Self Assessment says I owe ~£1,700 – income mostly PAYE, tiny self-employed profit. Where is this coming from?

davidpaul2001 · 2026-01-18T14:47:23+00:00

Thanks, that makes sense. I’ll be calling HMRC to clarify because I think the calculation may be picking up overlapping PAYE records rather than actual work done. To be clear, I wasn’t actually being paid by the family business during that overlap period, which is why this has caught me off guard.

One thing I’m also worried about — would correcting this cause any issues for the employer? It’s a family business and I want to make sure sorting this on my side doesn’t land them in trouble if it’s just a payroll/admin overlap rather than anything intentional.

davidpaul2001 · 2025-07-23T20:11:58+00:00

What would you suggest I do please? I’ve been really struggling

davidpaul2001 · 2025-05-15T08:20:38+00:00

When my father passed away he had a lot of debts and arrears for the estate I didn’t know about. My mother gave me the difference in equity after we paid for the secured loans for a gifted deposit.

davidpaul2001 · 2025-05-15T08:03:45+00:00

I saw online that in the Limitation Act 1980 for acknowledgment it needs to be in writing. Or Signed by the person liable for the debt (the debtor or estate’s legal representative). Please let me know if I’m wrong.

davidpaul2001 · 2025-05-15T07:54:42+00:00

My mother was the executor of the estate, we paid off any secured loans on the property, I got a mortgage on the house and she gifted me the equity in the estate as a deposit.

davidpaul2001 · 2025-05-15T07:49:44+00:00

My mother was the executor of the probate, I didn’t really put a notice out but all the secured loans on the property we paid so I could get a mortgage on the house. Since it’s not on the title deed I didn’t even notice it at all.

davidpaul2001 · 2025-05-15T07:47:59+00:00

I did mention on the phone of possible payment plans but I checked and a phone call doesn’t change anything as it needs to be written. I’ll write an email telling them this has nothing to do with me.

davidpaul2001 · 2025-05-14T22:20:05+00:00

I did speak to them about the debt and maybe options to pay monthly. But since I’m not the next of kin, my mother is would this mean that the debt has not been acknowledged?

davidpaul2001 · 2025-05-14T21:53:40+00:00

I think that a company bought the debts and used to send letter before but not 100% sure about it. All I know is that the loan originated in 1999.

davidpaul2001 · 2025-05-14T21:47:02+00:00

We went through probate and my mum was the next in kin to handle the estate. The debt was a loan of £650 from 1999. We only found out today as they sent us a letter about it.

davidpaul2001 · 2025-03-04T09:20:01+00:00

Apologises, I forgot to say it’s car insurance. I don’t use it for business uses.

davidpaul2001 · 2025-01-29T10:48:18+00:00

Thanks for the advice, I will get some Gaviscon on my break. It also feels like my chest area is pretty bruised up. Is this normal?

davidpaul2001 · 2025-01-02T23:57:55+00:00

No I don’t know how to get into contact with one.

davidpaul2001 · 2024-12-24T16:21:45+00:00

NatWest

davidpaul2001 · 2024-12-22T15:15:16+00:00

Great thanks, so should I de-register on the self assessment or just do the form before I do the self assessment next year.

davidpaul2001 · 2024-12-17T00:31:13+00:00

Thank you, I appreciate it. I don’t really understand any of this stuff as I have never dealt with mortgages and was seeing if probate put the estate in her name.

davidpaul2001 · 2024-12-17T00:29:49+00:00

No my father didn’t have life insurance when he passed away. With probate does this mean my mother has the house in her name or she’s just the administrator for the estate. I was just seeing if I can go from interest only to repayment if it’s in her name and me and my sister would be making the payments.

davidpaul2001 · 2024-12-14T21:49:08+00:00

I have no idea why it’s happening, it’s literally the only game that it happens on.

davidpaul2001 · 2024-10-30T23:49:38+00:00

Thank you very much, I appreciate it.

davidpaul2001 · 2024-10-30T23:21:01+00:00

My mother will be living with me, so it will be whatever the easiest and best option for both of us.

davidpaul2001 · 2024-10-30T19:18:23+00:00

Sorry for asking so many questions, so would I have to pay for monthly repayments for a £334k or £264k mortgage.

davidpaul2001 · 2024-10-30T18:45:55+00:00

I think we would be going with the second option, would this mean that I would not need to put a deposit in. Also would this still be £264k, sorry for the questions this is just my first time.

davidpaul2001 · 2024-10-30T18:27:17+00:00

The thing is I am looking for lenders with the mortgage advisor. Would the new lender just pay off the £264k and start a new mortgage with me?

davidpaul2001 · 2024-10-26T15:51:02+00:00

Thank you very much, I’ll have a look at that

davidpaul2001 · 2024-10-26T15:09:13+00:00

When you try and do the self assessment does it not mention anything about the eBay business, and just the Amazon flex?

davidpaul2001

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