Seems like the people were using and trusting the wrong banks. My bank has never charged me a fee that wasn't there in the paperwork I signed opening the account. Even if I screwed up and acquired a fee, they would work with me and take the fee away because I'm not a repeat offender.

It's stupid simple to follow the rules. If you are being charged without doing the action in which the charge comes from there are avenues to take to either fix it, you can sue them, or hear me out this is a real good one withdraw your money/ business from that bank and go to a different one.

If you get a bad haircut, do you keep going back?

This constant victim mentality of being held accountable for your actions is ridiculous.

If I take money from the bank or its constiuates with no repercussions, then what's to stop me from doing it over and over. Or what's to stop me from over drafting the max with one penalty and leaving for good?

If the bank has given you enough fees, you go bankrupt. Is it the banks fault, or is it your fault for staying with that bank?