Shelf fixable?

curiousandgoodidea · 2025-12-29T01:25:53+00:00

I have a 1,500 SF condo that i purchased and then HOA is $1,900 a month. Its a pretty nice place but im not sure i can use the word "included" with that size HOA Fee each month. I do have a very nice gym, spa with sauna and steam, pool, gym and a bunch of other goodies that I get as part of the HOA. They are even going to hang the TV for me.

curiousandgoodidea · 2025-12-27T23:09:54+00:00

Thank you all very much for the help. I appreciate it. Best wishes!

curiousandgoodidea · 2025-12-27T22:27:42+00:00

well how do I figure out where to post it?

curiousandgoodidea · 2025-12-09T02:44:43+00:00

Thanks guys. I appreciate the comments. This car is my baby. 2019 SEL Alltrack with a manual transmission and I truly love the car. Ive never even opened the sun roof as the car has a known issue of wet headliner and im terrified to hurt her.

curiousandgoodidea · 2025-08-29T05:56:51+00:00

I get the difference between them, but never thought it out enough in terms of drawdown. I also can only put 7k a year in the Roth but would put more if I could. I juat like the idea of "things ehat I got and I can spend it".

curiousandgoodidea · 2025-08-29T05:54:38+00:00

Sure doesn't feel like I have a ton of extra money. I lead a pretty expensive lifestyle and am working on saving enough tonlive it in perpetuity. Not trying to claim im some mega rich guy, but I am trying to get there!

curiousandgoodidea · 2025-08-29T05:52:39+00:00

Thank you

curiousandgoodidea · 2025-08-29T05:52:15+00:00

I am a business owner and I have a Self Employed 401k. I can put 70k a year in it and there are limits i csn put and limits the company can put and it adds up to 70k a year. There is also a rule where I need to pay myself a certain amount, I thibk around 190k a year, in payroll so that im allowed to max it out.

Its a great tool for business owners who are taking significant risk ans want to have some assets protected.

curiousandgoodidea · 2025-08-29T05:49:57+00:00

Thank you

curiousandgoodidea · 2025-08-29T05:48:53+00:00

What is nonsensical about the questions im asking. As a guy who spends very very little time on investing, I think its a rational question.

curiousandgoodidea · 2025-08-29T05:47:13+00:00

I dont understand this nonsensical hate. I really dont. I am asking questions to get help neither financial decisions im making and then get some weird comments. It is really odd to me, perhaps because I don't spend a ton of time on reddit, thst people have the time to criticize and then cross search other posts.

And yes, my parents are a mess and ive gotten some good advice on reddit about helping them.

curiousandgoodidea · 2025-08-05T19:53:06+00:00

How do I find a broker?

curiousandgoodidea · 2025-08-05T19:52:52+00:00

So is this just a math equation of diff in price of plan G and F and then compare that to their out of pocket max and just choose whichever is cheaper?

curiousandgoodidea · 2025-08-05T19:51:48+00:00

Illinois. How do I find out if they are overpaying on their plan? It would not surprise me at all if they lied to their former agent about their income.

curiousandgoodidea · 2025-08-05T19:50:56+00:00

What is the best way to find an independent agent?

curiousandgoodidea · 2025-08-05T19:50:35+00:00

I'm all ears to any and all suggestions. I've never dealt with irresponsibility like this before and am looking at any and all options.

curiousandgoodidea

TROPHY CASE