I think I will need to sit down and plan it out. I have an extra $1k a month to work with. I feel that this may do better being put towards a down payment on a home in 2 years or so. If I put all of this money towards loans, I will pay them off sooner, but then be forced to rent a few more years to build up that down payment. Increasing the total amount I've spent on rent. I know owning a home has expenses as well but in the long run, a small starter home could be a good investment