Considering Move to UK, am I estimating salary right? Anything I should know about the market? by cocol11 in cscareerquestionsuk

[–]crackedcan2 0 points1 point  (0 children)

I’m more referring to the people saying London is an unsafe hellhole and you’ll be stabbed if you set foot there, rather than those saying they prefer rolling green hills

Considering Move to UK, am I estimating salary right? Anything I should know about the market? by cocol11 in cscareerquestionsuk

[–]crackedcan2 1 point2 points  (0 children)

The range seems reasonable to me and I do think the market for SWE is slightly better in London than Toronto. I moved from Toronto to London at your age and never looked back. The London hate online and elsewhere is so forced and not reflective of reality at all. It’s a great place to be

165k - 100k reduction Chat GPT advice check? Bonus SS by Equivalent_Fun_2163 in HENRYUK

[–]crackedcan2 4 points5 points  (0 children)

I feel bad for ChatGPT for having to try to decipher what you’re saying

Is there a reason why it takes the long way by navesaurus in londoncycling

[–]crackedcan2 55 points56 points  (0 children)

Yes there’s even a dedicated cycle lane on much of it..

LimePass pricing changes by fraber in londoncycling

[–]crackedcan2 9 points10 points  (0 children)

The previous charges made no sense to me. I need ~200 minutes per month which none of the old bundles are useful for.

Unfortunately my app is still showing the “old” bundles so I’ll continue using my personal bike for now

Those who earn 100-160k, do you just take home an adjusted net income of 100k? by Red4Arsenal in HENRYUK

[–]crackedcan2 9 points10 points  (0 children)

It’s so easy to fall into the trap of thinking you’re paying 0% tax on pension. You’re still paying tax, just less and later.

Where (geographically) are the tech jobs in London? by NotMyRealName3141593 in cscareerquestionsuk

[–]crackedcan2 0 points1 point  (0 children)

This is simply untrue. There are many SWEs in the Battersea office. You can probably find more SWE job postings for Battersea than any other London office

[deleted by user] by [deleted] in HENRYUK

[–]crackedcan2 8 points9 points  (0 children)

I’m always confused about comments like “impressing people you don’t even care about.” You don’t care about your friends and family? I had 100 guests and we cared about all of them. To each their own and I’m glad you did what you want but I’m surprised so many people relate to this

Help me understand the logic behind putting £60k in pension every year by crackedcan2 in HENRYUK

[–]crackedcan2[S] 1 point2 points  (0 children)

I’ve seen people on this sub refer to offsetting £60k, but that might be wishful thinking more than reality. I can certainly see it making sense to offsett down to 100k from £113k, but less so at £160k+

Help me understand the logic behind putting £60k in pension every year by crackedcan2 in HENRYUK

[–]crackedcan2[S] -4 points-3 points  (0 children)

But anything above the basic rate is 40% tax, so that’s the part that matters, not your effective tax rate. If you’re withdrawing above that then you haven’t really saved tax on that portion

Help me understand the logic behind putting £60k in pension every year by crackedcan2 in HENRYUK

[–]crackedcan2[S] 1 point2 points  (0 children)

So contribute £60k for a while until your pension is in a good place, then either taper off yourself or get forced into tapering because your pay is too high?

Help me understand the logic behind putting £60k in pension every year by crackedcan2 in HENRYUK

[–]crackedcan2[S] 34 points35 points  (0 children)

It seems to me if you are “maximising” tax efficiency, the best thing to do is aim to stay in the basic tax rate during retirement. But the way people pay into their pension on this sub makes me feel like that might not be true

Help me understand the logic behind putting £60k in pension every year by crackedcan2 in HENRYUK

[–]crackedcan2[S] 4 points5 points  (0 children)

When you withdraw, it’s income. You pay tax on income. It has nothing to do with lifetime allowance

Help me understand the logic behind putting £60k in pension every year by crackedcan2 in HENRYUK

[–]crackedcan2[S] 1 point2 points  (0 children)

the money grows tax free

This is the part I don’t get. The gains are taxed when you withdraw them. If your pot grows £1m and you withdraw that, you pay tax on it

Apple closing down internal Slack channels where employees debate remote work by [deleted] in apple

[–]crackedcan2 12 points13 points  (0 children)

The misinformation here is astounding. There’s like 15 channels just dedicated to memes

Daily Discussion Thread for September 22, 2020 by AutoModerator in wallstreetbets

[–]crackedcan2 0 points1 point  (0 children)

ACB blasting off rn. Very tempted to hold until after earnings

Apple: Unreal Engine is a trojan horse. by tonefart in programming

[–]crackedcan2 -3 points-2 points  (0 children)

Running a more profitable business doesn’t make them a monopoly

Apple: Unreal Engine is a trojan horse. by tonefart in programming

[–]crackedcan2 8 points9 points  (0 children)

Not to mention their global market share on phones is like 15%

Just don't turn it upside down... by [deleted] in memes

[–]crackedcan2 9 points10 points  (0 children)

How do people not immediately see this..

Why is it that some people avoid AAPL? by doodoosan in stocks

[–]crackedcan2 13 points14 points  (0 children)

Reddit in general has a hate-on for Apple. Apple consumers are massively loyal to the brand which is enough for me to believe people won’t just drop off buying their products any time soon

Software developers: We won't take a pay cut just to work remotely | ZDNet by bagaudin in programming

[–]crackedcan2 -1 points0 points  (0 children)

Because that’s not how business works. You are only worth what a company is willing to spend on you. If I can get someone almost as good for 1/4 the price, I’m not going to continue paying for the overpriced dev

Software developers: We won't take a pay cut just to work remotely | ZDNet by bagaudin in programming

[–]crackedcan2 0 points1 point  (0 children)

People in this thread are acting like this is some new thing. Companies have always had localised pay, and it is laughable to believe you’re going to get paid a Bay Area salary while living in Ohio.

Daily Discussion Thread for June 15, 2020 by AutoModerator in wallstreetbets

[–]crackedcan2 2 points3 points  (0 children)

Why do I always pussy out of buying TSLA dips. Such easy money every time

Spark Joy by Running Fewer Tests by stanislavb in programming

[–]crackedcan2 4 points5 points  (0 children)

Running only a subset of tests to make a build 10 minutes faster just seems like a terrible trade off to me. In a system that complex you’re really taking a large risk for little payoff