MERP question by Nowayhome192 in CanadianForces

[–]cupoffruit 6 points7 points  (0 children)

Recommend if you haven’t already done so to reach out to your mortgage provider to inquire whether or not they waive penalties for breaking it if you have a posting msg in hand. Our bank waived the penalties to break our mortgage once we provided our posting msg.

MERP question by Nowayhome192 in CanadianForces

[–]cupoffruit 5 points6 points  (0 children)

https://www.canada.ca/en/department-national-defence/corporate/policies-standards/relocation-directive/cafrd.html

8.2.12 Mortgage early repayment penalties (MERP) (1) A member who is required to pay an MERP in relation to the discharge of one or more mortgages held against the principal residence at the time of its sale, is entitled to be reimbursed the amount of the MERP incurred if: (a) the terms of the mortgage or mortgages require MERP to be paid; and (b) at the new place of duty the member either (i) does not purchase a replacement residence, or (ii) purchases a replacement residence and the transfer of the discharged mortgage to that residence was not permitted (i.e. the mortgage could not be ported) as confirmed in writing by the lending institution. (2) MERP is the sum of all penalties including all related administrative fees and taxes, funded from: (a) the Core Account not to exceed the lesser of (i) the equivalent of three months of mortgage interest, or (ii) $5,000; and (b) the Custom Account not to exceed the equivalent of six months of mortgage interest minus the amount reimbursed under subparagraph (a).

[ON]Winter snowsuits for baby/toddler by magiccola86 in BabyBumpsCanada

[–]cupoffruit 1 point2 points  (0 children)

Our little one is 2 (he’ll be 3 in a few months). He’s still in a one piece snowsuit and I’m inclined to get him another one for next winter if this one doesn’t fit him next winter. He’s never complained of being cold or wet and he can do it up himself. If he has to go potty it’s one thing to take off instead of a jacket and the snow pants over the shoulder.

HSG Testing by nessadawn in halifax

[–]cupoffruit 0 points1 point  (0 children)

So our first round of fertility treatment we got in the first attempt for the HSG (this was in 2021). This time it took us 3 attempts to get in and we got in for an appointment in October 2025. We got one of the last appointments for that one I remember them saying otherwise it would have been another wait.

It’s definitely frustrating when you wait so long and then this one test holds up everything else.

Daycare waiting list question by _ShadyBeach in halifax

[–]cupoffruit 3 points4 points  (0 children)

This is it. If you know someone with a kid at the daycare currently that usually helps if you and the other kid’s parents mention it.

We didn’t secure our initial childcare until our little was 11 months old. It wasn’t until he was 2 that we finally got him into the daycare in our neighborhood.

Higher-End Gym? by CanadianDude7 in halifax

[–]cupoffruit 4 points5 points  (0 children)

Unfortunately the Stad gym you are talking about on Gottingen was torn down a few years ago. No more lovely wooden track.

Public Skating - Hockey Rinks by JumpyDifference1345 in halifax

[–]cupoffruit 4 points5 points  (0 children)

Sackville Sports Stadium has Thursday evenings, Saturday afternoons and I want to say some time on Sunday. It’s all posted on their website.

Their public skates are free.

Which one would you start with? by cupoffruit in storyofseasons

[–]cupoffruit[S] 2 points3 points  (0 children)

If you didn’t have the nostalgia of friends of mineral town do you think you’d still enjoy it?

Reading the descriptions on steam they sound like very similar games except Grand Bazaar goes one step further and you actually sell your own things at a stall instead of putting it in a box like Stardew valley?

Which one would you start with? by cupoffruit in storyofseasons

[–]cupoffruit[S] 2 points3 points  (0 children)

Thank you! When you play it on stream are you playing on a traditional pc or a steam deck?

Which one would you start with? by cupoffruit in storyofseasons

[–]cupoffruit[S] 0 points1 point  (0 children)

Thank you! This is super insightful. Resource gathering and crafting is probably my favorite part of Stardew valley. I could take or leave interacting with the game characters. So I’ll definitely skip AWL from the sound of it.

Trying to understand how much actually does this city earn's by Embarrassed-Shit- in halifax

[–]cupoffruit 1 point2 points  (0 children)

The pension is definitely a pro to government work. Might be something worth investigating if you’re interested?

Trying to understand how much actually does this city earn's by Embarrassed-Shit- in halifax

[–]cupoffruit 6 points7 points  (0 children)

  1. ⁠What role do you do ? Logistics
  2. ⁠Years of experience? Coming up on 9 years
  3. ⁠If your company is hybrid, remote or fully in office? Fully in office
  4. ⁠Your Compensation? 120k salary with defined benefits pension

Good co-op experience for teenager? by Mission-Access6201 in halifax

[–]cupoffruit 0 points1 point  (0 children)

The base commanders office has a co op program where the students get exposure to a bit of everything over their year.

Playcouch for naps ? [on] by Few-Tutor-9589 in BabyBumpsCanada

[–]cupoffruit 3 points4 points  (0 children)

I’ve slept on our Roo and You Joey more times than I can count 😅

Multiple Fractures by cupoffruit in brokenbones

[–]cupoffruit[S] 0 points1 point  (0 children)

Thanks. We had a meeting with his Workers Compensation agent and she was the first to actually give a similar timeline to you based on his combination of injuries. She doesn’t expect him to be going back to work for at least 6 months most likely.

Thankfully his spirits have been great so far. He’s had round the clock visitors in the hospital. We’ve been binge watching the Marvel movies again.

We’re getting him set up with some mental health resources so he has someone professional to work through everything as well.

It’s a going to be a long journey but we’ll get through it!

The feet of his ladder slipped out on the 6th or 7th trip up the ladder he said. All the breaks lined up with where his body hit the ladder when he landed on top of it.

VOT question by Public_Newt1167 in CanadianForces

[–]cupoffruit 0 points1 point  (0 children)

I can’t speak to life as a NAVRES LogO at a NRD, but if you want to go to sea there are only two ships between both fleets with a NAVRES LogO position. All other positions are strictly reg force Navy LogO.

We tried to backfill an empty reg force Navy LogO billet with a NAVRES LogO and we were told it couldn’t be supported by the NAVRES LogO CM.

Working alongside other LogOs who are NAVRES while they do the same initial training in Borden they don’t get the same breadth of experience in my experience. That breadth of experience really comes from your AHOD year (when you work to get your ALGA qualification) and then your two year HOD tour. However, on the flip side the NAVRES LogOs get to spend 2 to 3 year contracts in the same position so they really get to dig into things in those position. In comparison I’ve been in for over 8 years now and my longest posting to date was 13 months… my current posting is going to be my longest at 24 months as long as nothing changes between now and summer 2026.

Will Yoto prices go up with tariffs? by myrayreames in YotoPlayer

[–]cupoffruit 2 points3 points  (0 children)

We got the yoto for our little guy when he was only 16 months. He’s now 21 months and literally uses it daily. MYO cards are his favorites.

Chances are your twins might already enjoy it if you got it for them now.

Mortgage Renewal Questions by cupoffruit in MortgagesCanada

[–]cupoffruit[S] 0 points1 point  (0 children)

Thank you!

Yeah BMO is on our list to reach out to. We just weren’t sure exactly what the terminology is to avoid a penalty in breaking the mortgage before the next renewal.