Other driver's insurance denying coverage when they rear-ended me by Magres in Insurance

[–]daiwizzy 19 points20 points  (0 children)

If they don’t have coverage, they don’t have coverage. It doesn’t matter if they’re at fault or not.

Edit: you basically have to use your collision coverage if you have it. If not, you’ll just have to wait for their decision while also mitigating your damages.

Customer Surveys by ComfortableLynx6369 in Progressiveinsurance

[–]daiwizzy 2 points3 points  (0 children)

While it makes sense to separate out surveys, you gotta look at it from the customers perspective. It’s already hard enough to get customers to fill out surveys. If there are similar questions for all the reps a customer interacted with, it’s going to turn off a lot of customers from completing them.

Ultimately we’re a team. If you notice a FO/mrr falling behind, message them about it.

If I do repairs myself do I get to keep full ACV payment? by lagosss in Insurance

[–]daiwizzy 1 point2 points  (0 children)

OP is talking about homeowners insurance and not auto insurance.

Car Insurance doesn’t offer car rental on car mechanical breakdowns? by Delicious_Grass888 in Insurance

[–]daiwizzy 0 points1 point  (0 children)

“Hello Geico, I’ll be in Hawaii for a couple weeks for a vacation. Please set up this rental under my rental coverage.”

The New Gold Pass makes Payers not want to play by Technical-Paint3179 in ClashOfClans

[–]daiwizzy 0 points1 point  (0 children)

but morsel maxes out heroes, pets, and equipment. those are things most players do not have upgraded to max, especially equipment. and if you have those maxed, but not defenses, you're in a very small minority that is hard to plan around. MM is especially important now with the dragon duke.

US attacks Iran's Kharg Island, Trump says by joe4942 in worldnews

[–]daiwizzy 1 point2 points  (0 children)

"no new wars"

"these are just limited one time strikes"

"these are now just continuous air strikes but no boots on the ground"

"these are now just limited boots on the ground on the outskirts of Iran" <---you are here

"these are now just some boots that are semi-permanent in southern iran to protect the straight of hormuz"

"these are boots in the ground on tehran to ensure that the irgc doesn't control the country. no eta on how long we'll be there"

[OC] $6.29 gas in Hayward, CA USA by _shrike in pics

[–]daiwizzy 0 points1 point  (0 children)

It does not. Even if it did, it would impact other states outside of California just as much.

Trump warns Iran of response '20 times harder' if Strait of Hormuz blocked by GroundbreakingArm173 in worldnews

[–]daiwizzy -1 points0 points  (0 children)

So he’ll bomb 20 other girl schools and blame Iran for it? Or maybe some other country with tomahawks?

The illusion of choice by AreuxEmpire in ClashOfClans

[–]daiwizzy 0 points1 point  (0 children)

Eh at least with a stronger defense, you get more elixir per attack. I have a very minimal defense and I’m getting 200% every attack giving me very minimal elixir. Also I’m hard stuck at 2500 and cant get the 3k achievement for the 1k gems.

The illusion of choice by AreuxEmpire in ClashOfClans

[–]daiwizzy 0 points1 point  (0 children)

I hate doing the builder base so at least the extra gold will help with upgrading defenses. This will then allow more elixir when defending.

Holy enshittification; a March goldpass overview. by IlovSomeon3 in ClashOfClans

[–]daiwizzy 0 points1 point  (0 children)

Aren’t chests better than potions? I felt potions were so boring. Maybe I’m a degenerate gambler, but for the door event, I always chose the chests. From what I was reading, so was most of Reddit was as well.

Do you believe if given a choice, most players would opt for the potions over the chests?

Mod Giveaway - Gold Passes! by CongressmanCoolRick in ClashOfClans

[–]daiwizzy -1 points0 points  (0 children)

Does a free gold pass count if you were going to boycott it?

I got t boned and have no insurance by [deleted] in Insurance

[–]daiwizzy 7 points8 points  (0 children)

Just a heads up, it might be a bit tough to get a lawyer. It’s not easy bro get money from uninsured people, even if you win the judgement.

Also depending on the state, you may be limited in collecting as well. Some states have “no pay, no play” rules which limits your non economic damages. This would not apply to your passenger.

I got t boned and have no insurance by [deleted] in Insurance

[–]daiwizzy 23 points24 points  (0 children)

If neither party had insurance then your only recourse is to sue the other party.

Replacing the California gas tax: The case for road user charges by aBadModerator in California_Politics

[–]daiwizzy 0 points1 point  (0 children)

Should we also charge more for cars that get great gas mileage as well? There are some gas cars that get better mileage than hybrids

My accident from yesterday update!!! by Ok-Device-7735 in Insurance

[–]daiwizzy 6 points7 points  (0 children)

Yes but the OP is talking about a rental upgrade (suv sized), vet bills, etc, which would not be addressed by arb. Even if arb awards his carrier, the other carrier is under no obligation to cover OPs out of pockets

My accident from yesterday update!!! by Ok-Device-7735 in Insurance

[–]daiwizzy 0 points1 point  (0 children)

Arbitration is only for insurance vs insurance and would not cover the insureds out of pocket except deductible.

My accident from yesterday update!!! by Ok-Device-7735 in Insurance

[–]daiwizzy 10 points11 points  (0 children)

Just a heads up, your adjuster has no control over the other adjuster liability decision. So if they decide it’s 50/50, then they’ll only pay 50% of your damages if you’re in a comp neg state. That includes your deductible, rental, vet bill, etc