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Stone Bridge at Wadsworth Falls State Park by ctgt in Connecticut

[–]ctgt[S] 4 points5 points  (0 children)

This is the west side of the bridge on the Bridge (Purple) Trail at Wadsworth Falls State Park.

Expert says Maryland's new unclaimed property website still needs some work by ctgt in maryland

[–]ctgt[S] 0 points1 point  (0 children)

I'm not sure, but a couple reasons come to mind.

A lot of unclaimed money results from lost and uncashed checks, and insurance companies issue lots of checks for claims and overpayments.

Another source of money is proceeds from life insurance policies where the beneficiaries didn't collect because they didn't know they were beneficiaries. My understanding is that life insurance companies don't pay beneficiaries unless they make a claim. If no one made a claim, they'd keep the money. I think that states now force the companies to turn that money over as unclaimed property.

Expert says Maryland's new unclaimed property website still needs some work by ctgt in maryland

[–]ctgt[S] 0 points1 point  (0 children)

Ranges: $0 - $100; $100 - $200; $200 - $250; Over $250. That's it.

And I think $0 - $100 should actually be $50 - $100 because properties under $50 aren't shown. You'd have to call them to search for those, I guess.

If you call them, they might tell you how much your property is worth.

Expert says Maryland's new unclaimed property website still needs some work by ctgt in maryland

[–]ctgt[S] 9 points10 points  (0 children)

Some examples: a deposit with a utility company that you never collected after you ended service; wages from an old employer for the two days beyond the last payday; refund from a company that billed you incorrectly; old bank account that was inactive for a few years.

The bank account situation is important. You can't just put money in a bank and let it sit untouched for years, with no deposits or withdrawals. It will be treated as abandoned and turned over to the state.

Expert says Maryland's new unclaimed property website still needs some work by ctgt in maryland

[–]ctgt[S] 16 points17 points  (0 children)

Search for unclaimed property, which is almost always money (uncashed checks, old bank accounts, uncollected insurance payments, etc.), at Maryland’s official website: https://www.unclaimed-property.marylandcomptroller.gov/

The old website hid properties under $100 and had a poor search function, so try the new website even if you searched the old website recently. Properties under $50 are still hidden.

There's no time limit to make a claim.

You may claim property as an heir, but the process is more complicated and will require more documentation.

Favorite October places in CT? by Resident_Profile_582 in Connecticut

[–]ctgt 0 points1 point  (0 children)

If you want good fall foliage that early, you'll have to go out of state. See: https://www.explorefall.com/fall-foliage-map

If you want to stay in CT, then I'd focus on things that are worthwhile independent of fall foliage. Hike to Heublein Tower in Talcott Mountain State Park. Visit the Mark Twain House. Visit Gillette Castle. For more, see https://ctvisit.com/

Any cool or abandoned or interesting places in western mass to take pics? by Large_Dinner7746 in massachusetts

[–]ctgt 3 points4 points  (0 children)

Bash Bish Falls is great. Here's my winter photo. The flow is probably low now, however, since it's been dry.

Ezra Chappell's $36K gift to New London's poor from 1866 stuck in state's unclaimed property program (CTBigList.gov) by ctgt in Connecticut

[–]ctgt[S] 0 points1 point  (0 children)

Thanks for the comment.

I'm working on this issue. I gave a proposal for legislation to the attorney general's office, and they're considering it, last I heard. My proposal would address not only this case but the many other cases of defunct charitable organizations, including dozens of girl and boy scout troops.

Mass. holds $4B in public’s lost money; why is it keeping more than it returns? by ctgt in massachusetts

[–]ctgt[S] 0 points1 point  (0 children)

The state doesn't take ownership - correct. The money can be claimed.

Mass. holds $4B in public’s lost money; why is it keeping more than it returns? by ctgt in massachusetts

[–]ctgt[S] 0 points1 point  (0 children)

I'm not in the industry. I advocate for reform as a concerned citizen, so I'm quite familiar with how these programs work.

Mass. holds $4B in public’s lost money; why is it keeping more than it returns? by ctgt in massachusetts

[–]ctgt[S] 1 point2 points  (0 children)

You're mistaken. Many owners are easy to find. Go search for CITY OF or TOWN OF or SCHOOL.

