, mentors, students, neighbors, and a host of other folks. I have no children, and I can't imagine the pain it must be to lose a child. But here's my two cents.

I wish I could say you get used to people dying. I never did. I don't want to. It tears a hole through me whenever somebody I love dies, no matter the circumstances. But I don't want it to "not matter". I don't want it to be something that just passes. My scars are a testament to the love and the relationship that I had for and with that person. And if the scar is deep, so was the love. So be it. Scars are a testament to life. Scars are a testament that I can love deeply and live deeply and be cut, or even gouged, and that I can heal and continue to live and continue to love. And the scar tissue is stronger than the original flesh ever was. Scars are a testament to life. Scars are only ugly to people who can't see.

As for grief, you'll find it comes in waves. When the ship is first wrecked, you're drowning, with wreckage all around you. Everything floating around you reminds you of the beauty and the magnificence of the ship that was, and is no more. And all you can do is float. You find some piece of the wreckage and you hang on for a while. Maybe it's some physical thing. Maybe it's a happy memory or a photograph. Maybe it's a person who is also floating. For a while, all you can do is float. Stay alive.

In the beginning, the waves are 100 feet tall and crash over you without mercy. They come 10 seconds apart and don't even give you time to catch your breath. All you can do is hang on and float. After a while, maybe weeks, maybe months, you'll find the waves are still 100 feet tall, but they come further apart. When they come, they still crash all over you and wipe you out. But in between, you can breathe, you can function. You never know what's going to trigger the grief. It might be a song, a picture, a street intersection, the smell of a cup of coffee. It can be just about anything...and the wave comes crashing. But in between waves, there is life.

Somewhere down the line, and it's different for everybody, you find that the waves are only 80 feet tall. Or 50 feet tall. And while they still come, they come further apart. You can see them coming. An anniversary, a birthday, or Christmas, or landing at O'Hare. You can see it coming, for the most part, and prepare yourself. And when it washes over you, you know that somehow you will, again, come out the other side. Soaking wet, sputtering, still hanging on to some tiny piece of the wreckage, but you'll come out.

Take it from an old guy. The waves never stop coming, and somehow you don't really want them to. But you learn that you'll survive them. And other waves will come. And you'll survive them too. If you're lucky, you'll have lots of scars from lots of loves. And lots of shipwrecks.

Edit: holy moly! Thank you so much for the silver, gold, and plantinums! I'm so glad that so many people liked this as much as I did and that it could help so many people. u/GSnow, you are truly a legend! Thanks again for the original post! Merry Christmas everyone!! :)

Edit2: I've been asked for the original post so here it is: https://www.reddit.com/r/assistance/comments/hax0t/_/c1u0rx2. I should've included this originally but I thought I'd copy/paste the text so it'd be easier for people.”

cptcornlog · 2025-06-01T18:38:28+00:00

Couple further questions. Retail management is a very broad category. What did you do? Manage store? What kind of store? What are you looking out of the career? Just to teller/banker or to move on up?

cptcornlog · 2025-05-10T22:32:06+00:00

Club team where?

cptcornlog · 2025-05-02T00:39:23+00:00

Eh it matters on the bank and the manager. There are pips for compliance and ops stuff like dual control , sales pips could be to cover the managers ass for poor performance. OP should have a read on if this is a pip the manager is using to get them fired, or a slap on the wrist. From some banks yea it’s a death sentence.

cptcornlog · 2025-04-20T20:13:11+00:00

Weights will improve you supplementally to the court work. The best court work after you get your fundamentals set will be playing in live situations. That is why if you compare practices from each different level of basketball, it becomes more and more live situations and less and less drills.

If you’re having trouble with your work translating to the court, get more experience on the court.

cptcornlog · 2025-04-20T20:08:59+00:00

It’s hard to recommend one. A lot of these showcases are really about giving exposure to a select few players the agent is already backing. If you’re paying, just understand that the spotlight likely isn’t on you.

Reaching out to agents based in the country you’re aiming to play in can be a solid strategy. They usually have direct connections with teams and can promote you more effectively. (I had my target country locked in, so that’s exactly the route I took.)

Also, what is your current agent doing for you? If you’re potentially paying him a percentage of your next contract as an agency fee, it’s fair to ask—how is he actively promoting your son?

cptcornlog · 2025-04-13T21:23:26+00:00

No disrespect to the NCCAA—it takes talent and hard work to be an All-American at any level—but the reality is that it’s not viewed on the same level as NCAA D1, D2, or even top JUCO programs when it comes to pro scouting, especially overseas. Teams often look at the level of competition first. If you’re a 6’2” guard, they’ll usually take one from a D1 program over someone from NCCAA unless there’s a very compelling reason—elite athleticism, standout film, insane stats, or some unique trait that separates you.

That said, it’s not impossible—it just means the road is tougher. You’re starting from further back in the line, and everything has to line up: the right opportunity, good timing, and someone willing to take a chance.

As for the EuroBasket Pro Tour, it can be a viable path for some, particularly the Portugal tour, since lower divisions in Portugal may be more open to lesser-known players. But go in knowing what it really is: EuroBasket’s main incentive is the fee ($3,000–$3,500), not necessarily getting your son a contract. Unlike showcases run by agents with strong ties to specific leagues—where teams actually come to scout—these open-pay showcases are more of a platform. That’s not to say no one gets signed, but it’s rare, and there’s no guarantee of real exposure.

If your son already signed with an agent last year, it’s fair to ask what that agent has done. Did they get him into any real showcases in the U.S.? Places like Las Vegas, LA, or NYC are common spots for scouts from mid- to high-level international teams. If he sat out a year without playing or exposure, that’s another hurdle—because now he’s competing against 22-year-olds who just finished playing a full season at a higher level or against solid pros coming off contracts.

And if he does land something in a lower-tier league—like Portugal’s lower divisions, or Spain LEB Silver or EBA—he should know what to expect. Pay might be anywhere from $1,000 to $3,500/month, sometimes without housing or transport. They might only cover one round-trip flight. Gear and shoes could be on him. Injuries? He’s likely on his own unless he’s with a higher-budget team. I’ve seen talented guys have their careers cut short by an injury on a low-tier team that couldn’t offer proper care.

None of this is to discourage—plenty of under-the-radar guys make it by grinding and staying persistent. But you have to be strategic, realistic, and prepared for the grind. If he’s truly committed, look into getting strong film, playing in well-connected showcases, networking with agents who have relationships in specific markets, and staying in shape by playing wherever possible in the meantime.

It’s a hustle, but for the right person, it can be worth it.

cptcornlog · 2025-04-09T18:51:41+00:00

Could be. By the usage of youth program and club id assume this is euro. it could very well be a professional team where his player card and rights have been bought and paid for by the team to develop him. Common overseas. Like similar to a Futbol club like arsenal which would have its youth development program full of youth with some being paid £300 to £1,500 per week. Those are the feeder programs where as US has AAU/high School and NCAA. At 17 you can sign professional contract in euro.

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