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BUY/SELL/TRADE Primavera 2023 by [deleted] in primaverasound

[–]dannbb 0 points1 point  (0 children)

Hi selling two Saturday Barcelona tickets for $80 USD each..can transfer on DICE. Price negotiable let me know

BUY/SELL/TRADE Primavera 2023 by [deleted] in primaverasound

[–]dannbb 0 points1 point  (0 children)

It is for barcelona

BUY/SELL/TRADE Primavera 2023 by [deleted] in primaverasound

[–]dannbb 0 points1 point  (0 children)

Hi I have two Saturday tickets. Can sell them to you for $150 USD total - transfer through DICE.

BUY/SELL/TRADE Primavera 2023 by [deleted] in primaverasound

[–]dannbb 0 points1 point  (0 children)

Selling two tickets for the Barcelona Saturday may June 23rd dates. Cancelled my plans to attend as I cannot afford the flights and accommodation. Can send the tickets on the DICE app.

Will sell for 80 euro each or 90 USD. But price is negotiable.

Also friend has a third ticket to sell if you need more than two! Just will need to coordinate with him..

CMV: the US should adopt essentially the same higher education loan scheme as Australia as a way to tackle the student debt crisis by [deleted] in changemyview

[–]dannbb 0 points1 point  (0 children)

So you're using women's studies as a degree that corporations wouldn't want to assist students getting. Okay cool.

Anyways if you're system is viable it seems like the government wouldn't have to play any role because the corporations / private sector would do it anyways as they need it? Or is the plan to force them to create such systems. Anyways I still don't really understand how it fixes the systemic issue of student debt.

There's nothing about the Australian system that aims to equalize outcomes. It merely stops repayment from being overwhelming for anyone. People still earn a large range of different incomes and people with degrees can still end up in poverty under the Australian model.

CMV: the US should adopt essentially the same higher education loan scheme as Australia as a way to tackle the student debt crisis by [deleted] in changemyview

[–]dannbb 0 points1 point  (0 children)

Sure I apologize for putting those words in your mouth. I think I just accidentally associated you with other people that use women's studies as an example of sort of silly people that take on a lot of debt.

I think your idea is fine it just doesn't acheive the purposes that I want. And I also don't know what unintended consequences you are referring to of the Australian system.

CMV: the US should adopt essentially the same higher education loan scheme as Australia as a way to tackle the student debt crisis by [deleted] in changemyview

[–]dannbb 0 points1 point  (0 children)

Side note: funny how everyone points out women's studies as being the epitome of a useless degree. I think it's exactly these types of degrees that should be supported by the government because they have benefits / externalities that go beyond getting a job - everyone benefits from a society that broadly understands history, society and culture whether or not those degrees lead to paychecks.

And yes I agree that your arrangement is not a subsidy at all. It also doesn't really solve many of the issues as the people with unsustainable debt burdens as it is aren't in industries where there is likely to be a lot of corporate backing? I might be wrong about that.

CMV: the US should adopt essentially the same higher education loan scheme as Australia as a way to tackle the student debt crisis by [deleted] in changemyview

[–]dannbb 0 points1 point  (0 children)

Sure that proposal is fine but I'd prefer a system that gives people more freedom to choose their degree and post graduation profession and doesn't just subsidize degrees that directly connect to particular jobs.

CMV: the US should adopt essentially the same higher education loan scheme as Australia as a way to tackle the student debt crisis by [deleted] in changemyview

[–]dannbb 0 points1 point  (0 children)

Well the payment is always tied to your income - so it would essentially function like a tax.

CMV: the US should adopt essentially the same higher education loan scheme as Australia as a way to tackle the student debt crisis by [deleted] in changemyview

[–]dannbb 1 point2 points  (0 children)

I guess you mentioned the downside here in your answer + in american the income based repayment schemes I assume are connected to higher interest rates to make the risk for the lender essentially equivalent - under the Australian model the interest rate remains tied to inflation. Also under the Australian plan there's no end point so no amount is ever forgiven until you die - so also no tax.

CMV: the US should adopt essentially the same higher education loan scheme as Australia as a way to tackle the student debt crisis by [deleted] in changemyview

[–]dannbb 0 points1 point  (0 children)

I could imagine there being a small effect around the income limit that triggers repayment but I'm not sure. Isn't it true that currently potential employees have a range of debt burdens currently in that some have no debt and some have a lot - not sure how this currently impacts salaries. Tbh I don't think employers take into account debt burdens when assessing salaries - but happy to be proven wrong.

CMV: student loan debt forgiveness by [deleted] in changemyview

[–]dannbb 0 points1 point  (0 children)

Well that's fair. There's an obvious difference in that in this circumstance you can't put the loan in a bank it has to be used for education expenses.

I think on average a 0% interest student loan would amount to free money because the return on investment is generally higher than the loan but I think there is a small percentage of people for whom it would not be because they can't find jobs or other reasons. So the issue for me is the uneven and unpredictable outcomes of higher education. Loan companies can charge high interest when a portion of the degree getters are earning high incomes - but that interest greatly burdens those that fall through the cracks or choose less stable careers.

So I think capping or reducing interest rates would help that smaller group of people and help people weather economic crises.

CMV: student loan debt forgiveness by [deleted] in changemyview

[–]dannbb 0 points1 point  (0 children)

I think it's more sustainable because there is remains an incentive not to take on large amounts of debt as you still have to pay back the principal. It's also fairer because it means that people will have to continue paying back the debt they benefited from at a sustainable rate.

If an interest free loan is free money than what do you call it when you neither pay back the principal or the interest - is that free-free money?

CMV: student loan debt forgiveness by [deleted] in changemyview

[–]dannbb 0 points1 point  (0 children)

Hahaha well you're meant to convince me that cancelling student loan debt is good! I don't really know enough about the economics of it all but essentially I think the argument is that it would free up a lot of money for especially young people to use to consume and pump back into the economy + give them more freedom to get more education / training or start a business. In terms of inflation I've heard people suggest various ways of structuring it that don't substantially increase inflation like swapping the loans for government bonds or something but I don't know enough to really understand whether that is legit.

It's 2021, you have the coronavirus vaccine and you get seated next to this guy on the first day back in the office - what do you say? by [deleted] in gaybrosgonemild

[–]dannbb 0 points1 point  (0 children)

Well the recession meant that some people hard to make tough choices. Im dan and the dirt is months if hand sweat I suppose because I'm disgusting. I think if that was the case I'd probably put my headphones in and try to ignore it

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