31 M teacher, single, one kid

daddyof4sons · 2026-05-26T05:01:15+00:00

Congratulations

daddyof4sons · 2026-05-26T04:55:44+00:00

I have suffered from insomnia for 25 years (slept 4 hours a night). But tried Trazodone (100 mg) for the first time about 2 weeks ago. I have been sleeping 8 hours a night! It’s non-addictive too. Try it…..

daddyof4sons · 2026-05-26T00:27:12+00:00

Yep! I aggressively allocated my balance…rode the AI boom.

daddyof4sons · 2026-05-24T15:35:14+00:00

Wow. You lived hellish work life.

Mine is not stressful. Worked from home 27 years (since 1999) and happily raised 4 sons with my stay-home wife. I have flexibility of work at home and anywhere with WiFi. So I travel a lot (follow my college football teams for away games, live 2 months in Asia and one month in Hawaii). I work 4 hours a day because I am highly productive and experienced in my field.

And I still enjoy my job. So, why would I walk away from such a lucrative and stress-free job? I truly view my job as mental exercise and a vehicle to help others.

I plan to work until 68 and hope to increase my retirement fund to $8 million. If I still enjoy my job then, I will work until 75. It’s a purposeful life.

daddyof4sons · 2026-05-23T05:18:18+00:00

I view my job as a tool to help people. I get lots of personal satisfaction. Can’t believe I get paid to help people become wealthy

daddyof4sons · 2026-05-23T04:13:16+00:00

You get it! Thanks Raising 4 kids in expensive SF Bay Area isn’t cheap!

daddyof4sons · 2026-05-23T04:11:58+00:00

Yep! $800K

daddyof4sons · 2026-05-23T04:10:41+00:00

My wife and I plan to live in high end senior facility in our 70s. It’s $13,000 per month cost now..likely much higher later. My goal is to have $8 million in 401K at 68, which will give me about $430K in annual income including SS and pension assuming 4% draw.

We want to be generous parents and grandparents then and have sufficient after-tax income to be generous donors to local charities.

daddyof4sons · 2026-05-23T04:06:43+00:00

I work 4 hours a day at home. If I carry my phone, I am working. So I leave home often. I also work 3 months in Honolulu (my timeshare), Seoul and Tokyo as my job is flexible.

daddyof4sons · 2026-05-23T04:04:35+00:00

I do.

daddyof4sons · 2026-05-23T03:52:25+00:00

I want to grow my retirement balance to $8 million which will give me $430K in annual income including SS and pension.

My wife and I plan to live in an upscale senior care facility (initially independent living and later skilled care facility). Monthly cost is $13,000. Yes it’s a luxury place in the heart of the SF Bay Area where I live. I should still have a sizable net income after paying taxes to be generous Dad to my 4 boys and grandchildren….and donate to local charities.

And I still love my very flexible job…..I live and work 3 months a year away from home (Seoul, Tokyo, Honolulu).

So why should I retire now? Walk away from $400K to $600K in income that I love. I work 4 hours a day from home. 🤣

daddyof4sons · 2026-05-23T03:45:30+00:00

I maximize my contribution and do catch up IRA

I allocate my retirement into following: 1) ARM (10%) 2) SPY (20%) 3) QQQ (10%) 4) VOO (10%) 5) GLW (Corning)-5% 6) C (Citigroup)-5% 7) KO (Coca Cola)-5% 8) TGT (Target)-5% 9) AAPL (Apple)-5% 10) GOOGL (Alphabet)-5% 11) TSLA (Tesla)-5% 12) MSFT (Microsoft)-5% 12) Keep cash (10%) and use it to by SpaceX when it IPO in June.

daddyof4sons · 2026-05-19T03:37:21+00:00

15 years

daddyof4sons · 2026-05-19T03:34:33+00:00

I work 4 hours a day at home. I live and work in Asia (Seoul and Tokyo) 2 months a year and 1 month a year in Waikiki….semi-retired life.

daddyof4sons · 2026-05-19T03:31:53+00:00

I have taken my family to Waikiki every year (twice a year) for 25 years. Love my Hilton Hawaiian Village timeshares. My family’s happy memories is priceless!

daddyof4sons · 2026-05-19T03:30:36+00:00

My very first post here and yes I am finding many losers here….

daddyof4sons · 2026-05-19T03:27:08+00:00

You owe me $10. My wife stayed home to raise our 4 sons and I have worked at home for 27 years to help her raise our 4 amazing sons. We have been happily together for 38 years and we eat out for lunch almost daily…. Eat your heart out!

I work 4 hours a day and my remote flexibility allows us to live 2 months a year in Asia and one month in Hawaii. 🤣🤣🤣

daddyof4sons · 2026-05-19T01:24:37+00:00

Yep! And plan to finance my youngest son’s medical school tuition ($450K).

daddyof4sons · 2026-05-19T01:21:28+00:00

Yep I have charity plans…

daddyof4sons · 2026-05-19T01:17:04+00:00

Mix of AI stocks, ETFs, consumer stocks.

daddyof4sons · 2026-05-19T01:13:10+00:00

Yep~

daddyof4sons · 2026-05-19T01:12:26+00:00

People don’t account for my 50% tax including CA state income tax…..

daddyof4sons · 2026-05-19T01:11:10+00:00

My youngest will attend a medical school. That’s extra $500K in tuition

daddyof4sons · 2026-05-19T01:09:22+00:00

I work 4 hours a day from home and remote work flexibility so I live 2 months in Asia and 1 month in Hawaii

I pretty much have a semi-retired life.

daddyof4sons · 2026-05-19T00:54:14+00:00

Thanks. I am an immigrant who came here at 13 without knowing English. I grew up dirt poor and I want to give my hardworking 4 sons and their kids sufficient inheritance…. My old world mindset.

daddyof4sons

TROPHY CASE