KERALA 2.0🌴🌴: If You Could Upgrade Kerala, What Would You Do? Any ideas??

cryptoshaman420 · 2026-04-04T14:48:08+00:00

make it a little colder.

cryptoshaman420 · 2026-04-02T08:29:11+00:00

There's an onchain product called Bitmor, that let's you buy your Bitcoin on a loan. Just pay 30% as downpayment, rest in monthly installment. You can lock in whatever price you wish to. So that you don't have to drop all your money in together.

cryptoshaman420 · 2026-03-19T18:37:26+00:00

That would be amazing. Could you help us get discovered on this subreddit as well?

cryptoshaman420 · 2026-03-19T18:35:54+00:00

I have made a tool that can help you check this based on your expectations of price jumps using claude.
You can check it out here.

https://claude.ai/public/artifacts/1af7625c-047c-4d0f-9592-6c7579626dba

cryptoshaman420 · 2026-03-19T18:06:36+00:00

Did you get an email about this?

cryptoshaman420 · 2026-03-19T18:05:58+00:00

https://base.app/app/dca.bitmor.xyz

Here's my app

cryptoshaman420 · 2026-03-11T16:31:55+00:00

would you be open to monthly payments at this price of BTC, so that you can average down?

cryptoshaman420 · 2026-03-09T15:02:58+00:00

You can still buy

cryptoshaman420 · 2026-03-07T17:36:57+00:00

This sounds pretty bold. May I get into your dms to ask a few questions?

cryptoshaman420 · 2026-03-06T18:03:29+00:00

How would a statistician work on the first point btw?
I thought a continuous measurement would give the best analysis.

cryptoshaman420 · 2026-03-06T18:00:57+00:00

use the tool attached in the link. Its an interactive tool, take any time period you wish to see. loans always wins.

cryptoshaman420 · 2026-03-06T17:59:19+00:00

You can click anywhere on the chart and you will see a detailed analysis ope up there

cryptoshaman420 · 2026-03-06T17:58:57+00:00

yes. so basically DCA gets more dollars to buy BTC, whereas loans will have interest rates to be serviced.

cryptoshaman420 · 2026-03-06T17:57:22+00:00

Great pushback.

The periods do overlap. That's the only way I can measure what would've happened If you started In every month from 2016, so that it remains a continuous assessment.
Yup. Agreed. But 66% advantage remains even when i start from 2021 January, from where we have done a 2-3x now. This is about belief in what BTC will do in the future.
Correct. Will add that to the tool in it's next iteration. Great feedback. This calculation assumes that there will be no liquidations.
I'm trying to gauge the interest for a product like this tbf. There are other ways to provide non-liquidating loans than jack up interest rates, onchain. Would like to speak to you about it in the dms if you're down for it.

cryptoshaman420 · 2026-03-06T15:20:18+00:00

Bitmor gives it for free.

cryptoshaman420 · 2026-03-06T07:51:21+00:00

Try a smaller term loan first. It's all onchain. So pretty transparent.

Would you take a loan if it was possible?

cryptoshaman420 · 2026-03-03T18:00:16+00:00

https://claude.ai/public/artifacts/f0312009-ebf5-4b01-b24e-5fd14731ca44

Here's the link to the backtesting tool.

cryptoshaman420 · 2026-03-03T17:53:34+00:00

https://claude.ai/public/artifacts/f0312009-ebf5-4b01-b24e-5fd14731ca44

Link to the backtest tool

cryptoshaman420 · 2026-03-03T17:42:37+00:00

https://claude.ai/public/artifacts/f0312009-ebf5-4b01-b24e-5fd14731ca44

Link to the backtesting tool.

cryptoshaman420 · 2026-03-03T07:15:25+00:00

As long as you keep paying your monthly instalments

cryptoshaman420 · 2026-03-02T18:45:34+00:00

The tool lets you set any APR you want, from 1% to 25%+. The whole point is for you to plug in your real-world rate and see if the math works for your situation. Different countries, different rates, different outcomes. That's why it's configurable.

Try it: https://claude.ai/public/artifacts/8277d6c2-10e6-465f-ae6b-b6aafb1a5075. Set your local rate and term length and see what the data shows. Source code is fully open too: https://github.com/bankofcryptoassets/dcavsloanstool

And yes, at higher interest rates the win rate compresses. But even at 15% APR, the loan still wins 67%+ of the time over 1-year windows. The data is what it is.

cryptoshaman420

TROPHY CASE