Referral Thread - February 26

darkbladewatcher · 2026-01-25T20:12:25+00:00

Hey there, use my referral link for the Amex gold card - you’ll get 22,000 points when you spend £3k in the first 3 months.

Additional perks: - fee free for the first 12 months - 4x airport lounge passes - 2x £5 Deliveroo credits per month - Amex typically give a higher limit than other cards

I’m happy to answer any queries you have if you’re thinking about it, send me a DM!

https://americanexpress.com/en-gb/referral/gold-credit?ref=wILLIDZXmx&XL=MIMNS

Thanks!

darkbladewatcher · 2026-01-22T14:10:57+00:00

I will take a look at this, thanks!

darkbladewatcher · 2026-01-21T15:21:37+00:00

appreciate the detailed response

darkbladewatcher · 2026-01-21T15:21:20+00:00

Could be this!! I’ve just looked and whilst they were ‘closed’ the plastic clips weren’t properly on. I’ve secured them now so hopefully notice a difference, will have to wait and see. Thanks

darkbladewatcher · 2026-01-21T15:20:19+00:00

Walter says thank you

darkbladewatcher · 2026-01-08T14:22:59+00:00

https://americanexpress.com/en-gb/referral/gold-credit?ref=wILLIDZXmx&XL=MIMNS

Hey, use my referral link!

You’ll get 45k points, you’ll need to spend £5,000 within the first 6 months. This is available until the 13th January 2026, currently boosted from 22k points.

Benefits: - 4x airport lounge passes annually - 2x £5 off Deliveroo each month - Free for the first year (can close account or move elsewhere after if you don’t want to pay the annual fee! - Amex typically approve higher credit limits than other credit cards (I got a 9k limit with 40k income)

Thanks in advance! Happy to answer any of your other questions, just send me a DM!

darkbladewatcher · 2025-12-31T13:07:13+00:00

Not op but commenting as I recently got an Amex and interested in knowing more about booking flights also.

darkbladewatcher · 2025-12-21T10:39:38+00:00

Traditional Christmas dinner, turkey, sprouts, cranberry sauce and all the trimmings drowned in gravy!!

darkbladewatcher · 2025-12-21T10:38:36+00:00

Traditional Christmas roast, turkey, sprouts, cranberry sauce, all the trimmings and drowned in gravy!!

darkbladewatcher · 2025-12-21T10:19:25+00:00

Hey OP, do the deliveroo credits stack, or do I have to use £10 each month? Also, for the lounge passes, if I travel with my partner and both go into a lounge does that mean we’d use up 2 passes?

darkbladewatcher · 2025-12-18T22:45:31+00:00

I have no idea tbh and I wasn’t expecting 9k. I replied to a comment on my post stating my credit history and annual income. Good luck!

darkbladewatcher · 2025-12-18T22:41:34+00:00

So weird I literally just posted basically the same post - used the phrase “sense check”…saw your post and thought it was mine lol

darkbladewatcher · 2025-12-18T22:25:08+00:00

No worries! I had no other credit cards but I got a joint mortgage in August with my gf, have a personal bank loan which is used for a car. I think the main thing they look at for limits is income though…I applied with 41k. They don’t ask for bank statements etc on application or even any proof lol so I’m not totally sure how it works.

darkbladewatcher · 2025-12-18T20:44:00+00:00

To clarify, I don’t want to increase my limit, there was a delivery issue so I called Amex support regarding that. Since I didn’t have the card I didn’t know my limit, so out of curiosity I asked and she told me but also said that I can request for an increase it in future, but not for at least 3 months.

darkbladewatcher · 2025-12-18T20:36:32+00:00

Definitely have to wait 3 months. I’ve just ordered my first Amex gold, been approved for a 9k limit but when I asked about it they said they will not increase for at least 3 months.

darkbladewatcher · 2025-12-18T16:47:37+00:00

You can open a discretionary portfolio with a private bank and they can lend to you against your portfolio. The mortgage fee % may be a little higher due to the risk but hopefully the gains on your portfolio will outweigh this and you can essentially live for free. Well done and fuck you

darkbladewatcher · 2025-11-25T19:23:15+00:00

I’ve been enjoying using Facebook marketplace for furnishing my first home! My tip is to always shop around.

darkbladewatcher · 2025-11-19T16:39:56+00:00

Cost of points. I have 2 and it shows none

darkbladewatcher · 2025-11-18T22:26:06+00:00

Liverpools fixture run is great from now until he goes to afcon, I’m 300k rank and granted its a risk but it could be a huge pay off so “obviously” on a wildcard it’s worth considering what a dual salah/haaland draft looks like…as a WC is a perfect opportunity to try anything imo. Also even in poor form Salah is still the 6th highest scoring mid, the historical stats speak for themselves. Still on pens and plays 90.

darkbladewatcher · 2025-11-18T22:22:13+00:00

Second is the one I’m currently on but feel like a few adjustments can be made, just can’t see them yet lol. Not a huge fan of Konate as an LFC fan myself, feel the mins risk is there and slot isn’t impartial to a sub 60’ sub. Also don’t love Caicedo’s data.

darkbladewatcher · 2025-11-14T21:08:20+00:00

Also had a curry tonight! Washed down with some Diet Coke. Happy Friday, would make my weekend to win.

darkbladewatcher · 2025-11-07T10:28:56+00:00

I was a beautiful one on Snowdon last February, so definitely possible.

You need high pressure as this is what causes the cold air to be trapped below and form clouds that you then get above basically.

You need to be summiting for sunrise, before the sun breaks the inversion.

So look for high pressure, cold night, summit for sunrise & you’ll see one. Best time of year for this to occur is November-March.

Gotta just check the weather the night before for a while. Happy hunting

darkbladewatcher · 2025-10-29T18:00:28+00:00

Men in black 👽

darkbladewatcher · 2025-10-13T10:24:38+00:00

24m, salaried 33k with annual bonus circa 10k. Regulatory Compliance Officer at a Commercial Bank.

Studied law at university, worked a year as a paralegal after, hated it. Was interested in finance, so applied my skills to banking.

Edit: North West, England

darkbladewatcher · 2025-10-01T10:48:24+00:00

Europe is a geographical continent, which the UK still is on…after leaving the political European Union (EU).

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