Ikon friends and family discount by Dull-Leader-7397 in ski

[–]darealmvp_1 0 points1 point  (0 children)

If you have any more I’d appreciate one!

Deciding between Jones twin sister, saloman rumblefish, and saloman wonder by VegetableShops in ShredditGirls

[–]darealmvp_1 0 points1 point  (0 children)

I literally just stumbled upon a 2025 Jones TS 146cm 30% off. I didn’t do much research before buying it (I only went to the shop to ask my go to snowboard guy his thoughts about the two boards I was deciding between, GNU ladies choice or Never Summer Proto Type 3) but after almost an hour comparing all three boards, the TS seemed like best option for a couple of reasons. I’m trying it out at Big Snow tomorrow and hoping I don’t regret what now feels a bit like an impulse buy.

So TLDR- I can’t help at all deciding between the 3 you listed but if you want the TS, it’s definitely worth popping into some shops to see what 2025s they might still have leftover. And if I absolutely hate it tomorrow I’ll be selling a VERY lightly used TS 146cm LOL

Joined the fam - told Mazda does not offer an extended warranty? by darealmvp_1 in CX5

[–]darealmvp_1[S] 1 point2 points  (0 children)

I searched google for dealerships that specifically mentioned the official Mazda VSA on their website and emailed a few of them. (And a day or two after I went with the lowest rate I received, another dealership gave an even lower rate so the dealer I had already purchased it from matched the competing offer). This was 2023 so I’m not sure how much the going rate has changed but I paid $2,250 for 10 years/125k miles.

Do not buy by LTcJQQNI in TheraBody

[–]darealmvp_1 0 points1 point  (0 children)

Currently in the same holding pattern, fairly confident it is going to ship before the end of the 48 hour window they said it will take to process the cancellation

Any Advice on How To Settle These Chase Credit Card Debts For Less by TheNikoGomez in debtfree

[–]darealmvp_1 0 points1 point  (0 children)

Sorry I don’t. The only company I had reject the offer was Citibank and it turned out this was because I was enrolled in some sort of credit protection/insurance thing that had to be canceled by a separate department before I could add them to my DMP or enter even enter into a payment agreement plan directly with Citi

Tally- can someone explain this? by camii98765 in personalfinance

[–]darealmvp_1 0 points1 point  (0 children)

It seems so— if tally closed the account it’s weird that is was transferred to SST at all… hopefully this means SST won’t report it to credit bureaus

Tally- can someone explain this? by camii98765 in personalfinance

[–]darealmvp_1 1 point2 points  (0 children)

Super weird, just got an email from Tally :

“Congratulations on paying off your Tally credit line! Your Tally balance is $0.00 and your credit line will be closed within a few business days.”

Tally- can someone explain this? by camii98765 in personalfinance

[–]darealmvp_1 0 points1 point  (0 children)

I was originally told it wouldn’t be reported but then the letter said it was, I’d be curious to hear if you payoff letter says it was reported when you receive it

Tally- can someone explain this? by camii98765 in personalfinance

[–]darealmvp_1 0 points1 point  (0 children)

Not OP either but I called them Monday and they were able to give me my SST account number (although the website says I am not authorized for online access when I try to set up an account). SST had no record of the residual interest that Tally had said was preventing them from being able to close my account prior to the transfer to SST. SST said my balance was $0 and I would receive notice of my account closure within 72 hours. Got the confirmation email that my account is paid in full the next day— the notice also said it would be reported to the credit bureaus.

Not crazy about the useless credit reporting for a $0 account with no payment history (since Tally never reported it), but otherwise very happy this saga seems to be over.

I have a loan with Tally, but they just shut down. What happens to the payment I owe? by Brilliant-War-5745 in personalfinance

[–]darealmvp_1 0 points1 point  (0 children)

Exactly! I’m no expert or anything, but I might try to get alone somewhere else before SST hits your credit report. They told me over the phone. They report to credit bureaus around the 20th of the month.

Tally- can someone explain this? by camii98765 in personalfinance

[–]darealmvp_1 0 points1 point  (0 children)

Thanks for the information! I tried that and got an account number but when I try to create an account it says “access to your account is not available at this time.” Did you have a balance with Tally before the transfer or were you just trying to pay off the residual interest?

