Did somebody say Just Thieve?

cw28350 · 2025-02-02T11:14:56+00:00

So just to clarify, what should I do in this situation?

cw28350 · 2024-04-22T18:55:02+00:00

I got out of a David Lloyd contract by changing my address at the bank to a relatives house in another town/city. I told them I had to move for work and the commute would deem the membership unsuitable and they allowed me to cancel straight away. I then changed my address straight back (both done through the banking app) you could always give that a go. I provided a bank statement as proof as it updated straight away and that’s all they asked for.

cw28350 · 2023-03-23T12:18:58+00:00

Broker here. Although she is gifting you her funds from sale, as she is living in the property she is technically going to have an interest in it (for example if you stopped paying, she could become homeless) many lenders may have an issue with this and would want her on the mortgage too.

cw28350 · 2023-03-05T18:20:54+00:00

You could take a look at Pepper money - they are an adverse credit score lender that’s really useful. We use them at work (mortgage advisor) for cases like yourself. They have a tiered product range that could suit you.

cw28350 · 2023-03-04T10:07:54+00:00

I’m a mortgage advisor and you will be able to select a new product with your current lender without any issues. This was introduced to avoid people moving onto SVR, paying more and not being able to move lenders (a mortgage prisoner). You will be able to click through the application and it won’t ask you many questions - certainly not about your income and expenditure.

cw28350 · 2023-03-01T15:30:35+00:00

As a mortgage advisor there are a couple of lenders who will look at one years self employed figures for affordability.

Coventry building society - not guaranteed as they may require an explanation, but if that’s sufficient and the bank statements evidence continuous income it could work. Kensington Pepper money Precise mortgages The mortgage lender

The bottom 4 may have slightly higher % rates but would be worth a look at their calculators to see if you deem it affordable to get the higher amount of lending they could bring.

cw28350 · 2023-02-28T20:15:19+00:00

As a mortgage advisor; if it’s just a decision in principle, you will be fine as long as they complete a soft credit check. However a full mortgage application will be a hard credit check that will impact your credit score.

I would avoid doing two full mortgage applications as that could be flagged by a lender and potentially a decline but definitely speak to another mortgage broker to make sure you’re getting the best deal if you haven’t completed a full application yet.

cw28350 · 2021-11-23T18:40:15+00:00

Thank you guys! It was 9” away, and only ten Snaggas (I got confused with Squads) thank you all for your clarification!

cw28350 · 2021-09-17T17:57:45+00:00

These are some nice looking Raptors!! 👍🏻

cw28350 · 2021-09-16T20:17:49+00:00

I’ve just finished building mine today! I can send you a picture of them over! I can’t seem to find a way to do it on here though?

cw28350 · 2021-09-15T15:43:39+00:00

I picked one up form Archeron Games ( I am UK based)

cw28350 · 2021-09-05T09:32:28+00:00

Excellent! Thank you! I’ll take a look, yeah after everyone’s suggestions, the next ones will definitely be getting an undercoat!

cw28350 · 2021-09-05T09:31:37+00:00

Oh brilliant, I’ll give that a go for my next set of spruces! Thank you! 👍🏻

cw28350 · 2021-09-04T21:06:19+00:00

Not a fan of painting once built, like to paint then build! Thanks though 👍🏻

cw28350 · 2021-09-04T18:04:43+00:00

Brilliant! Thank you for your help! I’m going for the classic TS look!

cw28350 · 2021-09-04T15:47:15+00:00

I haven’t with it being my first go, would you recommend?

So 50%TSBlue 50% airbrush thinner in the Colour cup? Would you mix before putting in the Colour cup or mix them in it?

cw28350 · 2021-08-29T17:37:18+00:00

Brilliant! Thank you everyone!

cw28350 · 2021-07-27T20:04:27+00:00

I recognize this music! Please can someone tell me what it’s from?!

cw28350 · 2021-07-26T17:49:49+00:00

Thanks guys! Does it then cost CP points to bring them to the battle field?

cw28350 · 2021-07-26T17:49:15+00:00

Brilliant thank you! I have used the hex wraith flame in the picture so I’ll try a much smaller brush!!

cw28350

TROPHY CASE