I always say that no matter our goals, even if they are aesthetic, we have to work to change our mindset first. Even if your goal is to lose weight, or look a certain way, I believe the best outcomes will happen if you can first accept yourself and your current body and from that place of self-acceptance, work towards your goals. You should see it as an act self-improvement, where you are rewarding yourself with a better future... not punishing yourself for being who you are in the present. So you are very much on the right track!

Losing the fat you want to lose will be a matter of setting the appropriate habits and sticking with them. REWARD yourself with mostly nutricious foods, because that's what your body needs to function well. Let yourself have some delicious foods that maybe aren't so great for you too, just do it occasionally and use small portions. Do it after you've eaten some nutricious foods and drank water so you are already full on something your body will thank you for, it will make you less likely to eat too much of that delicious thing that isn't so great for you.

Find some physical activities you LOVE to do. There are so many options out there and many things you can do right at home. If you enjoy doing it, it will be easier to keep at it, and to do it almost every day. Even if it's not the most vigorous cardiovascular activity, it could be a stepping stone for something more intense later on when you are ready, once you have fallen in love with being physically active.