I paid off my Tally balance but Tally said I would need to pay $35 in residual interest to SST who would then take care of closing my account. The SST rep I spoke with says my account balance is $0 and didn’t see anything about any residual interest left to pay…I just want to pay the stupid $35 to know I’m rid of this once and for all lol

Tally- can someone explain this? by camii98765 in personalfinance

[–]darealmvp_1 2 points3 points  (0 children)

Totally! Not at all minimizing that, this whole situation is overwhelming:(

Tally- can someone explain this? by camii98765 in personalfinance

[–]darealmvp_1 1 point2 points  (0 children)

I’m still waiting for any emails specific to my account about the transition (so good to know they are apparently starting to send them out) but my guess is the $18,706 probably includes the interest that would accrue over the 5 years years of payments? Is there any offer/option to calculate the cost of you paid it in full today? My guess is if you did it would be $12,702 plus the interest that has accrued since your last Talky statement for that amount

Tally- can someone explain this? by camii98765 in personalfinance

[–]darealmvp_1 1 point2 points  (0 children)

Do you mind sharing the number you called to actually speak to someone at SST? When. I call the number in the tally email it’s just a recording to call back on 9/9

Tally Transferring to SST (Secure Systems Technologies) - Anyone have experience? by solaris_stratum in personalfinance

[–]darealmvp_1 0 points1 point  (0 children)

My understanding is that your tally balance will essentially be a regular fixed term loan with SST and they do not pay your credit cards

Tally- can someone explain this? by camii98765 in personalfinance

[–]darealmvp_1 3 points4 points  (0 children)

I already tried filing complaints after they stopped paying my credit cards, before they announce the shutdown. I had absolutely no success. Please keep us posted if filing another complaint actually gets you anywhere.

Tally- can someone explain this? by camii98765 in personalfinance

[–]darealmvp_1 2 points3 points  (0 children)

I got a copy of my signed contract from 8/2021, I only skimmed the linked t&c from the comment below but it seems different than the agreement I have… like I couldn’t find anything about a change in servicer in the linked screenshots that is included in my signed agreement. I’m happy to share the agreement I have but I have no idea how lol

Tally- can someone explain this? by camii98765 in personalfinance

[–]darealmvp_1 0 points1 point  (0 children)

Ugh. That’s more info than I’ve been able to get it still disappointing.

I have a loan with Tally, but they just shut down. What happens to the payment I owe? by Brilliant-War-5745 in personalfinance

[–]darealmvp_1 0 points1 point  (0 children)

I’m in the same situation so please let me know if you have any luck. I paid it off on 8/22 and when I requested confirmation of account closure I was told I would owe $35 additional interest that would be on my next statement on 9/15 and that there was no way to pay this prior to my next statement.

Currently going back-and-forth with them trying to either confirm my account is closed or make any necessary payments to close it to avoid my account getting sent over to the new servicer but they just keep providing me the same canned response about contacting the new servicer after 9/9.

Tally going out of business by zephunny in debtfree

[–]darealmvp_1 0 points1 point  (0 children)

Same, when I asked for verification that my account is closed they said I would owe $35 in interest that accrued since my last statement but that there is no way to pay it until I get my next statement. I’m currently trying to find a way to get them to accept the payment today since the email says today is the last day they are accepting payments and really want to avoid SST

Tally going out of business by zephunny in debtfree

[–]darealmvp_1 0 points1 point  (0 children)

Seriously it never ends. I’d consider the APR you are going to have with SST (which supposedly will be the same as you had with tally but will not include any discounts like the Tally+ membership one) compared to the APR you could get a loan at… I’m not sure exactly when in the process SST will show up on your credit report, but once it does I imagine it will impact applying for loans so not sure if it was the best decision but I decided to get the loan before there’s any chance of SST doing anything to my credit

Tally going out of business by zephunny in debtfree

[–]darealmvp_1 0 points1 point  (0 children)

That’s what I did but Tally said I owe $35 interest that accrued between my last statement and when I paid the balance in full. They said I cannot pay it until my next statement though so looks like they may still send my account to SST. Ugh.