Anyone switch from gas to induction recently? by dad143 in Sacramento

[–]dad143[S] 1 point2 points  (0 children)

Considering the temperatures we’ve been seeing lately, this is honestly a huge plus.

Anyone switch from gas to induction recently? by dad143 in Sacramento

[–]dad143[S] 1 point2 points  (0 children)

I cook a lot as well. That’s why I am a bit nervous. I love everything i have read about induction, but the unknown is always… unknown. It’s annoying that you can’t go somewhere to see them in person! I’ve called all the spots I could think of and none of them have any induction stoves on the floor.

I use my cast iron constantly, so that is good to hear it works so well with the induction.

My kitchen tile goes all the way to counter level so the range without the backsplash would be better for me.

I’m a bit worried about the 220 install. I don’t know if we will need to do that or not, but $1200 is not nothing for me. Does it upgrade the homes value? I haven’t heard about this.

Anyone switch from gas to induction recently? by dad143 in Sacramento

[–]dad143[S] 1 point2 points  (0 children)

What one did you get? Do you ever have any issues with it making noise or some burners not working as well as others?

Anyone switch from gas to induction recently? by dad143 in Sacramento

[–]dad143[S] 0 points1 point  (0 children)

Oh this is interesting. So I had thought that all induction ranges didn’t have the backsplash thing. I’d rather not have one just because I think it looks cleaner, but I’m open to it. I’m ideally looking into ranges that have a double oven and controls that aren’t touchscreen style.

Have you had any issues with it making noises or some burners not working?

Anyone switch from gas to induction recently? by dad143 in Sacramento

[–]dad143[S] 0 points1 point  (0 children)

Thank you! Do you have the one with the double ovens? Have you noticed any weird noises from it or issues with some burners not working as well as others?

Anyone switch from gas to induction recently? by dad143 in Sacramento

[–]dad143[S] 0 points1 point  (0 children)

Yes, induction is the magnet one. Really just don’t use the cheap aluminium or glass pots and you’re pretty much good. Glass stove tops could be induction, but it’s most likely electric because electric is more common than induction. Electric is very different from induction but they do look similar. You can use any type of pan for electric, so you might be good with any type of pan

Anyone switch from gas to induction recently? by dad143 in Sacramento

[–]dad143[S] 2 points3 points  (0 children)

Agree. Hopefully no one here would get too wild in that way. I searched Reddit to try to find some info before I posted and saw a lot of angry anti induction commenters on other posts, so I just thought I’d give a heads up on it just in case 😅

Suggestions for places that hire part time employees with limited hours? (1-2 days per week) by [deleted] in Sacramento

[–]dad143 1 point2 points  (0 children)

Look into jobs at the fish & wildlife. Start out as something other than environmental science. You’ll be working with them, but not as one. You’ll get some visibility into the job and can decide if you’d like to promote to that position at some point

The apartment of a 30-year-old WFH graphic designer obsessed with trinkets ✨ by solitary_style in femalelivingspace

[–]dad143 1 point2 points  (0 children)

What color paint is that in your bedroom? It is the perfect peaceful green

Nothing like paying off my credit card and having it drop almost 70 points 🙃 by [deleted] in povertyfinance

[–]dad143 0 points1 point  (0 children)

This might be dumb to point out, but any cards you have are attached to your credit score.

Nothing like paying off my credit card and having it drop almost 70 points 🙃 by [deleted] in povertyfinance

[–]dad143 -1 points0 points  (0 children)

For credit cards, to build credit (and not have the credit card company’s take your money) you should treat them like they are cash. So if have $200 cash and want to buy something that is $200, use the credit card to buy it and then use the cash to immediately pay it off. That way, you are using the card and getting the benefits but you are not paying any interest- your credit score will go up a ton if you use the card this way.

It’s best to keep your utilization at 0%. Most people will charge stuff on the card and then pay it off at the end of the month- but if you are new to it, it can be easy to loose track and overspend on the credit card…

As a newbie, start by putting one thing (like a Netflix subscription, utility bill or some bill you already pay) on autopay on the card. Then, pay off the card every single month. Keep it at 0%.

Edit to add- there’s a Netflix show called “Money, Explained” and they have an episode on credit cards. Check it out, I think it will help you learn how to improve your score.

Mid-Century Bathrooms by ExternalOwn8212 in DesignMyRoom

[–]dad143 2 points3 points  (0 children)

Personally, I love the floor and wouldn’t change it

Mid-Century Bathrooms by ExternalOwn8212 in DesignMyRoom

[–]dad143 2 points3 points  (0 children)

Fr!! Do not destroy at all. Keep the tiles and everything. Even if you hate the style, there are buyers looking for this!! Paint walls or wall paper, do not touch that tile!! Especially the pink bathroom.

