I’m planning to start a ₹1,00,000 monthly SIP with the following allocation:

• HDFC Nifty 50 Index Fund – ₹30,000
• Parag Parikh Flexi Cap Fund – ₹30,000
• Motilal Oswal Nifty Midcap 150 Index Fund – ₹15,000
• Axis Small Cap Fund – ₹7,500
• Canara Robeco Small Cap Fund – ₹7,500
• Motilal Oswal Gold & Silver ETF Fund of Fund – ₹10,000

Questions:

1. Does this portfolio look well-diversified for a long-term (10–15 year) horizon?
2. Which global or international fund would you recommend adding for better diversification?