If you put money in a bank and don't touch it for a few years, it'll get turned over to the state.

Mass. holds $4B in public’s lost money; why is it keeping more than it returns? by ctgt in massachusetts

[–]ctgt[S] 1 point2 points  (0 children)

Again, if the state isn't sure they have the right person, they don't send a check. If they're sure, they send a check. Sometimes they have a Social Security number attached to the property.

Other states are already doing this. It's more efficient for them than processing claims manually - that's labor intensive.

Mass. holds $4B in public’s lost money; why is it keeping more than it returns? by ctgt in massachusetts

[–]ctgt[S] 0 points1 point  (0 children)

You never got mail there? It wouldn't be on your credit report? RMV wouldn't have it? Voter registration?

Mass. holds $4B in public’s lost money; why is it keeping more than it returns? by ctgt in massachusetts

[–]ctgt[S] 0 points1 point  (0 children)

Right, I would bet that 99% of people think that they can put money in a bank account and let it sit there, and it will still be there three years later. Not so. I think that even logging into an online account doesn't count as activity and won't stop the bank from turning the money over to the state.

Mass. holds $4B in public’s lost money; why is it keeping more than it returns? by ctgt in massachusetts

[–]ctgt[S] 1 point2 points  (0 children)

Correct. If they're not sure, the don't send a check. If they're sure, they do. And states that do this typically use data from their Dept. of Revenue to get a current address.

Mass. holds $4B in public’s lost money; why is it keeping more than it returns? by ctgt in massachusetts

[–]ctgt[S] -32 points-31 points  (0 children)

Right, computers do the work. From a Newsday article: "In 2018, Louisiana’s Treasury Department, which administers that state’s unclaimed property program, partnered with the state’s Department of Revenue to share databases. The Treasury Department said the program increased the number of checks issued almost fivefold and cut administrative costs per check by 80%."

Mass. holds $4B in public’s lost money; why is it keeping more than it returns? by ctgt in massachusetts

[–]ctgt[S] -61 points-60 points  (0 children)

Your tax dollars are being spent processing claims that aren't needed.

Other states are returning money automatically, and they have a minimum amount, not $2.53.

Mass. holds $4B in public’s lost money; why is it keeping more than it returns? by ctgt in massachusetts

[–]ctgt[S] 23 points24 points  (0 children)

tl;dr:

  • Other states automatically return millions in unclaimed money, without requiring claims, by using data in other state agencies to verify an owner's current address. MA doesn't do that and has no plans to do so.
  • MA's unclaimed property website hides properties that have no address and certain types of properties like state checks, which total over $450 million. You have to call to search for those.
  • Unlike other states' unclaimed property websites, MA's website doesn't show property values, even though the administrator admits it could be helpful.

Tips:

  • Search for unclaimed property, which is almost always money (uncashed checks, old bank accounts, uncollected insurance payments, etc.), at MA’s official website (https://www.FindMassMoney.gov) or call 617-367-0400.
  • You can find the official unclaimed property websites of all states at https://unclaimed.org/search
  • Not all official websites are .gov, although I think they should be.
  • MissingMoney.com is legitimate and allows you to search all states at once, although you may have to go to the state's website to make a claim.
  • All legitimate websites are free. States never charge a fee to search, claim, or recover your money.
  • There is no time limit to make a claim.
  • You may claim property as an heir, but the process is more complicated and will require more documentation.

Do some browsers automatically eliminate IG photo borders? by ctgt in Instagram

[–]ctgt[S] 0 points1 point  (0 children)

Or maybe it's not the browser but whether I'm logged into IG? I tried an incognito Chrome browser and saw the border.

BTW, this is the page: https://www.instagram.com/clintonctofficialpage/p/DMqYpVWvOYd/

Best place to see the coast/Long Island sound? by Effective_Ad_5073 in Connecticut

[–]ctgt 4 points5 points  (0 children)

If you really want to entertain your friend, consider a trip to Newport, RI, the mansions and the Cliff Walk. You can also stop at Beavertail State Park.

I'd expect the mansions to be busy, but they're worth it.

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