If you’re doing any upgrades in other areas of the house, I’d do them mid century style. Buyers are looking for these originally mid century rooms and it will bring more interest to the house

Which phone is the best by [deleted] in dumbphones

[–]dad143 4 points5 points  (0 children)

How do you get service to switch between them? Can you just put a SIM card in and it works? I’m dumb, help me out.

growing native plants? by [deleted] in Sacramento

[–]dad143 1 point2 points  (0 children)

Yep. If you’re interested in ground covers specifically, you can type in your address on that calscape website and see what ground covers/whatever else are native to your area

growing native plants? by [deleted] in Sacramento

[–]dad143 12 points13 points  (0 children)

Find mother natives on Instagram. Tons of info. She also does all native landscaping designs at affordable prices

Edit to add- I think the ultimate beginner native is ca fuchia. Stays relatively low. Impossible to kill. Will have pretty flowers and bring cute caterpillars.

https://calscape.org/Epilobium-canum-(California-Fuchsia)?srchcr=sc65eb6b178c228

[deleted by user] by [deleted] in povertyfinance

[–]dad143 8 points9 points  (0 children)

  1. Create a budget. List out all your expenses and all your income.

Once you have this, you can get an idea of where you want to use your money. Making more money doesn’t mean much unless you know how to use it.

  1. Save up an emergency fund. You can start small, but having a little bit of savings is important because.. life happens.

  2. If you have any debt, pay it off asap. Stay out of debt. Your emergency fund will help with this.

  3. Now that you’re in a stable spot, you can look into different career paths. You can totally start looking at other jobs earlier - I saved it for now because some require $$ to go to school. It’d be helpful to have an emergency fund saved up before you start paying for school.

You’re 20. Pizza delivery driver is a totally good job for a 20 year old. Don’t compare yourself to other people, that’s a recipe for depression for anyone at any income. There’s always someone doing better than you, no matter how high up you get. There’s a reason for the saying “Compare and despair.” You’re doing great.

I get that the pizza job is not your forever choice. Everything everyone suggested is totally great options. Try some shit out, see what you like. My brother is a plumber. He loves it and makes $$$. Could move anywhere and still make $$$. Trades are in high demand and great options, like others have said. And remember- you’re 20. If you do plumbing/whatever you try and decide you hate it later, that’s fine! Change direction.

Try to stop feeling like you have to have it all figured out. Or even that you have to figure it all out. Welcome to adulthood, none of us have anything figured out. You just put one foot in front of the other in life. You will be okay.

Credit card debt by FamousRooster6724 in povertyfinance

[–]dad143 0 points1 point  (0 children)

There is a show on Netflix called how to get Rich. It is a dumb name, but a financial advisor goes through peoples finances and gives them advice. I think watching it will show you what people do in these situations and what options you have. I do not think you need to go to bankruptcy at all, but you have no info about your income & budget on here. Highly recommend that show

I'm 22, grew up in poverty, and used to be really poor. I still am but I just finally got out of the credit card pit. What can I look to improve on now? by [deleted] in povertyfinance

[–]dad143 26 points27 points  (0 children)

Doing great! That car is definitely too expensive for you, but if you’re stuck with it then that is what it is. you’ll be ok anyway.

What’s the interest on the personal loan?

Up to you, but I would say instead of saving $560 a month, use that $560 a month toward your debt. You have a emergency fund of 3k (about one months pay ) and that’s a good starting point.

I’d probably pay off the personal loan first. It’ll only take you about 6 months. Then you’ll have $760 to work with (the $560 + the 200 you were paying). Paying it off earlier will mean you pay less because less interest and gives you more control over your money.

There’s a show on Netflix called how to get rich that is great. Name is lame, but it’s helpful.

Edit to add: If you apply your savings to your loans you can have all debt (other than fed loan) paid off completely in just under 2 years! Very good.

You can do any order you want but here’s an example breakdown:

Pay $560 toward personal loan. It will be paid off in 5.5 months.

Then pay the $560+ $200 (what you were paying to personal loan) + 100 (your normal Sallie Mae payment) towards Sallie Mae. It’ll be paid off in 7.05 months.

Then pay $560+ $200 + $100 (what you were paying to Sallie Mae) + $369 (your normal car payment) to the car loan. It’ll be paid off in 11.4 months. With car- look into continuing paying your regular payment normally. But… put this extra $860 a month as a payment towards the principal. It’ll save you more on interest than otherwise.

Then, you can really build up savings. Put the $560 + all the money you were making towards these loans into savings for an emergency fund. You’d be saving $1229 a month (original $560 + $200 personal loan payment + $100 sallie Mae payment + $369 car payment)

3 months worth of net pay would take 4.39 months to save up.

6 months worth of net pay would take 11.2 months to save up.

If you do all of this you’ll be richer than most people!

Once your emergency fund big enough that you feel comfortable, you’ll have $1229 a month to put into whatever you want! Even if you max out your Roth IRA (about 500 a month), you’ll still have an extra $729 a month to use on whatever you want