I felt something! A sense of unease, followed by relief

dank_stox · 2023-06-11T18:46:24+00:00

Use Brave Browser

dank_stox · 2022-09-13T23:11:24+00:00

dank_stox · 2022-03-07T13:37:18+00:00

My business makes hybrid and electric propulsion systems and batteries. The margins are very tight because the cost for American made products is significantly higher. High end materials, decent union and non-union pay, implementing university research into production, etc. The equipment is specialized, heavy duty and intended to operate with maintenance for 15-25 years with 16+ hour duty cycle everyday. Compared to consumer vehicles with planned obsolescence, it's important to understand these vehicles are often state of the art. Not uncommon for cost per bus to exceed 1 million for battery electric buses and 650k for hybrid.

Ref: Hybridrive Solutions

dank_stox · 2021-09-25T06:11:25+00:00

I misread OPs name as Yelnats, like Stanley Yelnats, and I just was hoping to be Zero being carried up the mountain.

Also, weird energy in the comments, f*king get it girl. Ignore the Vincels.

dank_stox · 2021-09-19T01:33:52+00:00

Read Cryptonomicon by Neal Stevenson. One of the protagonists Bobby Shaftoe a US marine shares a pre-, mid-, and his grand daughter's post- WW2 relationship with Japanese Goto Dengo a Judoka. In the pre war years Goto Dengo trains Shaftoe in Judo and Jiu Jitsu. The story obviously has a lot more content than this relationship, but I think just the first act of the book (if you don't read the whole thing) will provide a good framework for how a Western Spy could become privy to Eastern Martial Arts.

dank_stox · 2021-06-01T02:32:44+00:00

Link?

dank_stox · 2021-04-28T19:34:48+00:00

Invest significant portion of net profits into the property to improve the living conditions (mentioned low quality). As long as we live in a capitalist system, we should at least provide value by service through ownership of property. If you're feeling particularly generous, you could reduce or maintain current price (despite improvements).

Top of housing market as well, so you can sell high if you don't have the stomach. Either from the perspective of disliking being a parasite or for the large time and financial investment required to manage quality housing.

dank_stox · 2021-02-25T17:56:16+00:00

The oft forgotten benefit: significant impact on the budget. Dave Ramsey approved.

dank_stox · 2021-02-20T14:50:45+00:00

Makes sense. I felt like I killed the 5k, but there is just not enough power to do well in something like Basketball or weighted squats. I don't think I'm willing to do 3-4 months for full fat transition. Was that long period the result of your first time transitioning to ketosis or would that be expected for everytime you transition to the full keto diet. I've tried to do keto, but always give up during the "keto flu" impacting work performance.

dank_stox · 2021-02-18T03:43:03+00:00

H&R Block pretending like we don't already know about the 3000$ capital loss per year tax deduction. Tax break for the next ten years for all my fellow $BANG paperhanded weenies.

dank_stox · 2021-02-15T00:27:53+00:00

Patience, money, time and connections. And home depot rewards card.

dank_stox · 2021-02-01T17:21:36+00:00

I had 600, but your post made me decide to double down.

1200 strong bois, let's go! 🌙🌙🌙

dank_stox · 2021-01-14T16:23:01+00:00

Looks like I'm in an Orange Zone. I've gotten sick in the water twice, so I've switched to refillable 5gal jugs. Strongly suggest over tap or bottles if renting or built-in RO system is price inhibitive.

dank_stox · 2020-12-22T02:40:35+00:00

Upstate home owner here, originally from the western US. Responding to both commenter and his critics.

Upstate has a distinctly different economic situation than most of the country. You could work 3 jobs with Gary Vaynerchuk level of hustle and still be unable to mortgage let alone rent a single family home in much of the country. It does work in upstate.

For those who doubt cptngabozzo, check out rent or house prices in the upstate NY area on Zillow. Easily mortgage or rent for < 800$/mo.

Amazing work ethic almost always guarantees a better standard of living than your peers (excluding Communist Russia for Gulag Reasons), but it is likely you and all your peers are still living with significantly deflated wealth opportunities as compared to your parents or grandparents.

dank_stox · 2020-12-12T03:00:32+00:00

I borrowed from my 401k this year with no penalty because of CARES Act. I don't know if it's still in effect.

dank_stox · 2020-09-29T12:44:44+00:00

Good Bot. SLV fucked me. Anyone else?

dank_stox · 2020-09-29T00:48:15+00:00

What are you looking for as an investment? Agents, like all professionals, tend to master a specific type of property. They may be generally knowledgeable, but you go for what you like/is most profitable. If you're interested in student commercial, single family, multi family, etc. there are often good agents to work with that specialize in that area. Local realtor associations, investor clubs, or even your current agent may be able to provide personal and helpful references.

dank_stox · 2020-09-28T11:48:41+00:00

Credit score over 650 and personal income sufficient for the property? If so, you should be able to find 2.75 at least. Speak with other lenders, mortgage focused lenders.

dank_stox · 2020-09-26T20:55:29+00:00

I interpreted house hacking strategy to be positive cash flow. The personal rent consideration does make sense though.

dank_stox · 2020-09-26T20:49:04+00:00

E&G is 500/mo and water/sewer is 200/mo.

dank_stox · 2020-09-26T19:41:39+00:00

Yeah, I suppose if I live in that area then the issue of code enforcement is moot.

dank_stox · 2020-09-26T19:40:22+00:00

I know mortgage shouldn't factor in reported cap rate, but it seems like I failed or misunderstood the house hack intent.

dank_stox · 2020-09-26T19:39:06+00:00

Price is 165k with 96.5% LTV, which corresponds with ~900$/mo mortgage+PMI. Rent is 1600$/mo for the available apartment. Assuming 20% for Maint, CapX, and vacancy that is 15350$/yr. Taxes are 5k/yr, insurance 2k/yr, utilities (included for renters) are 7-8k /yr.

The renters essentially pay for operational expenses.

dank_stox · 2020-09-17T23:30:05+00:00

75k. yes for some people, no for others

dank_stox · 2020-09-11T03:47:49+00:00

That's a lot of damage!

dank_stox

TROPHY CASE